SCHUFA-Auskunft kostenlos beantragen (direkt online möglich)

Schufa

Du fragst Dich, welche Einträge in Deinem Schufa-Datensatz gespeichert sind und möchtest diese Daten einsehen? Hierzu kannst du bei der Schufa jeden Eintrag abfragen. Der Gesetzgeber hat es Dir mit dem Artikel 15 der Datenschutzgrundverordnung (DSGVO) etwas leichter gemacht, an Deine Daten zu kommen. Denn durch die DSGVO hast Du ein Recht zu erfahren, welche … Read more

ING deposit money simply explained

ING Bargeld einzahlen

Dieser Artikel stellt 3 kostenlose Möglichkeiten vor, wie du kostenlos bei der ING Geld einzahlen kannst. Hierzu gibt es Minimal- und Maximalbeträge von 1.000 Euro und 25.000 Euro, welche jedoch relativ einfach umgangen werden können. Als Direktbank profitiert die ING von den eingesparten Kosten eines teuren Filialnetz. Diesen Kostenvorteil gibt sie durch ein kostenloses Girokonto … Read more

Open a Postbank P account

Open a Postbank P account

Hier findest du alle wesentlichen Informationen zum P-Konto der Postbank (Pfändungsschutzkonto). Auf dem „Postbank P-Konto“ ist Guthaben in Höhe von 1330,16 Euro vor dem Zugriff der Gläubiger geschützt. Um in den Genuss des P-Konto Schutz zu Kommen musst du bei deiner Postbank Filiale einen P-Konto Wandlungsantrag stellen. Dieser ist auch rückwirkend noch 4 Wochen gültig. … Read more

Open a Volksbank P account

Open a Volksbank P account

Hier findest du alle wesentlichen Informationen zum P-Konto der Volksbank (Pfändungsschutzkonto). Auf dem „Volksbank P-Konto“ ist Guthaben in Höhe von 1330,16 Euro vor dem Zugriff der Gläubiger geschützt. Um in den Genuss des P-Konto Schutz zu Kommen musst du bei deiner Volksbank Filiale einen P-Konto Wandlungsantrag stellen. Dieser ist auch rückwirkend noch 4 Wochen gültig. … Read more

Open a Sparkasse P account

Open a Sparkasse P account

Hier findest du alle wesentlichen Informationen zum P-Konto der Sparkasse (Pfändungsschutzkonto). Auf dem „Sparkasse P-Konto“ ist Guthaben in Höhe von 1330,16 Euro vor dem Zugriff der Gläubiger geschützt. Um in den Genuss des P-Konto Schutz zu Kommen musst du bei deiner Sparkasse Filiale einen P-Konto Wandlungsantrag stellen. Dieser ist auch rückwirkend noch 4 Wochen gültig. … Read more

Open a Norisbank P account

Open a Norisbank P account

Hier findest du alle wesentlichen Informationen zum P-Konto der Norisbank (Pfändungsschutzkonto). Auf dem „Norisbank P-Konto“ ist Guthaben in Höhe von 1330,16 Euro vor dem Zugriff der Gläubiger geschützt. Um in den Genuss des P-Konto Schutz zu Kommen musst du bei deiner norisbank Filiale einen P-Konto Wandlungsantrag stellen. Dieser ist auch rückwirkend noch 4 Wochen gültig. … Read more

Open a Commerzbank P account

Open a Commerzbank P account

Hier findest du alle wesentlichen Informationen zum P-Konto der Commerzbank (Pfändungsschutzkonto). Auf dem „Commerzbank P-Konto“ ist Guthaben in Höhe von 1330,16 Euro vor dem Zugriff der Gläubiger geschützt. Um in den Genuss des P-Konto Schutz zu Kommen musst du bei deiner Commerzbank Filiale einen P-Konto Wandlungsantrag stellen. Dieser ist auch rückwirkend noch 4 Wochen gültig. … Read more

Open a Deutsche Bank P account

Open a Deutsche Bank P account

Hier findest du alle wesentlichen Informationen zum P-Konto der Deutschen Bank (Pfändungsschutzkonto). Auf dem „Deutsche Bank P-Konto“ ist Guthaben in Höhe von 1330,16 Euro vor dem Zugriff der Gläubiger geschützt. Um in den Genuss des P-Konto Schutz zu Kommen musst du bei deiner Deutschen Bank Filiale einen P-Konto Wandlungsantrag stellen. Dieser ist auch rückwirkend noch … Read more

Targobank: Does the bank give a loan despite negative SCHUFA?

Targobank loan despite negative SCHUFA 

In diesem Artikel dreht klären wir auf, ob die Targobank einen Kredit trotz negativer Schufa vergibt. Vielleicht kommt es jetzt unerwartet: Falls du einen negativen Schufa-Eintrag hast, ist die Targobank* eine akzeptable, aber nicht die Beste gute Adresse. Denn Konto-Kredit-Vergleich.de machte folgende Erfahrungen: Ein Kredit trotz negativer SCHUFA wird bei der Targobank nicht erteilt. Allerdings … Read more

Kreditvertrag unterschrieben, trotzdem abgelehnt

Kreditvertrag unterschrieben trotzdem abgelehnt

Kann es vorkommen, dass ein Kreditvertrag unterschrieben wurde und dann trotzdem von der Bank abgelehnt wird? In diesem Artikel klären wir einige häufige Missverständnisse zwischen Kreditantrag und dem eigentlichen Kreditvertrag auf. Diese Missverständnisse führen immer wieder dazu, dass Leute denken, ihr Kreditvertrag wurde trotz Unterschrift noch abgelehnt. In vielen Fällen ist das nicht der Fall, … Read more

Lightning loan despite poor credit rating

Flash

Get a lightning loan despite bad credit in under an hour on your account With a lightning loan you can borrow between 100 and 3,000 € ✓Through the instant transfer you can get the money today on the account! ✓The lightning fast express loan is paid out despite poor credit rating due to negative Schufa entries ✓Flexible repayment: The loan can be repaid in one, ... Read more

Tilgung ändern während der Laufzeit

Tilgung ändern während der Laufzeit

Wenn sich deine finanzielle Situation ändert, erlaubt dir eine geänderte Tilgung, die monatliche Rate des Kredits an die neue Situation anzupassen. Dabei das Recht zum Ändern der Tilgung während der Laufzeit im Kreditvertrag vereinbart sein. Üblich sind Änderungen der Tilgung zwischen einem minimalen und maximalen Tilgungssatz. Dabei erlauben einige Banken, den Tilgungssatz kostenfrei zu ändern. … Read more

Vorlaufzinsen – Knapp und bündig erklärt

Was sind Vorlaufzinsen

Bei Krediten und Darlehen kommt man das Thema Zinsen nicht herum. Dabei gibt es Zinsen gibt in vielen Ausprägungen. Schließlich sind Zinsen die wichtigste Einnahmequelle einer Bank. Bei Vorlaufzinsen verlangt die Bank den vereinbarten Zins für ein früher ausgezahltes Darlehen. Da Vorlaufzinsen aufgrund der früheren Auszahlung allerdings nicht im Ratenplan stehen, sorgen sie manchmal für … Read more

P-Konto Increase allowance - How long does it take?

P-Konto Freibetrag erhöhen - Wie lange dauert das

Wenn du ein P-Konto, hast lohnt es sich zu prüfen ob du den Freibetrag erhöhen kannst. Während die Umwandlung des Kontos laut Gesetz innerhalb von vier Geschäftstagen erfolgen muss, existiert bei der Erhöhung der Freibeträge eine solche Frist nicht. Daher fragen viele Berichtigte zu Recht „Wie lange dauert es den P-Konto Freibetrag zu erhöhen?“. Normalerweise erfolgt … Read more

Used car financing despite negative credit bureau

Everything important about used car financing despite negative Schufa in brief

In the articles Auto auf Raten kaufen trotz negativer Schufa und Autohaus Finanzierung ohne Schufa we have already pointed out that with negative Schufa a used car for a low 4-digit euro amount is the vehicle of choice to become mobile again. Because financing a car with a bad Schufa is difficult and at worst runs ... Read more

Credit in 30 minutes on the account: lightning credit, express credit or income

Lightning credit - money there in 30 minutes

With a flash loan with instant payout, the express loan in 30 min without Schufa on the account** A flash loan with instant payout is an express loan that can be in 30 min on the account. In this case, a mini loan with instant payout or a micro loan with instant payout is used. This is a loan that does not require a long and complicated credit ... Read more

What is Vario financing?

Vario Finanzierung Was ist das Titelbild

Bei einer Neu- oder Gebrauchtwagen Finanzierung ohne Anzahlung spielt die Vario Finanzierung eine entscheidende Rolle. Mit dieser Finanzierung kannst du ein Auto kaufen ohne eine Anzahlung zu leisten. Aber Was ist eine Vario Finanzierung eigentlich? Was bedeutet der Begriff Vario Finanzierung und gibt es eine Vario Finanzierung eigentlich nur bei einem Auto? Wichtiges zusammengefasst Die … Read more

Used car financing without down payment

Used car financing without down payment

Eine Gebrauchtwagen Finanzierung ohne Anzahlung ist über eine Vario-Finanzierung, ein Autoleasing, ein Auto Abo oder einen Autokredit möglich. Dabei sind die monatlichen Raten sind bei der Vario Finanzierung, dem Auto Abo und dem Auto Leasing sehr gering. Beim Autokredit sind die monatlichen Raten hingegen höher. Das liegt daran, dass du mit einem Autokredit das Auto … Read more

What are the requirements for a car loan?

Vorraussetzungen Autokredit Sportwagen

Would you like to take out a car loan? Then you can find out here which criteria exist for taking out a car loan. The essential requirements for a car loan include: income, place of residence and the general creditworthiness of the borrower. Car loan what is needed - One of the most important requirements for a car loan is a minimum income of 1,300 euros, which is about the 3 last payslips ... Read more

Loan without Schufa – serious? (rip-off without proof of creditworthiness)

Credit without Schufa - Serious cover image

Many loan providers lure you with false promises of a loan without Credit Bureau. Often - especially in social media - perfidious scams are used to rip you off. Loans with preliminary costs, notary or cash on delivery fees are not legal in Germany. Nevertheless, these and similar fees are required for loans without Credit Bureau. Because by no means all providers without Schufa ... Read more

Securities loan comparison & guide

Securities loan comparison

In the securities loan comparison, we take a look at the securities loan conditions of different providers. In addition to a favorable interest rate, important criteria when comparing the conditions of securities loans are the question of whether the loan is earmarked, whether a report is made to the Schufa and, in particular, whether the loan is free of charge. I have numerous... Read more

Smartbroker securities loan: What you should consider!

Smartbroker Securities Loan

Like several alternative custody account providers, Smartbroker offers a securities loan. Which conditions are offered with the Smartbroker securities loan and what you should pay attention to with the Smartbroker Lombard loan, as the securities loan is also called. The short version: With the Smartbroker securities loan, you can lend on all tradable securities with a maximum of 80 % for 2.25 % interest. An exception are papers that ... Read more

What does a negative Schufa report look like?

what does a negative schufa report look like cover picture

In this article you will find out what a negative Schufa report looks like. Because if you have requested a Schufa information, the question "What does a negative Schufa information look like?" plays an important role. Because only with a little specialist knowledge can you distinguish negative Schufa information from positive information. A negative credit bureau information reduces ... Read more

Car loan protection contribution: what is it?

Was ist der Schutzbeitrag beim Autokredit - Titelbild

The protection contribution for the car loan is the fee for the residual debt insurance. The residual debt insurance covers the cost of the car loan in the event of certain strokes of fate. The risk of death, illness, unemployment and incapacity for work are covered by the protection contribution for a car loan. Term life insurance is an alternative to residual debt insurance for car loans because it covers similar risks. Paying off a car loan... Read more

Vehicle registration document as collateral for credit: use the car as security!

Vehicle registration document as collateral for credit

For a car loan, the vehicle registration document (officially: registration certificate II) must be submitted to some banks. Without a desire to sell, it is even advisable to take out the loan against a vehicle registration document. Many were interested in the question "Which bank takes a car as security?". Therefore, Konto-Kredit-Vergleich.de has checked which banks accept the vehicle registration document as a pledge for credit and which do not. ... Read more

Car loan without submitting a vehicle letter (keep the vehicle letter)

Car loan without car letter delivery - keep car letter

Car loan without car registration – A flexible financing model for your dream car. There are banks where you can take out a car loan and keep the car registration. This also includes my recommendation: The ING DiBa car loan without a vehicle registration document. In the case of a car loan without a car letter, there is no security transfer. So you are the owner and owner of the vehicle. In order to … Read more

Auto subscription without Schufa or despite negative Schufa: Top 5 providers

Car subscription without Schufa

There are only a few providers who do not carry out a credit check with the Schufa when concluding a car subscription. Car subscription providers who offer a car subscription despite a negative Schufa entry usually require other proof. Examples of other evidence include sufficient income, a guarantor, or additional security deposit. Many providers will… Read more

Buying a car on installments despite negative credit bureau - Top 5 houses

Buy a car on installments despite negative credit bureau

If you have a negative Schufa record, it is not easy to get a loan for a car - most car dealers as well as banks often refuse customers with negative Schufa listing. However, even in difficult cases there are ways and possibilities to buy a car on installments despite negative Schufa. If you are ... Read more

Credit despite sick pay – The best options (10+ providers)

Credit despite sick pay

If you receive sick pay, your credit rating is weakened. It is therefore particularly difficult to cover your credit needs in the event of a prolonged illness for which you receive sick pay. Many banks will withdraw from a loan despite sick pay. This is because bank sick pay cannot be garnished like regular earned income. There is a garnishment ... Read more

Open a P account – which bank? – The 6 best P accounts

P-Konto - Which bank?

If you're wondering which bank you can open a P-account with and you might have one or the other negative Schufa entry, you've come to the right place. Because here you will receive recommendations at which bank you can open a P-account with a bad credit rating or negative Schufa. These are Schufa-free accounts, which can also be used with ... Read more

Free checking account with no minimum input 🥇

Free checking account with no minimum deposit

Would you like a free checking account even without receiving wages, salary, pension or BAföG? In 2021 providers of fee-free accounts will become increasingly rare. Because since September 2019, banks have had to pay 0.5 percent penalty interest to the European Central Bank. Many banks get this money back from their customers. Customers who do not have a minimum payment are particularly unpopular with banks. Read more

Car loan without SCHUFA and creditworthiness - 10 banks where it works

Car loan without SCHUFA and credit rating

In this article you will find 10 banks where you can get a car loan without SCHUFA and creditworthiness. You will also find out what loan amount is available for a car loan without a Schufa query, depending on your income. You can lower your monthly rate by making a down payment. Conversely, a car loan without Schufa and down payment means a higher monthly ... Read more

P account: When does the money go to the creditor? (2 cases)

P-Konto: Wann geht das Geld an den Gläubiger?

In order to answer the question "When will the money in the P account go to the creditor?" the cases of transfer of moratorium amounts and transfer amounts to the following month must be differentiated. In the case of moratorium amounts, your receipt of money is higher than the exempt amount, whereas in the case of transfer amounts in the following month, your exempt amount has not yet been exhausted and you make a savings contribution in the ... Read more

P-account allowance exceeded: When will the money be available?

P-Konto Freibetrag überschritten - Wann verfügbar

If you receive more money in a month than the garnishment exemption allows, you exceed the P account exemption. Now the bank moves the money above the garnishment exemption amount to a payment account and blocks it for the current month. The question of when the blocked money will be available again is raised because the P account allowance has been exceeded. ... Read more

Banks that lend easily: Top 10 tableau

Banks that lend easily

If you've already asked yourself the question "Which banks give out easy loans?", you've come to the right place. In the top 10 tableau we show you banks and credit intermediaries that easily grant loans. Loans that are easy to apply for and that anyone can get are either mini loans of up to EUR 3,000 or an installment loan of up to EUR 7,500... Read more

P-account allowance exceeded: "How do I get my money?"

Cover P-Konto Allowance exceeded How do I get my money.

You have exceeded your allowance on the P account and are now asking yourself "How do I get my money?". The frustration with the outflow of money is understandable. Because if the incoming money on the P account is higher than the exempt amount, the money goes to the payout account. You will find out when the bank will pay out the money to the creditors... Read more

Investing in Index Funds (ETFs) – Pros & Cons

Geldanlage Indexfonds (ETFs) – Pros & Contras Quelle: https://www.pexels.com/de-de/foto/marketing-frau-kreativ-entwurf-6289065/

More and more investors are now switching to other investments than they were a few years ago because classic savings models simply no longer yield interest. Index funds, also known as ETFs, are particularly popular. But where does this great popularity come from? And are there any disadvantages that potential ETF investors should be aware of? What is an ETF anyway? ETF is short... Read more

Car leasing without Schufa: 7 suppliers for car leasing without Schufa

Car leasing without and despite negative schufa

Hier geht es um das Auto Leasing ohne Schufa und das Autoleasing trotz Schufa. Dabei beleuchten wir die Möglichkeiten, ob und wo du ein Leasing mit kleiner Bonitätsprüfung abschließen kannst. Ein Leasing ohne Bonitätsprüfung ist allerdings von keinem Anbieter möglich, denn natürlich stellt jeder Leasinggeber irgendwie sicher, dass die Raten bezahlt werden können. Dennoch gibt … Read more

Which car dealership finances despite negative credit bureau? – Top 5 tableau

Buying a car with a car loan without Schufa directly from the dealership

The thought of getting financing through a car dealership is obvious when buying a vehicle. After all, you know the people in the dealership personally, which often results in a certain level of trust. But if you have a negative Schufa entry, it is not easy to get a loan - car dealerships and banks reject customers with negative ... Read more

Credit in 1 hour in the bank without Schufa (immediate credit)

Erhalte einen Express Kredit in unter einer Stunde auf dein Konto Mit einem Express Kredit in unter einer Stunde zwischen 100 und 3.000 € leihen ✓ Durch die Sofortüberweisung kannst du das gewünschte Geld heute noch aufs Konto bekommen! ✓ Heute noch Bargeld trotz Eintrag: Der Expresskredit wird auch bei negativer Schufa Auskunft ausbezahlt ✓ … Read more

Why you shouldn't buy or sell a car without a registration document

Hand car key

No vehicle registration document when buying or selling a car? In this article you will find out why you should not buy or sell a car without a vehicle registration document (today's registration certificate part II). When buying a car without a vehicle registration document, ownership is unclear. Therefore, you cannot prove that the car belongs to the seller and that he is even allowed to sell it. This is how you can at … Read more

Student account comparison: The best bank for students

Study efficiently and save money by comparing student accounts

Going to college is usually a big change. Because it is often associated with moving to the place of study. Students who now receive income from part-time jobs, parental allowances or state subsidies must also systematically manage expenses – including rent, electricity, telephone and internet. The "control center" for all financial matters is nowadays the checking account. Above … Read more

Open an account against garnishment: Open a new account despite garnishment?

Hope: Yes you can open a new account despite garnishment

Did you get a seizure order? If the question "Can I open a new account despite the garnishment?" is going through your head, we might be able to make things easier for you. Because you can open a new account despite the garnishment and thus greatly accelerate your debt relief. However, there are a few things to consider when opening a garnishment protection account. In … Read more

Which bank gives credit for low income? low-income credit

Waiter - Only one of many Berfun with low income

People on low incomes often have a painful experience when applying for a loan: the more someone needs a loan because of their personal finances, the more difficult it is to apply. The "credit paradox" makes it very difficult for low-income earners, housewives, students, part-time workers and retirees to obtain a loan. But this article shows how and with which ... Read more

What happens with too much money in the P account? (your options now)

Calculate when there is too much money on the P-Konto

With a garnishment protection account or P account, the monthly receipt of money is limited to the exemption amount. The common opinion is that money on the P account above the attachment exemption amount is immediately attached. But that's not true. The money is only transferred to a payout account. The payment account is a sub-account of the garnishment protection account. In this article, you will learn what to do with too much... Read more

What does the powers-sound in the car do?

what leads to power sound in the car

A frequently researched question during the driver's license test is: "What is the purpose of 'Power Sound' in the car?" This means listening to music at a high volume. Power Sound leads to distraction in traffic. According to the road traffic regulations, other road users must not be harmed or bothered. In addition, your hearing must not be impaired. StVO § 1 Para. 2: "(...) ... Read more

Credit in difficult cases: 9 seemingly hopeless cases

Loans in difficult cases

Has your loan been rejected by the bank? You may belong to a group of people who describe banks as difficult cases. If you need a loan as: trainee, student, during the probationary period, with a fixed-term employment contract, as an unemployed person, as a self-employed person, as a single parent, as a pensioner, on parental leave, with negative credit bureau or generally with poor creditworthiness, it is difficult to get a ... Read more

Top 7 books to understand the world of cryptocurrencies

Recently, more and more people are talking about cryptocurrency. So, you are wondering what blockchain is and how to start cryptocurrency trading? Our collection of books for beginners will help you understand this niche. The Best Books for Getting Started with Cryptocurrencies and Blockchain For all the people who are interested in... Read more

Swiss credit ranking: 7 Swiss credit providers without Schufa

In the Swiss credit ranking list you will find the seven best German credit providers for a loan from Swiss banks despite negative credit bureau and without upfront costs. The Swiss credit providers can arrange a loan without a credit bureau from a foreign bank. Alternatively, these providers also offer you a cheaper loan from Germany. This credit will then be used despite negative ... Read more

Jobsora – a great job search website

Nowadays, people have numerous websites available for job search. Unfortunately, most of them have many disadvantages: inconvenient navigation, small amount of job offers, untrustworthy employers, etc. That is why many people looking for a job need a reliable job search website. A new job search website that aims to eliminate these problems is Jobsora. Jobsora … Read more

Depot for children: papers, taxes & pitfalls

Mutter Tochter Sonnenuntergang am_Meer

Taxes can be saved with a deposit for children. When equipping the depot, attention should be paid to long-term stable securities in promising sectors. The custody account for children is an ideal vehicle for building up assets for the offspring. Pitfalls with health insurance and BAföG should be avoided at all costs. Because these can, if approached incorrectly, cause any ... Read more

Swiss credit for Germans

In addition to the impressive mountain panorama of the Swiss Alps, Glacier Express and Alphorn, Switzerland also has an efficient banking system to offer. With the Swiss loan for Germans, we can also share in the benefits of Switzerland north of the Alps.

Why are Swiss loans so popular with Germans? In contrast to most German credit institutions, Swiss banks grant the loan according to different rules of the game. Loans from Switzerland can also be granted with a negative Schufa entry, a “poor credit rating”. In addition, there is no entry at the Schufa for a loan from Switzerland. The name Swiss loan ... Read more

How much does a small car cost per month?

You ask yourself "How much does a small car cost per month?" A small car can be maintained for less than 200 euros per month. This includes all costs for fuel, maintenance, taxes and insurance. These costs, also known as the maintenance costs of your car, amount to around 160 euros per month for a small car. In addition, there is the loss of value, which with a ... Read more

Which car at 1000 euros net? – 11 cheapest cars

Which car at 1000 euros net?

You ask yourself "Which car can you afford with a net wage or salary of 1,000 euros?" At 1,000 euros net, a used small car up to 5,000 euros is an option. If you can pay for the car in cash, you'll lower your future monthly expenses. However, you can also finance a cheap used car with a salary of €1000. Thereby amounts to … Read more

Debt Advice: A Lifeline for People in Financial Distress?

Schuldnerberatungen: Ein effektiver Rettungsring für Menschen in finanzieller Not

This page compares the results of four social science studies that examined the effectiveness of debt counseling. In order to assess whether debt counseling is a lifeline for people in financial distress, we compare the effectiveness of debt counseling in four dimensions. The effectiveness of debt counseling is measured in 4 dimensions: economic, financial effectiveness, psychosocial effectiveness, ... Read more

Earn money as an affiliate: will it work in 2022?

Als Affiliate Geld verdienen, Image by Peggy und Marco Lachmann-Anke von Pixabay

The Geldmag from Geldhelden.org and the Finanzfeed network organized a blog parade and invited me and other bloggers to share our thoughts on the topic "New sources of income 2021". After 2.5 years of experience in affiliate marketing, here is an answer to the question: "How can I make money with an affiliate project?" In 2021 you can with... Read more

3 shocking news from the savings banks

Katastrophe Sparkasse

At the savings bank, salaries in the millions are sometimes paid to the board, although profits have fallen sharply. Customers who have too much in the account should be terminated and the savings banks are heralding the end of free accounts in Germany. It is becoming clear that the public banking sector is facing a mountain of problems. The Sparkasse stands for security, ... Read more

car insurance

You can find the cheapest car insurance with providers like Check24. Use the embedded rate calculator to check if you're paying too much for your car insurance. Read more: Which car at 1500 euros net? Which car at 1000 euros net? – 11 cheapest cars How much does a small car cost per month?

Free savings plan at ING

While the DKB is turning up the cost screw in 2021, the ING is using its profits to offer offers such as a free savings plan! In the depot comparison, there are now some brokers who offer a savings plan for 0 euros in fees. The ING already has over 150 savings plans available free of charge. However, due to a good financial year, the bank is now... Read more

Shares transferred to child tax-free

Shares transferred to child tax-free

With a deposit that runs on your child, the first €9744 (basic allowance) are tax-free in 2021. In addition, there is the savings allowance of €801. This means that €10,545 in share profits are tax-free in 2021. If the basic allowance has not been exhausted, securities can be sold at a profit and immediately bought again. Thus, the acquisition costs increase, which later becomes ... Read more

Follow-up financing for real estate loans - 10 years of savings

Follow-up financing: What do I need to consider?

Anyone looking for follow-up financing for their property in 2021 will benefit from the low interest rates. The low-interest phase should be used to repay the real estate loan with a higher repayment. In the long run, a loan is a burden and it is therefore better to pay off the remaining debt quickly. It is therefore cheaper to use the low interest rate to pay off the remaining debt with the ... Read more

Credit declined due to chargeback

No money? A loan without income can help quickly.

All information should be filled out completely and correctly when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. If the bank statements show return debits, the loan can be rejected. But also payments to debt collection companies... Read more

Loan declined due to bank statement

Loan declined due to bank statement

ATTENTION! Current loans should be specified correctly and completely when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. An undisclosed loan does not leave a good impression on the bank and it can lead to ... Read more

credit that everyone gets

Credit everyone gets

Many people with a bad credit rating or a negative entry at the SCHUFA urgently need money. Therefore, the question of a "loan that everyone gets" is in the room. If you just want to get a loan, you have to find a bank that checks as few criteria as possible when it is awarded. After all, the loan should be quick for everyone without ... Read more

No BAföG? Finance your studies without BAföG

No BAföG? Finance your studies without BAföG

Numerous students do not receive BAföG for various reasons. A solution or an alternative to BAföG must therefore be found. Because whether fate is your own fault or not: the course can also be financed without BAföG. The BAföG money tap was often turned off at the change of semester and students are faced with the question "No more BAföG what ... Read more

Credit as a student: where to apply for a student loan? 🤔

Focus on your studies with a student loan

If the BAföG is not enough and the parents cannot cover the costs either, another source of money for the studies must be found. In addition to a part-time job or a scholarship, a student loan is also an option. In contrast to an installment loan, the KFW student loan is paid out in monthly installments. And the repayment is different: With student loans, installment payments are ... Read more

Credit when buying a house: Where is equity still slumbering?

Immobilienfinanzierung Eigenkapital vollstaendig nutzen

For many people, buying a house or real estate is a long-cherished dream. Buying a property is a big project and represents a decisive turning point in life. Financing the property should definitely be considered carefully, because there are a few things to consider and mistakes to be avoided. Who more... Read more

Which bank is most likely to get a loan from?

If you have already asked yourself the question “Which bank is most likely to get a loan from?”, you have come to the right place. Loans that are easy to apply for and that anyone can get are either mini loans of up to EUR 3,000 or an installment loan with a credit line of up to EUR 7,500. You are most likely to get a loan of 1,000 euros with … Read more

Trade Republic alternative

Trade Republic alternative

According to our ranking in the portfolio comparison, Trade Republic is one of the best portfolios for small investors. Nevertheless, there are other providers that you can use as an alternative to Trade Republic. I present two good alternatives here. The Smartbroker* or JustTRADE* depots may be more suitable for you. After all, both could in the objective comparisons Smartbroker ... Read more

JustTRADE vs Trade Republic

JustTRADE vs Trade Republic

Investing on the capital markets has become a little easier with the discount brokers JustTRADE and Trade Republic. Two of the recently introduced first mobile commission-free app and web services in Germany. In the article Smartbroker vs Trade Republic (test & experiences) we have already compared 2 newcomers. Here it goes in a similar style. Because mobile brokers… Read more

Borrow money and pay today

Borrow money and pay today

Borrow money and pay it out today: Loans from the mini loan comparison can be on the account in just 30 minutes. A mini loan with immediate payment or a micro loan with immediate payment is used. This is a loan available without a long and complicated credit check process. Because with a mini loan you can borrow up to 3000 euros and ... Read more

Credit Collateral: Pros and Cons

Kredit Sicherheiten Vor- und Nachteile

Whether it's a loan for retirees, a loan for students or a loan without SCHUFA: Credit collateral is an important design element for loans. Credit collateral is shown in this article. Collateral can be used on a loan to get a loan at all, or to get better terms. This is how loan collateral plays a role in loans for pensioners, loans for ... Read more

3000 Euro loan – instant loan without SCHUFA possible

3000 Euro Kredit - Sofortkredit - ohne SCHUFA möglich

Would you like to take out a 3000 euro loan immediately? With a 3000 euro instant loan you get more financial flexibility and can quickly bridge bottlenecks. In addition, 3000 euros can also be helpful to fulfill a spontaneous wish. With a 3000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

2000 Euro loan – instant loan without SCHUFA possible

2000 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 2000 euro loan immediately? With a 2000 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 2000 euros can also be helpful to fulfill a spontaneous wish. With a 2000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

1500 Euro loan – instant loan without SCHUFA possible

1500 Euro Kredit - Sofortkredit - ohne SCHUFA möglich

Would you like to take out a 1500 euro loan immediately? With a 1500 Euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 1500 euros can also be helpful to fulfill a spontaneous wish. With a 1500 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

1200 Euro loan – instant loan without SCHUFA possible

1200 Euro Kredit - Sofortkredit - ohne SCHUFA möglich

Would you like to take out a 1200 euro loan immediately? With a 1200 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 1200 euros can also be helpful to fulfill a spontaneous wish. With a 1200 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

1000 Euro loan – instant loan without SCHUFA possible

1000 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 1000 euro loan immediately? With a 1000 Euro instant loan you get more financial flexibility and can quickly bridge bottlenecks. In addition, 1000 euros can also be helpful to fulfill a spontaneous wish. With a 1000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

600 Euro loan – instant loan possible without SCHUFA

600 Euro Kredit - Sofortkredit - ohne SCHUFA möglich

Would you like to take out a 600 euro loan immediately? With a 600 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 600 euros can also be helpful to fulfill a spontaneous wish. With a 600 euro loan without SCHUFA, bills can also be paid quickly, which can prevent further reminder fees. ... Read more

100 Euro credit – instant loan – possible without SCHUFA

100 Euro Kredit - Sofortkredit - ohne SCHUFA möglich

Would you like to take out a 100 euro loan immediately? With a 100 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 100 euros can also be helpful to fulfill a spontaneous wish. With a 100 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

1100-3000 Euro loan - instant loan - possible without SCHUFA

1100-3000 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 1100-3000 euro loan immediately? With an instant loan of 1100-3000 euros you get more financial leeway and can quickly bridge bottlenecks. In addition, 1100-3000 euros can also be helpful to fulfill a spontaneous wish. With a 1100-3000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

500-1000 Euro loan - instant loan - possible without SCHUFA

500-1000 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 500-1000 euro loan immediately? With an instant loan of 500-1000 euros, you get more financial flexibility and can quickly bridge bottlenecks. In addition, 500-1000 euros can also be helpful to fulfill a spontaneous wish. With a 500-1000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

100-500 Euro loan - instant loan - possible despite SCHUFA

100-500 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 100-500 euro loan immediately? With a 100-500 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 100-500 euros can also be helpful to fulfill a spontaneous wish. With a 100-500 euro loan despite negative SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

700 euro credit – instant loan – possible without SCHUFA

700 Euro Kredit - Sofortkredit - ohne SCHUFA möglich

Would you like to take out a 700 euro loan immediately? With a 700 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 700 euros can also be helpful to fulfill a spontaneous wish. With a 700 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

Loan without proof of salary - borrow money without income?

An instant loan without proof of income can help quickly!

If you ask yourself the question "Where can I get credit without proof of income" or "Which bank gives credit without income" Konto-Kredit-Vergleich.de can help you. A loan without proof of salary is a way for people without a fixed income to get money. In fact, a serious loan without proof of income is only available from Ferratum Bank*. The bank offers… Read more

Smartbroker vs Trade Republic (ultimate comparison)

Smartbroker vs trade republic

Smartbroker is the clear winner in the Smartbroker vs Trade Republic comparison. The provider wins 7:2. Finally, Smartbroker has a very good offer for ETF savers as well as traders. Trading in derivatives is also possible. Smartbroker also offers wikifolios that can be traded for as little as one euro on the Lang & Schwarz trading platform. In addition, it can be traded on many stock exchanges. Even a securities loan is available. Behind Smartbroker is a depot at the long-established DAB BNP Paribas (e.g. also Consors Bank), which gives Smartbroker an additional serious and trustworthy impression.

Loan rescheduling Targobank

Loan rescheduling Targobank

If you have a loan from Targobank, debt restructuring can be worthwhile in many cases. Especially given the current low interest rates. That leaves more money to live on. In particular, the following speak in favor of rescheduling a loan: interest rates on loans have fallen sharply in recent years. If you have an older loan, pay... Read more

Credit rescheduling Sparkasse

Credit rescheduling Sparkasse

If you have a loan from the savings bank, debt restructuring can be worthwhile in many cases. Especially given the current low interest rates. That leaves more money to live on. In particular, the following speak in favor of rescheduling a loan: interest rates on loans have fallen sharply in recent years. If you have an older loan, pay... Read more

Sell a financed car – Here's how

It is possible to sell your financed car. Even if the bank has kept the vehicle registration document as security. If your circumstances have changed fundamentally, selling the financed car can make sense. Konto-Kredit-Vergleich.de shows how it works! With a loan without depositing the vehicle letter, the matter is quickly clarified. Various banks now offer the car loan ... Read more

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