Numerous students do not receive BAföG for various reasons. A solution or an alternative to BAföG must therefore be found. Because whether fate is your own fault or not: the course can also be financed without BAföG. The BAföG money tap was often turned off at the change of semester and students are faced with the question "No more BAföG what ... Read more
For many people, buying a house or real estate is a long-cherished dream. Buying a property is a big project and represents a decisive turning point in life. Financing the property should definitely be considered carefully, because there are a few things to consider and mistakes to be avoided. Who more... Read more
Mit dem eigenen Auto Geld lässt sich auf vielfältige Weise Geld verdienen. Dabei kannst du dein Auto als Werbefläche nutzen, Werkstätten testen oder mit Carsharing, Fahrgemeinschaften oder mit Uber mit deinem Auto Geld verdienen. Zudem können Besitzer von E-Autos die THG Quote nutzen und Verschmutzungsrechte an Unternehmen verkaufen, um mit Ihrem E-Auto Geld zu verdienen. … Read more
Wenn du gesund bist und keinerlei chronische oder vererbbare Krankheiten bei dir in der Familie bekannt sind, ist Samenspenden für Männer eine lukrative Einkommensquelle, um etwas Geld dazuzuverdienen. Jährlich sind als Samenspender 13.500 € an Verdienst möglich, wenn du 90 x im Jahr spenden gehst. Das ist etwa 1 bis 2 Mal je Woche. Die … Read more
According to our ranking in the portfolio comparison, Trade Republic is one of the best portfolios for small investors. Nevertheless, there are other providers that you can use as an alternative to Trade Republic. I present two good alternatives here. The Smartbroker* or JustTRADE* depots may be more suitable for you. After all, both could in the objective comparisons Smartbroker ... Read more
Investing on the capital markets has become a little easier with the discount brokers JustTRADE and Trade Republic. Two of the recently introduced first mobile commission-free app and web services in Germany. In the article Smartbroker vs Trade Republic (test & experiences) we have already compared 2 newcomers. Here it goes in a similar style. Because mobile brokers… Read more
Borrow money and pay it out today: Loans from the mini loan comparison can be on the account in just 30 minutes. A mini loan with immediate payment or a micro loan with immediate payment is used. This is a loan available without a long and complicated credit check process. Because with a mini loan you can borrow up to 3000 euros and ... Read more
Whether it's a loan for retirees, a loan for students or a loan without SCHUFA: Credit collateral is an important design element for loans. Credit collateral is shown in this article. Collateral can be used on a loan to get a loan at all, or to get better terms. This is how loan collateral plays a role in loans for pensioners, loans for ... Read more
Would you like to take out a 2000 euro loan immediately? With a 2000 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 2000 euros can also be helpful to fulfill a spontaneous wish. With a 2000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 3000 euro loan immediately? With a 3000 euro instant loan you get more financial flexibility and can quickly bridge bottlenecks. In addition, 3000 euros can also be helpful to fulfill a spontaneous wish. With a 3000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 1200 euro loan immediately? With a 1200 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 1200 euros can also be helpful to fulfill a spontaneous wish. With a 1200 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 1500 euro loan immediately? With a 1500 Euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 1500 euros can also be helpful to fulfill a spontaneous wish. With a 1500 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 900 euro loan immediately? With a 900 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 900 euros can also be helpful to fulfill a spontaneous wish. With a 900 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 1000 euro loan immediately? With a 1000 Euro instant loan you get more financial flexibility and can quickly bridge bottlenecks. In addition, 1000 euros can also be helpful to fulfill a spontaneous wish. With a 1000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Wenn du wie viele andere Menschen neben dem Hauptjob nach Möglichkeiten suchst, um deinen Verdienst aufzubessern und bereit bist Risiko in Kauf zu nehmen, bist du hier richtig. Denn hier erfährt du einige Methoden, mit denen du dein Geld in kurzer Zeit erhöhen oder sogar verdoppeln kannst. Hierzu werden riskante Investments wie Daytrading, Kryptoinvestements oder … Read more
Would you like to take out a 600 euro loan immediately? With a 600 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 600 euros can also be helpful to fulfill a spontaneous wish. With a 600 euro loan without SCHUFA, bills can also be paid quickly, which can prevent further reminder fees. ... Read more
Would you like to take out an 800 euro loan immediately? With an 800 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 800 euros can also be helpful to fulfill a spontaneous wish. With a 800 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 500 euro loan immediately? With a 500 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 500 euros can also be helpful to fulfill a spontaneous wish. With a 500 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 300 euro loan immediately? With a 300 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 300 euros can also be helpful to fulfill a spontaneous wish. With a 300 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Wenn du einen negativen Schufa-Eintrag hast, ist es nicht einfach einen Kredit für ein Auto zu bekommen – Die meisten Autohäuser als auch Banken lehnen Kunden mit negativer Schufa Listung oft ab. Dennoch gibt es auch in schwierigen Fällen Wege und Möglichkeiten trotz negativer Schufa ein Auto auf Raten ohne Bank zu kaufen. Wenn du … Read more
Would you like to take out a 400 euro loan immediately? With a 400 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 400 euros can also be helpful to fulfill a spontaneous wish. With a 400 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 200 euro loan immediately? With a 200 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 200 euros can also be helpful to fulfill a spontaneous wish. With a 200 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Nach 4 Jahren Erfahrung im Affiliate-Marketing findest du hier eine Antwort auf die Frage: „Wie kann ich mit einem Affiliate-Projekt Geld verdienen?“ In 2023 kannst du mit dem Affiliate-Marketing bereits nach einer Woche mit dem Verdienen von Geld beginnen. Nach wenigen Monaten sind 100 € im Monat realistisch. Wenn du mindestens ein Jahr lang dranbleibst, … Read more
Hattest du schonmal den Gedanken „Ich brauche Geld, egal wie!“ Wenn du diesen Gedanken hast, sind schlechte Entscheidungen meistens nicht mehr weit weg. Die Panik schnell und problemlos an Geld zu kommen macht uns blind. Die naheliegende Möglichkeit wäre einfach Geld zu leihen, oder den Dispo zu nutzen. Aber beides geht natürlich zulasten deiner Zukunft … Read more
Would you like to take out a 100 euro loan immediately? With a 100 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 100 euros can also be helpful to fulfill a spontaneous wish. With a 100 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 1100-3000 euro loan immediately? With an instant loan of 1100-3000 euros you get more financial leeway and can quickly bridge bottlenecks. In addition, 1100-3000 euros can also be helpful to fulfill a spontaneous wish. With a 1100-3000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
The idea of getting financing through a car dealership is an obvious one when buying a vehicle. After all, you know the people at the dealership personally, which often creates a certain level of trust. But if you have a negative Schufa record, it's not easy to get a loan - car dealerships as well as banks reject customers with negative Schufa ... Read more
Would you like to take out a 500-1000 euro loan immediately? With an instant loan of 500-1000 euros, you get more financial flexibility and can quickly bridge bottlenecks. In addition, 500-1000 euros can also be helpful to fulfill a spontaneous wish. With a 500-1000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 100-500 euro loan immediately? With a 100-500 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 100-500 euros can also be helpful to fulfill a spontaneous wish. With a 100-500 euro loan despite negative SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
There are only a few providers who do not carry out a credit check with the Schufa when concluding a car subscription. Car subscription providers who offer a car subscription despite a negative Schufa entry usually require other proof. Examples of other evidence include sufficient income, a guarantor, or additional security deposit. With many providers, customers are… Read more
Would you like to take out a 700 euro loan immediately? With a 700 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 700 euros can also be helpful to fulfill a spontaneous wish. With a 700 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
If you ask yourself the question "Where can I get credit without proof of income" or "Which bank gives credit without income" Konto-Kredit-Vergleich.de can help you. A loan without proof of salary is a way for people without a fixed income to get money. In fact, a serious loan without proof of income is only available from Ferratum Bank*. The bank offers… Read more
If you have a loan from Targobank, debt restructuring can be worthwhile in many cases. Especially given the current low interest rates. That leaves more money to live on. In particular, the following speak in favor of rescheduling a loan: interest rates on loans have fallen sharply in recent years. If you have an older loan, pay... Read more
Smartbroker is the clear winner in the Smartbroker vs Trade Republic comparison. The provider wins 7:2. Finally, Smartbroker has a very good offer for ETF savers as well as traders. Trading in derivatives is also possible. Smartbroker also offers wikifolios that can be traded for as little as one euro on the Lang & Schwarz trading platform. In addition, it can be traded on many stock exchanges. Even a securities loan is available. Behind Smartbroker is a depot at the long-established DAB BNP Paribas (e.g. also Consors Bank), which gives Smartbroker an additional serious and trustworthy impression.
If you have a loan from the savings bank, debt restructuring can be worthwhile in many cases. Especially given the current low interest rates. That leaves more money to live on. In particular, the following speak in favor of rescheduling a loan: interest rates on loans have fallen sharply in recent years. If you have an older loan, pay... Read more
It is possible to sell your financed car. Even if the bank has kept the car title as collateral. If your life circumstances have changed fundamentally, the sale of the financed car can make sense. Konto-Kredit-Vergleich.de shows how it works! With a loan without depositing the car title, the matter is quickly settledWhat you can learn here1 With a ... Read more
A loan with a car as collateral is a popular model. Many banks offer it. If you use your car as collateral for a loan, you can expect quick loan approvals and low interest rates on your car loan. Konto-Kredit-Vergleich.de shows which bank takes a car as security. The main advantages of a loan with ... Read more
Rescheduling a car loan can make sense in several cases. By releasing the KFZ letter, the car can be sold even though the bank has the KFZ letter. For this purpose, an existing car loan is rescheduled with an installment loan with free use. You should also consider rescheduling a car loan in one of the following situations: High ... Read more
Do you also belong to the group of people who were rejected by the house bank or a direct bank because of a Schufa entry? I know that this is frustrating and will help you in this article in your search by finding out which bank gives a loan despite negative SCHUFA. The recommended providers work without any upfront costs or other processing fees. ... Read more
The number of marriages in Germany has been on the rise again since 2003: What this means in terms of tax and legal consequences. Are married people given preference in Germany? We take a look at marriage from a financial perspective in this post. Number of marriagesWhat you can learn here1 Number of marriages2 Income tax payable by unmarried couples3 How do joint ... Read more
Why you should think about tomorrow today and how you can protect yourself in the best possible way when it comes to retirement provision. I'll share my four tips for retirement. What mistakes are commonly made when planning retirement? The article also provides answers to this. A common misconception in our society is that many people believe for the... Read more
If you don't want to run 157.284.162.530.582.281.403.420.671 % pa with an enormous risk, I will present you some new research in the following article. In this way, even as an average consumer, you can benefit as best as possible from high returns on shares with little risk. For 24 years, JP Morgan Chase has published a long-term capital markets outlook on the markets. This year the bank... Read more
In this article I will introduce you to my depot model that I have been using since around January 2020. The special thing about this depot model is that I don't have to pay any fees for buying shares and ETFs. Instead, I even get a decent bonus from the broker for having my securities stored with you. You're … Read more
If you're also wondering "How much house can I afford?" or "What house can you afford?" the following table can be of great help to you. Based on the net income, the table gives a rough indication of the amount up to which a property can be reasonably financed. As can be seen in the table, the real estate price is ... Read more
Here we go: Trading for free is now also possible with Smartbroker! As announced at the end of 2019, the provider will reduce its fees on May 18, 2020. All securities at Gettex and all derivatives at Morgan Stanley, HSBC and Vontobel can be traded for EUR 0.00 per order. As a result, for the first time, a free broker is available in Germany that offers a full ... Read more
After watching some videos about Bill Ackman on YouTube the other day, I couldn't help but notice his billion-dollar deal that made $2.6 billion in profit. With a stake of around 26 million $, Ackman managed to multiply his capital a hundredfold within just a single month. It all happened as a pandemic of global proportions... Read more
In recent weeks, many people have had to make do with significantly less money than they are used to due to the corona crisis. If you have to pay off loans in such an exceptional financial situation, you have four options for reducing your monthly loan installment burden. Find out what they are and how you can permanently pay less interest on your loan... Read more
You have already paid your garnishment in full. This is an important step. However, once you have paid the garnishment, the question arises as to when the account will be fully usable again. In fact, this question is not so easy to answer and also depends on the bank that manages your account. ... Read more
With a junior custody account, your child benefits from the asset growth of securities with the help of the tax authorities. Therefore, with such a children's depot, you offer your child the best possible start into adult life. As soon as you have the financial means to do so, you should think about saving for your child. Due to the lack of interest, it is also advisable to think about securities... Read more
The compound interest effect is the central building block of any asset accumulation. Only if you understand how it works can you make your money work for you in the long run. This is the working principle of compound interest. Money becomes more money and even more money. Because the effect is so amazing, it has also been used in the past as... Read more
The real estate market is huge and there are numerous investment strategies for beginners to choose from. Long-term real estate investments are traditional investment strategies where investment properties are purchased and leased to long-term tenants. The most common long-term investment strategies are "buy and hold" and "rent and own." Many real estate investors pursue these investment strategies because of the steady cash flow and ... Read more
Many people in Germany stay away from stocks. The usual arguments I hear from my circle of friends and acquaintances are "Shares are too risky" or "The stock market is only for gamblers" or that the stock market is a zero-sum game in which the professionals always win and the small investors lose. In … Read more
If you have a long investment horizon of ten or better 15 years, you can take advantage of these price reductions. If you entered the market during the corona crisis in 2020 or the financial crisis in 2008, you would have made a substantial profit shortly afterwards. Even if the markets collapsed even further in the short term. In 5, 10 or 15 years, the ... Read more
What you should pay attention to as a consumer when comparing electricityWhat you can learn here1 What you should pay attention to as a consumer when comparing electricity2 What should you pay attention to when comparing electricity providers?3 Looking for the best electricity tariff with the electricity comparison3.1 Short term and notice period3.2 Max. 12 months contract duration3.3 Price guarantee3.4 Worse service at the discounter4 Bonus offers when comparing electricity5 Is it worth ... Read more
Construction financing comparisonWhat you can learn here1 Construction financing comparison2 Comparison of real estate loans: Find your construction financing 3 Construction financing comparison: differences to an installment loan 3.1 Term3.2 Use3.3 Land charge4 When comparing construction financing, ancillary costs should not be neglected5 Tips on construction financing comparison Many Germans cherish the desire to live in their own four walls. Among the over-35s, the ... Read more
Whether on YouTube, in the relevant financial blogs or in the mirror. Many are reasonable and advise: to use the stock market crash to buy shares. It's the best time in a long time! After all, everything is much cheaper now! The S&P500 crashed from 3,394 to 2,192 points. Price losses of a third. The Dax is even wilder. ... Read more
The Corona crisis in 2020 showed how panic and greed dominate the markets. While in the spring of 2020 the market collapsed by almost 50 % as many seem to be selling without their heads and minds, many opportunities have presented themselves for long-term investors. Because the rebound lasted just 9 months. For opportunities like this... Read more
Today, in the midst of the ongoing corona crisis, I would like to share my experiences with the depot change that I initiated at the end of 2019. After all, even in these times it is important to think long-term. A cheap depot is perhaps not the most important building block for this, but it is still worth investing some time in choosing a broker, since you can invest many hundreds of euros here. Read more
I've been following Hopkins University's Corona Dashboard regularly lately. The makers have recently revised the display here and you can now easily follow the progress of the coronvirus in all possible countries. While some countries such as South Korea and Germany appear to be on the right track, others such as the US... Read more
This article is out of date. You can find the updated depot comparison here. In January and February 2020, a lot has changed in the free securities accounts. That's why I've analyzed the offers for you again in the past few weeks. Two well-known custody account providers have worsened their conditions in 2020: ING and the broker Flatex. Two newcomers are bidding for it... Read more
How should you ideally finance your car? Is cash best to buy, finance or lease? This article will give you some advice on whether you should buy, finance or lease an Auto Bar. In the table below you will find an overview of the advantages and disadvantages of financing, leasing or buying cash. Cash payers used to be able to... Read more
Investors follow the news before a stock market crash with a sinking feeling in their stomachs. The question "When will the next stock market crash come?" is on the table. After all, no one wants to see numerous leading indices plummet by more than 30 percent or more within a few days. In addition, stock market corrections are also becoming increasingly rapid due to the faster flow of information. With a loss of 32 percent ... Read more
This article is from the spring of 2020. It is a republication. Coronaviruses are a group of viruses that cause disease in animals and humans. In humans, the virus causes an infection of the respiratory tract. The disease is initially similar to a cold or flu. However, rarer forms of coronavirus, such as SARS and MERS, can be much more deadly ... Read more
I often read about how you can set up an ETF savings plan and then just let it run for 30 years. But is that really possible? I'll do a quick fact check. The illusion What you can learn here1 The illusion 1.1 Looking in the rear view mirror ⏮️1.2 Situation of ETFs today ⏭️2 Further development of the ETF concept in the future 3 Should ... Read more
Robo advisors invest customer money in a broad range of funds after a risk assessment. I explain how they work and what investors should consider when it comes to digital investments. Expensive help with investing is a thing of the past thanks to digitization: robo advisors use algorithms to find the right portfolio for an investor. I explain what to look out for and... Read more
At the turn of the year did the costs increase again? The dispo is already back on the attack? With this reality, unfortunately, a large number of Germans are affected every month. The bottom half of German citizens own just one percent of national wealth. According to surveys, every third person is concerned about whether they will have enough money in old age... Read more
Which depot is suitable for whom? A brief summary in key points The onvista* bank offers a very good and inexpensive deposit. The onvista depot is particularly suitable for people who want to make individual purchases of securities with a volume of more than 2,000 euros. Especially for higher one-off investments, the onvista depot at 7 euros is simply unbeatable ... Read more
Managing finances yourself is perceived by many people as too difficult, which is why they leave this topic to bank advisors. Under no circumstances should you give this important topic to others. Making a simple investment isn't difficult as long as you avoid the major mistakes. In the following it is determined which ones they are! “It is remarkable how much long-term advantage people like … Read more
Buying clothes or booking the next trip: our lives are taking place more and more in virtual worlds. At the same time, the number of people with their own website is growing. After all, many want to make money as an affiliate. This also increases uncertainty: Do I even need terms and conditions on my website? If so, what belongs in it and what do I have to consider? ... Read more
Is it possible to invest in ETFs without any prior knowledge? Yes, say numerous robo advisors, i.e. fully digitized investment helpers. To make this possible, numerous start-ups in the financial sector, so-called FinTechs, have been founded since 2013 and written some clever software. This should make it available to a wide range of people - even without knowledge of ... Read more
The providers presented here have fully digital processes and use express transfers to enable a loan disbursement in the account in 30 min. However, you should allow a few hours for the money to post to the account. Quick loans in the comparison calculatorWhat you can learn here1 Quick loans in the comparison calculator2 Summary: Everything you need to know about the loan in 30 ... Read more
The providers of robo advisors are increasingly targeting a younger clientele. Generation Y has far less wealth than baby boomers. Consequently, providers must lower the barriers to entry for robo advisors in order to convince younger customers of their offer. The article shows 3 reasons how robo advisors apply the discount principle to the ... Read more
The Robo Advisor comparison allows you to quickly and easily compare the performance of different Robo Advisors and carry out yield tuning! With a 7.74 % return over 24 months, Ginmon performed 2.44 % above that of the robo advisors growney. With an investment sum of 10,000 euros, this already corresponds to 244 euros in additional profit. She … Read more
What do the pros do differently? The advantage of the Harvard investment fund is not so much in profit maximization as in sophisticated risk management, so that the university lost significantly less value than the S&P 500 during the 2007-2009 bear market. The foundation assets were also able to recover quickly after the crisis . We take a look... Read more
Is the pension secure? What is the pension gap in the future? By what percentage does the last monthly net income before retirement exceed the pension? This figure is regularly recalculated by statisticians at the German Institute for Retirement Provision. The figure is also called the pension gap. Retirement income: 3-pillar modelWhat you can learn here1 Retirement income: 3-pillar model2 What income do I need ... Read more
If the taxable income in 2020 is no more than 17,000 euros for a single person and no more than 34,000 euros for a married couple filing jointly, the favorable tax treatment test will save taxes in any case. You can find out how to do this here. What is the favorable tax treatment test? What you can learn here1 What is the favorable tax treatment test? 1.1 Why it is worth filling out the ... Read more
Mini loan without SCHUFA? Get a loan despite negative SCHUFA! After submitting the form, a loan without a Schufa comparison is possible. If you are looking for a loan, it is often difficult to get past the SCHUFA, because banks are obliged to get information about your creditworthiness. A way out offer loans that ... Read more
This article is all about borrowing money without proof of income. Special loans allow you to get cash without proof of income. In the small loan test, Konto-Kredit-Vergleich.de found that a loan without proof of income is only available from Ferratum Bank*. At Ferratum, for example, you can get a 500 euro loan without proof of income or a 1000 euro loan without proof of income... Read more
Credit without SCHUFA? Get a loan despite negative SCHUFA entry! After submitting the form, a loan is possible despite a negative SCHUFA entry. On this page you will learn what experiences others have collected with a loan without SCHUFA. We look at the provider SMAVA. Credit without SCHUFA experiences with SMAVA as a financial service provider?what you learn here ... Read more
Marital splitting and other consequences of marriage: inheritance, will, alimony, hospitalization. Are the advantages of marriage obvious? After all, the number of marriages in Germany has been on the rise again since 2003: Konto-Kredit-Vergleich.de sheds light on which advantages a marriage offers from a tax and legal point of view. Are married people given preferential treatment in Germany? And how does the marital splitting actually work? How does the marriage splitting work? What ... Read more
Despite the historically low interest rates, it is important to compare loans with each other. In any case, it is a mistake to accept the offer from the nearest branch bank without having carried out a loan comparison. This is often worthwhile due to the favorable conditions, which are available online in particular. The advancing digitization in connection with the Internet have ... Read more
Just as important as the right share is the right securities account. Smart investors compare regularly and get by a comparison of the deposit change premium regularly cash on the account. Depotwechsel: Die Prämie im VergleichWhat you can learn here1 Depotwechsel: Die Prämie im Vergleich2 Depotwechsel Prämie Vergleich: Bargeld auf dein Konto!3 5 simple steps to benefit from a premium when switching ... Read more
This is about buying a share with an online deposit. If you are a stock market beginner and are just starting to trade, the question "How do I buy shares?" arises. Therefore, I explain step by step how you can buy a share using the example of onvista Depot*. The procedure is the same with other brokers but ... Read more
A "securities account" is often simply referred to as a "depot" or "stock account". The terms are used synonymously here. But what is a depot? How do I find the best for me? And how can I open a securities account? This article answers these questions. But before we get started, a brief history for classification. stock trading… Read more
Through our financing partner, it is possible to obtain an instant loan despite Schufa information. Thus, even people with moderate creditworthiness or self-employed with highly fluctuating income can get a loan "without SCHUFA query". Requirements for conventional loansWhat you can learn here1 Requirements for conventional loans2 Instant loan despite bad SCHUFA score get3 Instant loan despite SCHUFA entry: What advantages ... Read more
A "securities account" is often simply referred to as a "depot" or "stock account". The terms are used synonymously here. But what is a depot? How do I find the best for me? And how can I open a securities account? This article answers these questions. But before we get started, a brief history for classification. stock trading… Read more
Finance a cheap loan for your used car with the current overview of interest rates. With the car loan calculator you can compare car financing without obligation. Furthermore, the used car loan comparison on this page is: ✅ non-binding ✅ free of charge. By the way: There are also used car loans without depositing the vehicle registration document. You can also finance your used vehicle with a negative SCHUFA entry via a credit professional... Read more
A large part of the fees can often be saved by a low interest rate. Some banks that offer a free checking account only charge a relatively low interest rate. As a rule, these are direct banks that do not have their own branch network. They pass this cost advantage on to their customers. Furthermore, many providers also offer a free… Read more
Check offers in detail and make a loan request The comparison calculator shows a selection of available loans. The loans are sorted by interest in ascending order. All essential information is available in the product details tab. In the tab you will find out: What loan amounts the bank grants What credit terms the bank offers The range of interest rates The monthly ... Read more
With a garnishment protection account or P account, the monthly receipt of money is limited to the exemption amount. The common opinion is that money on the P account above the attachment exemption amount is immediately attached. But that's not true. The money is only transferred to a payout account. The payment account is a sub-account of the garnishment protection account. In this article, you will learn what to do with too much... Read more
The most important things in a nutshellWhat you can learn here1 The most important things in a nutshell2 What to do A Girokonto at a branch bank is often expensive: account maintenance fees, transfer fees, withdrawal fees, ... the list could go on. Kreissparkasse Ludwigsburg has a list of prices and services for private customers with 83 items. In contrast, various direct banks often offer free accounts at good conditions. ... Read more
Compared to the Santander account, the DKB scores with a cheaper overdraft facility and lower minimum payment. In return, Santander will also reimburse you for fees charged by vending machine operators against receipt ("surcharges") and offers attractive bonus payments of up to €108 per year. Read more here about the DKB account in the DKB test report and here about the test winner account in the category ... Read more
Best Girokonto for youWhat you can learn here1 Best Girokonto for you2 Best free Girokonto2.1 Criteria for Best free Girokonto3 Best Girokonto with highest bonus3.1 Criteria for Best free Girokonto with maximum bonus4 Best Girokonto for young people: trainees & students4.1 Criteria for Best young people account5 Best Girokonto for ... Read more
The trainee salary is usually not sufficient for larger purchases. In this phase of life, however, there are often larger blocks of costs. If you move into your own apartment because of your job, you have to pay for moving and furnishing costs. If parents and relatives cannot help here, a loan for trainees can help. Getting this isn't always... Read more
"Small animals also make crap" - this sentence also applies to choosing the right current account. Small fees that are incurred regularly are often greatly underestimated. With a current account, for example, you can quickly add up to more than 100 euros in fees per year. Nevertheless, this amount - often because the effort for a change is avoided - often ... Read more
"How much house can I afford?" Based on the net income, the table gives a rough indication of the amount up to which a property can be reasonably financed. As can be seen in the table, the real estate price is 100 times the monthly net income. What house I can afford? The monthly net income multiplied by 110 gives the highest possible ... Read more
Using the Compound Interest CalculatorWhat you can learn here1 Using the Compound Interest Calculator2 The Compound Interest Calculator: How it works2.1 Entering starting capital in the Compound Interest Calculator2.2 Entering monthly savings rate in the Compound Interest Calculator2.3 Specifying an annual interest rate in the Compound Interest Calculator2.4 Entering the savings period in years 3 The Compound Interest Calculator in use Why did I use the ... Read more
Sparda-Bank is part of the cash pool and cooperates with the banks from this association. Therefore, the question: "Which bank cooperates with the Sparda-Bank?" can be answered with the short answer "all cash pool banks". The cash pool is an association of various banks, which you as a Sparda-Bank customer can also use to withdraw money from ATMs. Read more
Commerzbank is part of the Cash Group and cooperates with the banks in this group. Therefore, the question: "Which bank cooperates with Commerzbank?", can be answered with the short answer "all Cash-Group banks". The Cash-Group is an association of various banks, which you as a Commerzbank customer can also use to withdraw money from ATMs. Read more
Calculate credit rate for your student loanWhat you can learn here1 Calculate credit rate for your student loan2 What you need to know about credit for students to study carefree2.1 As a student you have four ways to finance your studies through a loan or student loan:3 Loan as a student without income4 Loan for students without SCHUFA or despite negative SCHUFA5 Loan ... Read more
