Wenn sich deine finanzielle Situation ändert, erlaubt dir eine geänderte Tilgung, die monatliche Rate des Kredits an die neue Situation anzupassen. Dabei das Recht zum Ändern der Tilgung während der Laufzeit im Kreditvertrag vereinbart sein. Üblich sind Änderungen der Tilgung zwischen einem minimalen und maximalen Tilgungssatz. Dabei erlauben einige Banken, den Tilgungssatz kostenfrei zu ändern. … Read more
Bei Krediten und Darlehen kommt man das Thema Zinsen nicht herum. Dabei gibt es Zinsen gibt in vielen Ausprägungen. Schließlich sind Zinsen die wichtigste Einnahmequelle einer Bank. Bei Vorlaufzinsen verlangt die Bank den vereinbarten Zins für ein früher ausgezahltes Darlehen. Da Vorlaufzinsen aufgrund der früheren Auszahlung allerdings nicht im Ratenplan stehen, sorgen sie manchmal für … Read more
Anyone looking for follow-up financing for their property in 2021 will benefit from the low interest rates. The low-interest phase should be used to repay the real estate loan with a higher repayment. In the long run, a loan is a burden and it is therefore better to pay off the remaining debt quickly. It is therefore cheaper to use the low interest rate to pay off the remaining debt with the ... Read more
For many people, buying a house or real estate is a long-cherished dream. Buying a property is a big project and represents a decisive turning point in life. Financing the property should definitely be considered carefully, because there are a few things to consider and mistakes to be avoided. Who more... Read more
If you're also wondering "How much house can I afford?" or "What house can you afford?" the following table can be of great help to you. Based on the net income, the table gives a rough indication of the amount up to which a property can be reasonably financed. As can be seen in the table, the real estate price is ... Read more
Mortgage financing comparison Many Germans cherish the desire to live in their own four walls. The desire is particularly strong among those over 35 years of age. The home ownership rate is very low compared to other European countries. Less than half live in their own home. With the construction financing comparison, Konto-Kredit-Vergleich.de helps future homeowners to realize their dream of their own … Read more
"How much house can I afford?" Based on the net income, the table gives a rough indication of the amount up to which a property can be reasonably financed. As can be seen in the table, the real estate price is 100 times the monthly net income. What house I can afford? The monthly net income multiplied by 110 gives the highest possible ... Read more
