Services like credits, leasing, Car subscriptions and more, which in the case of poor creditworthiness and negative Schufa entries are available.
There are only a few providers who do not carry out a credit check with the Schufa when taking out a car subscription. Providers who offer a car subscription despite a negative Schufa entry usually require other proof. These include: However, many providers generally reject customers with a negative Schufa entry. To make your search for a car subscription ... Read more
The PlayStation 5 is Sony's most powerful gaming console, which has been available in Germany since November 2020. The prices for the PS5 console have skyrocketed to astronomical heights due to the low supply. Therefore, many are wondering how they can afford the new PS5, especially if the credit rating has some flaws. One way the ... Read more
In the article Which bank gives credit for low income? I looked for 7 providers who would grant a loan despite a small income. It was noteworthy that there are several different ways to get a loan as a low earner. But is it also possible to get a loan without income or without proof of income? Of course you could also... Read more
The PlayStation 5 is the latest model of Sony's successful games console. It still offers an incomparable gaming experience. Unfortunately, this unique experience comes at a high price for the popular PS5 console. At the same time, the provider Klarna is being criticized by consumer advocates and supervisory authorities. The provider encourages customers to take out loans irresponsibly. Read more
People on low incomes often have a painful experience when applying for a loan: the more someone needs a loan because of their personal finances, the more difficult it is to apply. The "credit paradox" makes it very difficult for low-income earners, housewives, students, part-time workers and retirees to obtain a loan. But this article shows how and with which ... Read more
Received loan rejection? We will show you how to reschedule a loan in difficult cases and where you can get a loan directly.
Why are Swiss loans so popular with Germans? In contrast to most German credit institutions, Swiss banks grant the loan according to different rules of the game. Loans from Switzerland can also be granted with a negative Schufa entry, a “poor credit rating”. In addition, there is no entry at the Schufa for a loan from Switzerland. The name Swiss loan ... Read more
In the Swiss credit ranking list you will find the seven best German credit providers for a loan from Swiss banks despite negative credit bureau and without upfront costs. The Swiss credit providers can arrange a loan without a credit bureau from a foreign bank. Alternatively, these providers also offer you a cheaper loan from Germany. This credit will then be used despite negative ... Read more
ATTENTION! Current loans should be specified correctly and completely when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. An undisclosed loan does not leave a good impression on the bank and it can lead to ... Read more
Many people with a bad credit rating or a negative entry at the SCHUFA urgently need money. Therefore, the question of a "loan that everyone gets" is in the room. If you just want to get a loan, you have to find a bank that checks as few criteria as possible when it is awarded. After all, the loan should be quick for everyone without ... Read more
All information should be filled out completely and correctly when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. If the bank statements show return debits, the loan can be rejected. But also payments to debt collection companies... Read more
If you have already asked yourself the question “Which bank is most likely to get a loan from?”, you have come to the right place. Loans that are easy to apply for and that anyone can get are either mini loans of up to EUR 3,000 or an installment loan with a credit line of up to EUR 7,500. You are most likely to get a loan of 1,000 euros with … Read more
Numerous students do not receive BAföG for various reasons. A solution or an alternative to BAföG must therefore be found. Because whether fate is your own fault or not: the course can also be financed without BAföG. The BAföG money tap was often turned off at the change of semester and students are faced with the question "No more BAföG what ... Read more
Borrow money and pay it out today: Loans from the mini loan comparison can be on the account in just 30 minutes. A mini loan with immediate payment or a micro loan with immediate payment is used. This is a loan available without a long and complicated credit check process. Because with a mini loan you can borrow up to 3000 euros and ... Read more
If you ask yourself the question "Where can I get credit without proof of income" or "Which bank gives credit without income" Konto-Kredit-Vergleich.de can help you. A loan without proof of salary is a way for people without a fixed income to get money. In fact, a serious loan without proof of income is only available from Ferratum Bank*. The bank offers… Read more
A line of credit without Schufa is a call credit that is granted without checking the Schufa file. A line of credit is similar to the usually somewhat more expensive overdraft facility with Girokonto. This is because a line of credit and an overdraft facility are credit lines that you only draw on when necessary. In addition, unlike an overdraft facility, a line of credit is not tied to the Girokonto and can be used independently of ... Read more
The providers presented here have fully digital processes and use express transfers to enable a loan disbursement in the account in 30 min. However, you should allow a few hours for the money to post to the account. Quick loans in the comparison calculatorWhat you can learn here1 Quick loans in the comparison calculator2 Summary: Everything you need to know about the loan in 30 ... Read more
Mini loan without SCHUFA? Get a loan despite negative SCHUFA! After submitting the form*, a loan without Schufa comparison is possible. If you are looking for a loan, it is often difficult to get past SCHUFA because banks are obliged to obtain information about your creditworthiness. A way out is offered by loans that ... Read more
Credit without SCHUFA? Get a loan despite negative SCHUFA entry! After submitting the form, a loan is possible despite a negative SCHUFA entry. On this page you will learn what experiences others have collected with a loan without SCHUFA. We look at the provider SMAVA. Credit without SCHUFA experiences with SMAVA as a financial service provider? The experiences with ... Read more
Our financing partner offers the possibility of obtaining an instant loan despite credit bureau information. This means that people with a moderate credit rating or the self-employed with strongly fluctuating incomes can also get a loan “without a SCHUFA query”. Requirements for conventional loans Some requirements must be met to apply for a loan. The reason for this is that lenders protect themselves from payment defaults ... Read more
The trainee salary is usually not sufficient for larger purchases. In this phase of life, however, there are often larger blocks of costs. If you move into your own apartment because of your job, you have to pay for moving and furnishing costs. If parents and relatives cannot help here, a loan for trainees can help. Getting this isn't always... Read more
The Klarna installment purchase does not work and it is unclear why? There are several reasons why the Klarna installment purchase may not work. In this article, I will tell you the 10 most common blockers of a Klarna installment purchase and show you solutions on how to make the Klarna installment payment work. I will explain solutions for: Whether ... Read more
The Paypal installment payment does not work and it is unclear why? There are several reasons why the PayPal installment payment can not work. In this article I will tell you the 11 most common blockers of a PayPal installment payment and show you solutions how it still works with the PayPal installment payment. Common reasons why the PayPal installment payment does not work ... Read more
Buying on installments as a new customer despite Schufa is usually not possible at the mail order company directly. This we have in the article Where can I buy on installments despite negative SCHUFA? - 4 creative possibilities already noted. This is especially true for new customers. However, even as a new customer, you still have options to buy on installments despite Schufa. Allen ... Read more
With a negative Schufa information an installment purchase in the online store is directly no longer possible. If there is still a need for technology, furniture or a car, alternative ways must be found via loans despite negative Schufa. Here you can find out everything you need to know about buying in installments despite negative Schufa. The focus is on the question "Where can I ... Read more
The purchase of washing machines is associated with high costs. By buying in installments, you can spread the cost of your new washing machine over several months. If you buy a washing machine on installments despite Schufa entry, the financing will be easier for you. So you can afford a high-quality washing machine today, and do not have to wait for cheap ... Read more
Klarna has come under fire from consumer advocates and regulators. The British advertising regulator has already banned Klarna advertising in 2020 because the provider encourages customers to use credit irresponsibly. Since electronic items are often only affordable for many via installment payments, but Klarna has a bad reputation, the focus today is on alternatives. Here you will therefore find ways to ... Read more
The purchase of TV sets is associated with high costs. By buying in installments, you can spread the cost of your new TV over several months. This way, you can afford a high-quality smart TV or a brilliantly sharp 4K TV today, and don't have to resort to low-quality TVs with blurry picture or poor sound. ... Read more
When does Sigma Kreditbank reject? In fact, Sigma Kreditbank refuses a large number of credit applications due to insufficient income and negative debt record. But there are countless more reasons for Sigma Kreditbank credit needs rejection. In this post, you'll find all the reasons why Sigma Kreditbank might reject your credit application. Summary of the ... Read more
A loan for pensioners can make many wishes come true. In principle, pensioners can apply for a regular installment loan. For a loan as a pensioner, the principle is: the older you are, the more collateral is required. Collateral are, for example, guarantors or second applicants. If, in addition, the Schufa is without negative entries and the monthly income above ... Read more
Many loan providers lure you with false promises of a loan without Credit Bureau. Often - especially in social media - perfidious scams are used to rip you off. Loans with preliminary costs, notary or cash on delivery fees are not legal in Germany. Nevertheless, these and similar fees are required for loans without Credit Bureau. Because by no means all providers without Schufa ... Read more
"Philipp, you credit rocket!" - The endless Smava ads on YouTube can sometimes trigger a gag reflex and the short-circuit reaction "Hands off Smava". We therefore examine today, whether one can trust the provider Smava, or whether one leaves nevertheless better the fingers away from Smava. If you want to take out a loan, the provider ... Read more
Apply for a student loan during your studies? - If BAföG is not enough and your parents cannot cover the costs, you have to find another source of money for your studies. In addition to a part-time job or a scholarship, a student loan is also a possibility. In contrast to an installment loan, the KFW student loan is paid out in monthly installments. And also the repayment ... Read more
Update: Since March 2023, a loan after residual debt discharge is within reach at many credit institutions. Since then, the Schufa deletes the note "granted discharge of residual debt" already 6 months after the discharge of debts has been granted. Before that, the deletion from Schufa only took place after 3 years. Other credit bureaus such as Crif or Creditreform delete the note after ... Read more
In this article, I explain whether Sigma Bank will grant you a loan despite residual debt discharge and how I arrive at my assessment. In the official credit requirements of the bank, you get only general information on the granting of credit such as "No current insolvency proceedings, no wage garnishment / assignment" and "No entry in the Central Enforcement Court". Why can one deduce ... Read more
Many people are looking for answers to the questions "Which bank gives credit if your credit rating is bad?", "Which bank gives credit despite negative credit bureau?" or "Which bank is the easiest to get a loan from?". In essence, it is always about getting a loan with a high acceptance rate if you have a bad credit rating and despite a negative entry! If the credit rating... Read more
The best way to find a reputable bank where you can really get a loan despite negative Schufa is to rely on data. As a loan comparison portal, Konto-Kredit-Vergleich.com has plenty of data from banks and loan providers of negative Schufa. While many providers rarely pay out a loan, our data shows crystal clear where you really get a loan despite negative Schufa.
Do you also belong to the group of people who were rejected by the house bank or a direct bank because of a Schufa entry? I know that this is frustrating and will help you in this article in your search by finding out which bank gives a loan despite negative SCHUFA. The recommended providers work without any upfront costs or other processing fees. ... Read more
To the offerer: Bon-Kredit.de Is Bon-Kredit a rip-off? Bon-Kredit is a reputable credit broker and as a Swiss provider has a good connection to Swiss loans without Schufa. However, the protection of the loan without a guarantee of credit are unserious and often does not serve the customer. In my opinion, an inquiry at Bon-Kredit is worthwhile but alone for comparison purposes. ... Read more
Your loan was rejected by the bank? You may belong to a group of people that banks call difficult cases. If you need a loan as: Trainee, student, during the probationary period, with a fixed-term employment contract, unemployed, self-employed, single parent, retired, on parental leave, with a negative Schufa or generally with a bad credit rating, it is difficult to get a ... Read more
If you already have debts, the question "Which bank gives credit despite debts?" is probably burning under your nails. The question is even more pressing if your loan application has already been rejected due to your debts. Smava, Auxmoney and Credimaxx can often still give you a loan despite debt. A loan despite debts is granted by ... Read more
In this article you will find out what a negative Schufa report looks like. Because if you have requested a Schufa information, the question "What does a negative Schufa information look like?" plays an important role. Because only with a little specialist knowledge can you distinguish negative Schufa information from positive information. A negative credit bureau information reduces ... Read more
This article is all about borrowing money without proof of income. Special loans allow you to get cash without proof of income. In the small loan test, Konto-Kredit-Vergleich.de found that a loan without proof of income is only available from Ferratum Bank*. At Ferratum, for example, you can get a 500 euro loan without proof of income or a 1000 euro loan without proof of income... Read more
Almost 10 % of all employees in Germany are only employed on a fixed-term basis, according to a recent survey by the Federal Statistical Office [1]. What is good for the company has many disadvantages for employees. These include taking out a loan with a fixed-term employment. In order to nevertheless obtain a loan with a fixed-term employment contract, guarantors or co-applicants often have to ... Read more
The PlayStation 5 is the latest and most powerful gaming console from Sony. The high-end console has been available since November 2020. In the process, the PS5 offers breathtaking graphics and fast loading times for an unparalleled gaming experience. But for many consumers, the question is: How can I afford this new console? One option is to buy the PS5 ... Read more
The idea of getting financing through a car dealership is an obvious one when buying a vehicle. After all, you know the people at the dealership personally, which often creates a certain level of trust. But if you have a negative Schufa record, it's not easy to get a loan - car dealerships as well as banks reject customers with negative Schufa ... Read more
The purchase of furniture is associated with high costs. By buying in installments, you can spread the cost of your new furniture over several months. So you can afford high-quality furniture today, and do not have to turn to cheap furniture of inferior quality. With a special loan you can buy furniture despite negative Schufa on ... Read more
If you have a negative Schufa record, it is not easy to get a loan for a car - most car dealers as well as banks often refuse customers with negative Schufa listing. However, even in difficult cases there are ways and possibilities to buy a car on installments without a bank despite negative Schufa. If you ... Read more
The purchase of a bicycle is associated with high costs. By buying in installments, you can spread the cost of your new bike or e-bike over several months. This way, you can afford the best technology today without having to dig too deep into your pockets and use up savings. With a special loan taken out specifically for this purpose, the ... Read more
In this article, we clarify whether Targobank gives a loan despite negative Schufa. Maybe it's unexpected now: If you have a negative Schufa record, Targobank* is an acceptable, but not the best good address. Because Konto-Kredit-Vergleich.de made the following experience: A loan despite negative SCHUFA is not granted at Targobank. However ... Read more
Get a lightning loan despite bad credit in under an hour on your account With a lightning loan you can borrow between 100 and 3,000 € ✓Through the instant transfer you can get the money today on the account! ✓The lightning fast express loan is paid out despite poor credit rating due to negative Schufa entries ✓Flexible repayment: The loan can be repaid in one, ... Read more
In the articles Auto auf Raten kaufen trotz negativer Schufa und Autohaus Finanzierung ohne Schufa we have already pointed out that with negative Schufa a used car for a low 4-digit euro amount is the vehicle of choice to become mobile again. Because financing a car with a bad Schufa is difficult and at worst runs ... Read more
The Xbox X and S series are the latest gaming consoles from Microsoft, which have been available in Germany since November 2020. However, the prices for the Xbox are set too high for many. Therefore, many wonder how they can afford the new Xbox, especially if the credit rating has some flaws. One way the ... Read more
Repayment, also known as loan redemption, describes the process of paying off an existing loan early. If you have an installment loan, you have the option of paying it off early at any time. By paying off an old and expensive loan, you save money and enjoy other benefits. When you pay off your old, more expensive loan, you save money and benefit ... Read more
Bagatelle generally means a small thing or trifle. The word comes from French and literally means: trifle, trifle. So, according to the loan providers, a petty loan is just that: a trifle. The upper limit for a petty loan is usually 200 euros. As a rule, the customer needs for the application only a small, but ... Read more
If you receive sick pay, your credit rating is weakened. It is therefore particularly difficult to cover your credit needs in the event of a prolonged illness for which you receive sick pay. Many banks will withdraw from a loan despite sick pay. This is because bank sick pay cannot be garnished like regular earned income. There is a garnishment ... Read more
In this article you will find 10 banks where you can get a car loan without SCHUFA and creditworthiness. You will also find out what loan amount is available for a car loan without a Schufa query, depending on your income. You can lower your monthly rate by making a down payment. Conversely, a car loan without Schufa and down payment means a higher monthly ... Read more
Here we talk about car leasing without Schufa and car leasing despite Schufa. We will look at the possibilities of whether and where you can conclude a lease with a small credit check. However, leasing without a credit check is not possible from any provider, because of course every lessor somehow ensures that the installments can be paid. Nevertheless, there are ... Read more
If you have also asked yourself the question "Which banks lend easily?", you are in the right place. In the Top 15 Tableau, we show you banks and credit brokers that grant easy loans. Easy-to-apply loans that anyone can get are either mini loans up to 3,000 euros or an installment loan with up to 7,500 euros ... Read more
