Lightning loan despite poor credit rating

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Get a lightning loan despite bad credit in under an hour on your account With a lightning loan you can borrow between 100 and 3,000 € ✓Through the instant transfer you can get the money today on the account! ✓The lightning fast express loan is paid out despite poor credit rating due to negative Schufa entries ✓Flexible repayment: The loan can be repaid in one, ... Read more

What does a negative Schufa report look like?

what does a negative schufa report look like cover picture

In this article you will find out what a negative Schufa report looks like. Because if you have requested a Schufa information, the question "What does a negative Schufa information look like?" plays an important role. Because only with a little specialist knowledge can you distinguish negative Schufa information from positive information. A negative credit bureau information reduces ... Read more

Loan without Schufa – serious? (rip-off without proof of creditworthiness)

Credit without Schufa - Serious cover image

Many loan providers lure you with false promises of a loan without Credit Bureau. Often - especially in social media - perfidious scams are used to rip you off. Loans with preliminary costs, notary or cash on delivery fees are not legal in Germany. Nevertheless, these and similar fees are required for loans without Credit Bureau. Because by no means all providers without Schufa ... Read more

Replace loan: 4 advantages & tips

Repayment, also known as loan redemption, describes the process of paying off an existing loan early. If you have an installment loan, you have the option of paying it off early at any time. By paying off an old and expensive loan, you save money and enjoy other benefits. When you pay off your old, more expensive loan, you save money and benefit ... Read more

Small loan: borrow 200 euros for under 2 euros?

Small loan credit lexicon

Bagatelle generally means a small thing or trifle. The word comes from French and literally means: trifle, trifle. So, according to the loan providers, a petty loan is just that: a trifle. The upper limit for a petty loan is usually 200 euros. As a rule, the customer needs for the application only a small, but ... Read more

Credit despite sick pay - Best options (10+ providers)

Credit despite sick pay

If you receive sick pay, your credit rating is weakened. It is therefore particularly difficult to cover your credit needs in the event of a prolonged illness for which you receive sick pay. Many banks will withdraw from a loan despite sick pay. This is because bank sick pay cannot be garnished like regular earned income. There is a garnishment ... Read more

Where can I buy on installments despite negative SCHUFA?

Where can I buy on installments despite negative SCHUFA

With a negative Schufa information an installment purchase in the online store is directly no longer possible. If there is still a need for technology, furniture or a car, alternative ways must be found via loans despite negative Schufa. Here you can find out everything you need to know about buying in installments despite negative Schufa. The focus is on the question "Where can I ... Read more

Car loan without SCHUFA and creditworthiness - 10 banks where it works

Car loan without SCHUFA and credit rating

In this article you will find 10 banks where you can get a car loan without SCHUFA and creditworthiness. You will also find out what loan amount is available for a car loan without a Schufa query, depending on your income. You can lower your monthly rate by making a down payment. Conversely, a car loan without Schufa and down payment means a higher monthly ... Read more

Installment purchase without Klarna: 14+ suitable mail order companies

Installment purchase without Klarna

Klarna has come under fire from consumer advocates and regulators. The British advertising regulator has already banned Klarna advertising in 2020 because the provider encourages customers to use credit irresponsibly. Since electronic items are often only affordable for many via installment payments, but Klarna has a bad reputation, the focus today is on alternatives. Here you will therefore find ways to ... Read more

Car leasing without Schufa: 7 suppliers for car leasing without Schufa

Car leasing without and despite negative schufa

Here we talk about car leasing without Schufa and car leasing despite Schufa. We will look at the possibilities of whether and where you can conclude a lease with a small credit check. However, leasing without a credit check is not possible from any provider, because of course every lessor somehow ensures that the installments can be paid. Nevertheless, there are ... Read more

Loan without income: 4 options (student, Hartz 4, housewife)

No money? A loan without income can help quickly.

In the article Which bank gives credit for low income? I looked for 7 providers who would grant a loan despite a small income. It was noteworthy that there are several different ways to get a loan as a low earner. But is it also possible to get a loan without income or without proof of income? Of course you could also... Read more

Buy PS5 on installments (also despite Schufa, without Klarna, 0 %)

Buy PS5 in installments

The PlayStation 5 is the latest and most powerful gaming console from Sony. The high-end console has been available since November 2020. In the process, the PS5 offers breathtaking graphics and fast loading times for an unparalleled gaming experience. But for many consumers, the question is: How can I afford this new console? One option is to buy the PS5 ... Read more

Top 7: Buy car on installments despite negative Schufa (without bank)

Buy a car on installments despite negative credit bureau

If you have a negative Schufa record, it is not easy to get a loan for a car - most car dealers as well as banks often refuse customers with negative Schufa listing. However, even in difficult cases there are ways and possibilities to buy a car on installments without a bank despite negative Schufa. If you ... Read more

Buy PS5 in installments without Klarna

Buy PS5 in installments without Klarna

The PlayStation 5 is the latest model of Sony's successful gaming console and has been available on the market since November 2020. With its fast processor and impressive graphics, it offers an unparalleled gaming experience. However, the unique experience unfortunately comes with a high price, the popular PS5 console. At the same time, the provider Klarna is at odds with consumer ... Read more

Which car dealer finances despite negative Schufa? - Top 7

Buying a car with a car loan without Schufa directly from the dealership

The idea of getting financing through a car dealership is an obvious one when buying a vehicle. After all, you know the people at the dealership personally, which often creates a certain level of trust. But if you have a negative Schufa record, it's not easy to get a loan - car dealerships as well as banks reject customers with negative Schufa ... Read more

Car subscription without Schufa or despite negative Schufa: Top 5

Car subscription without Schufa

There are only a few providers who do not carry out a credit check with the Schufa when concluding a car subscription. Car subscription providers who offer a car subscription despite a negative Schufa entry usually require other proof. Examples of other evidence include sufficient income, a guarantor, or additional security deposit. With many providers, customers are… Read more

Which bank gives credit for low income?

Waiter - Only one of many Berfun with low income

People on low incomes often have a painful experience when applying for a loan: the more someone needs a loan because of their personal finances, the more difficult it is to apply. The "credit paradox" makes it very difficult for low-income earners, housewives, students, part-time workers and retirees to obtain a loan. But this article shows how and with which ... Read more

Swiss credit for Germans

In addition to the impressive mountain panorama of the Swiss Alps, Glacier Express and Alphorn, Switzerland also has an efficient banking system to offer. With the Swiss loan for Germans, we can also share in the benefits of Switzerland north of the Alps.

Why are Swiss loans so popular with Germans? In contrast to most German credit institutions, Swiss banks grant the loan according to different rules of the game. Loans from Switzerland can also be granted with a negative Schufa entry, a “poor credit rating”. In addition, there is no entry at the Schufa for a loan from Switzerland. The name Swiss loan ... Read more

Swiss credit ranking: 7 Swiss credit providers without Schufa

In the Swiss credit ranking list you will find the seven best German credit providers for a loan from Swiss banks despite negative credit bureau and without upfront costs. The Swiss credit providers can arrange a loan without a credit bureau from a foreign bank. Alternatively, these providers also offer you a cheaper loan from Germany. This credit will then be used despite negative ... Read more

Loan declined due to bank statement

Loan declined due to bank statement

ATTENTION! Current loans should be specified correctly and completely when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. An undisclosed loan does not leave a good impression on the bank and it can lead to ... Read more

Credit declined due to chargeback

No money? A loan without income can help quickly.

All information should be filled out completely and correctly when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. If the bank statements show return debits, the loan can be rejected. But also payments to debt collection companies... Read more

4 ways to apply for a student loan!

Focus on your studies with a student loan

Apply for a student loan during your studies? - If BAföG is not enough and your parents cannot cover the costs, you have to find another source of money for your studies. In addition to a part-time job or a scholarship, a student loan is also a possibility. In contrast to an installment loan, the KFW student loan is paid out in monthly installments. And also the repayment ... Read more

Borrow money and pay today

Borrow money and pay today

Borrow money and pay it out today: Loans from the mini loan comparison can be on the account in just 30 minutes. A mini loan with immediate payment or a micro loan with immediate payment is used. This is a loan available without a long and complicated credit check process. Because with a mini loan you can borrow up to 3000 euros and ... Read more

Loan without proof of salary - borrow money without income?

An instant loan without proof of income can help quickly!

If you ask yourself the question "Where can I get credit without proof of income" or "Which bank gives credit without income" Konto-Kredit-Vergleich.de can help you. A loan without proof of salary is a way for people without a fixed income to get money. In fact, a serious loan without proof of income is only available from Ferratum Bank*. The bank offers… Read more

Which bank gives credit despite negative Schufa? - Top 11

Which bank gives credit despite negative credit bureau?

Do you also belong to the group of people who were rejected by the house bank or a direct bank because of a Schufa entry? I know that this is frustrating and will help you in this article in your search by finding out which bank gives a loan despite negative SCHUFA. The recommended providers work without any upfront costs or other processing fees. ... Read more

Credit in 30 min. on the account (without Schufa)

Credit in 30 min on the account

The providers presented here have fully digital processes and use express transfers to enable a loan disbursement in the account in 30 min. However, you should allow a few hours for the money to post to the account. Quick loans in the comparison calculator Summary: Everything you need to know about the loan in 30 minutes on the account without SCHUFA Recommendation ... Read more

Loan without proof of income

Loan without proof of income

This article is all about borrowing money without proof of income. Special loans allow you to get cash without proof of income. In the small loan test, Konto-Kredit-Vergleich.de found that a loan without proof of income is only available from Ferratum Bank*. At Ferratum, for example, you can get a 500 euro loan without proof of income or a 1000 euro loan without proof of income... Read more

Loan without SCHUFA experience (SMAVA)

smava experiences

Credit without SCHUFA? Get a loan despite negative SCHUFA entry! After submitting the form, a loan is possible despite a negative SCHUFA entry. On this page you will learn what experiences others have collected with a loan without SCHUFA. We look at the provider SMAVA. Credit without SCHUFA experiences with SMAVA as a financial service provider? The experiences with ... Read more

Instant loan despite Schufa

Borrow money and pay out today

Our financing partner offers the possibility of obtaining an instant loan despite credit bureau information. This means that people with a moderate credit rating or the self-employed with strongly fluctuating incomes can also get a loan “without a SCHUFA query”. Requirements for conventional loans Some requirements must be met to apply for a loan. The reason for this is that lenders protect themselves from payment defaults ... Read more

Loan for students: With and without KFW funding

Focus on your studies with a student loan

Calculate the loan rate for your student loan What is the best way to finance your studies? If BAföG is not enough and your parents cannot cover the costs, you have to find another source of money. Besides a part-time job or a scholarship, a student loan is also a possibility. In contrast to a normal installment loan, the student loan from the KFW ... Read more

Loan for pensioners (also possible with basic security)

Credit for pensioners

A loan for pensioners can make many wishes come true. In principle, pensioners can apply for a regular installment loan. For a loan as a pensioner, the principle is: the older you are, the more collateral is required. Collateral are, for example, guarantors or second applicants. If, in addition, the Schufa is without negative entries and the monthly income above ... Read more

Which bank grants credit with bad credit?

Which bank grants credit with bad creditworthiness

Many people are looking for answers to the questions "Which bank gives credit if your credit rating is bad?", "Which bank gives credit despite negative credit bureau?" or "Which bank is the easiest to get a loan from?". In essence, it is always about getting a loan with a high acceptance rate if you have a bad credit rating and despite a negative entry! If the credit rating... Read more

Credit in difficult cases: 10 seemingly hopeless cases

Loans in difficult cases

Your loan was rejected by the bank? You may belong to a group of people that banks call difficult cases. If you need a loan as: Trainee, student, during the probationary period, with a fixed-term employment contract, unemployed, self-employed, single parent, retired, on parental leave, with a negative Schufa or generally with a bad credit rating, it is difficult to get a ... Read more

Loan after residual debt discharge: Who grants a loan?

Credit after residual debt discharge

In the case of residual debt discharge, the insolvency court will forgive your debts. However, the debt relief does not apply to the negative Schufa entries. Negative Schufa entries due to a discharge of residual debt are only marked as "settled". Deletion of the negative Schufa entries does not occur until three years later. Thus, the Schufa remains suspicious despite completed insolvency and warns ... Read more

Loan with fixed-term employment contract

Loan with fixed-term employment contract

Almost 10 % of all employees in Germany are only employed on a fixed-term basis, according to a recent survey by the Federal Statistical Office [1]. What is good for the company has many disadvantages for employees. These include taking out a loan with a fixed-term employment. In order to nevertheless obtain a loan with a fixed-term employment contract, guarantors or co-applicants often have to ... Read more

Where can you really get a loan despite negative Schufa?

Where to really get a loan despite negative Schufa

The best way to find a reputable bank where you can really get a loan despite negative Schufa is to rely on data. As a loan comparison portal, Konto-Kredit-Vergleich.com has plenty of data from banks and loan providers of negative Schufa. While many providers rarely pay out a loan, our data shows crystal clear where you really get a loan despite negative Schufa.

Hands off Smava - These 4 reasons you need to know

Hands off Smava

"Philipp, you credit rocket!" - The endless Smava ads on YouTube can sometimes trigger a gag reflex and the short-circuit reaction "Hands off Smava". We therefore examine today, whether one can trust the provider Smava, or whether one leaves nevertheless better the fingers away from Smava. If you want to take out a loan, the provider ... Read more

Targobank: Does the bank give a loan despite negative SCHUFA?

Targobank loan despite negative SCHUFA 

In this article, we clarify whether Targobank gives a loan despite negative Schufa. Maybe it's unexpected now: If you have a negative Schufa record, Targobank* is an acceptable, but not the best good address. Because Konto-Kredit-Vergleich.de made the following experience: A loan despite negative SCHUFA is not granted at Targobank. However ... Read more

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