Who writes here

My name is Sascha, I was born in 1988 and I am the founder and operator of the Konto-Kredit-Vergleich.de website. Under the slogan "Order finances - create wealth" I would like to help as many people as possible to more financial education to make their own and informed decisions. The content of the blog and the site are financial topics from A to Z.

I love analyzing, comparing and optimizing for a living, which along with my affinity for an online business somehow inevitably led to creating my own financial blog into the net. It has always bothered me to work for a checking account Money to pay. And so the blog started as a comparison site for free checking accounts and cheap depots. Gradually, articles about financing came through credits added. Since these pages were popular with my readership, this became a focus of the website from then on.

When I'm not writing on KKV, I'm working in the automotive industry for a major supplier or out in nature running.

Topic focus: Loans

Popular at Konto-Kredit-Vergleich.de are advisors on loans that are paid out the same day. Often the payout even despite negative Schufa. At 30 min credit, the money is in the account in less than an hour. But also the question "Which bank gives credit despite negative credit bureau?' is asked again and again. These are often difficult cases, since in addition to negative credit bureau entries, there are usually other obstacles in the way of granting the loan.

Because at one credit in difficult cases often a low income is added to the bad credit rating. In addition, for many, income is further limited due to other obligations such as child support payments or existing loans. But there can be many more cases why a Credit with bad credit is rejected. To give one last example: suspicious postings on the bank statement. Which includes return debits, increased gambling, or payments to collection agencies. Many banks then refuse to lend based on the account statement away.

As the latter way out then often serves a Swiss credit. In the List of the best Swiss loans find the best provider for Swiss loans without Schufa. As a rule, the worse your credit rating, the more expensive loans become. Especially for loans without Schufa, you should definitely keep an eye on the costs. Because most of the time, these loans without Schufa are significantly more expensive. In addition, for loans without Schufa query from Switzerland or Liechtenstein a fixed income is required. You can find out more about this in the guide Swiss loans for Germans you more.

car loans

On the other hand, if you want to buy a car, the chances of getting a loan are usually better. In difficult cases you can use the car as security. if you Vehicle registration document as collateral for the loan deposit with the bank, the bank will usually reward this with good interest rates.

But beware! Not all banks still participate in this type of car financing. Which banks take a car as collateral you will find out in this article. Also, you lose to one Car financing without a car letter also some flexibility.


Main topic: Financial investment

Successful investing is so simple that most will find it difficult to accept that it is all there is to it. The points of regular investing and composure in the event of price declines are the two points that make up a long-term successful investment. With these two incredibly simple methods, what would be unthinkable in sports and many other areas of life is possible on the stock exchange: Beat the pros. All that is necessary for this is none stupid mistake to make and this tips to note!

I also recommend building up sufficient reserves. How many that is, everyone has to decide for themselves. A rule of thumb is two or three net salaries as the bare minimum. Since overnight money accounts are regulated by the deposit insurance, I would choose one that pays the highest possible interest. in the Daily Allowance Calculator includes some of the best money market accounts currently available. Even if a good stock portfolio is not the decisive factor for a good investment, it does not hurt to compare depots either. It is also a point with which you can start easily and without risk! You can find the eight best strategies to build passive income here Review.

Through financial education, compliance simple rules of success, a clear and cost-optimized investment concept, we can all achieve financial freedom more quickly. I am convinced that a simple system of order in finances is an essential step towards prosperity.

A piece of the puzzle of my philosophy of life consists in conscious consumption. The concept is also often called minimalism, although I wouldn't see myself as a classic minimalist. For several years, I've been trying out the lifestyle of conscious consumption and I'm constantly learning. Many of my decisions are based on this mindset.

Recent posts on the blog

The blog is reachable here. Below you will find the latest posts.

The website uses the following logo as an identifier. The friendly colors of the logo symbolize Hope, Confidence and Stamina on lean stretches. That K stands for the name of the page: Konto-Kredit-Vergleich.de


I hope you enjoy browsing my financial blog! You have questions, suggestions or criticism? Contact me! You can find my contact information below.