Lightning loan despite poor credit rating

Flash

Get a lightning loan despite bad credit in under an hour on your account With a lightning loan you can borrow between 100 and 3,000 € ✓Through the instant transfer you can get the money today on the account! ✓The lightning fast express loan is paid out despite poor credit rating due to negative Schufa entries ✓Flexible repayment: The loan can be repaid in one, ... Read more

Advance interest – explained in a nutshell

What are advance interest

With credits and loans one does not get around the topic interest. There are many forms of interest. After all, interest is the most important source of income for a bank. In the case of advance interest, the bank charges the agreed interest for a loan disbursed earlier. However, since advance interest is not included in the installment plan due to the earlier disbursement, it sometimes provides ... Read more

What are the requirements for a car loan?

Prerequisites car loan sports car

Would you like to take out a car loan? Then you can find out here which criteria exist for taking out a car loan. The essential requirements for a car loan include: income, place of residence and the general creditworthiness of the borrower. Car loan what is needed - One of the most important requirements for a car loan is a minimum income of 1,300 euros, which is about the 3 last payslips ... Read more

Smartbroker securities loan: What you should consider!

Smartbroker Securities Loan

Like several alternative custody account providers, Smartbroker offers a securities loan. Which conditions are offered with the Smartbroker securities loan and what you should pay attention to with the Smartbroker Lombard loan, as the securities loan is also called. The short version: With the Smartbroker securities loan, you can lend on all tradable securities with a maximum of 80 % for 2.25 % interest. An exception are papers that ... Read more

What does a negative Schufa report look like?

what does a negative schufa report look like cover picture

In this article you will find out what a negative Schufa report looks like. Because if you have requested a Schufa information, the question "What does a negative Schufa information look like?" plays an important role. Because only with a little specialist knowledge can you distinguish negative Schufa information from positive information. A negative credit bureau information reduces ... Read more

Loan without Schufa – serious? (rip-off without proof of creditworthiness)

Credit without Schufa - Serious cover image

Many loan providers lure you with false promises of a loan without Credit Bureau. Often - especially in social media - perfidious scams are used to rip you off. Loans with preliminary costs, notary or cash on delivery fees are not legal in Germany. Nevertheless, these and similar fees are required for loans without Credit Bureau. Because by no means all providers without Schufa ... Read more

Securities Loan Comparison & Advisor (< 1.5 % Interest)

Securities loan comparison

In the securities loan comparison, we take a look at the securities loan conditions of different providers. Important criteria when comparing the conditions of securities loans is, in addition to a favorable interest rate, whether the loan is earmarked, whether there is a report to the Schufa and, in particular, whether the provision of the loan is free of charge. I have compared numerous deposit providers ... Read more

Car loan protection contribution: what is it?

What is the protection contribution in the car loan - cover picture

The protection contribution for the car loan is the fee for the residual debt insurance. The residual debt insurance covers the cost of the car loan in the event of certain strokes of fate. The risk of death, illness, unemployment and incapacity for work are covered by the protection contribution for a car loan. Term life insurance is an alternative to residual debt insurance for car loans because it covers similar risks. Paying off a car loan... Read more

Car loan without submitting a vehicle letter (keep the vehicle letter)

Car loan without car letter delivery - keep car letter

Car loan without car registration – A flexible financing model for your dream car. There are banks where you can take out a car loan and keep the car registration. This also includes my recommendation: The ING DiBa car loan without a vehicle registration document. In the case of a car loan without a car letter, there is no security transfer. So you are the owner and owner of the vehicle. In order to … Read more

Vehicle registration document as collateral for credit: use the car as security!

Vehicle registration document as collateral for credit

For a car loan, the vehicle registration document (officially: registration certificate II) must be submitted to some banks. Without a desire to sell, it is even advisable to take out the loan against a vehicle registration document. Many were interested in the question "Which bank takes a car as security?". Therefore, Konto-Kredit-Vergleich.de has checked which banks accept the vehicle registration document as a pledge for credit and which do not. ... Read more

Small loan: borrow 200 euros for under 2 euros?

Small loan credit lexicon

Bagatelle generally means a small thing or trifle. The word comes from French and literally means: trifle, trifle. So, according to the loan providers, a petty loan is just that: a trifle. The upper limit for a petty loan is usually 200 euros. As a rule, the customer needs for the application only a small, but ... Read more

Credit despite sick pay - Best options (10+ providers)

Credit despite sick pay

If you receive sick pay, your credit rating is weakened. It is therefore particularly difficult to cover your credit needs in the event of a prolonged illness for which you receive sick pay. Many banks will withdraw from a loan despite sick pay. This is because bank sick pay cannot be garnished like regular earned income. There is a garnishment ... Read more

Car loan without SCHUFA and creditworthiness - 10 banks where it works

Car loan without SCHUFA and credit rating

In this article you will find 10 banks where you can get a car loan without SCHUFA and creditworthiness. You will also find out what loan amount is available for a car loan without a Schufa query, depending on your income. You can lower your monthly rate by making a down payment. Conversely, a car loan without Schufa and down payment means a higher monthly ... Read more

Car leasing without Schufa: 7 suppliers for car leasing without Schufa

Car leasing without and despite negative schufa

Here we talk about car leasing without Schufa and car leasing despite Schufa. We will look at the possibilities of whether and where you can conclude a lease with a small credit check. However, leasing without a credit check is not possible from any provider, because of course every lessor somehow ensures that the installments can be paid. Nevertheless, there are ... Read more

Loan without income: 4 options (student, Hartz 4, housewife)

No money? A loan without income can help quickly.

In the article Which bank gives credit for low income? I looked for 7 providers who would grant a loan despite a small income. It was noteworthy that there are several different ways to get a loan as a low earner. But is it also possible to get a loan without income or without proof of income? Of course you could also... Read more

Top 7: Buy car on installments despite negative Schufa (without bank)

Buy a car on installments despite negative credit bureau

If you have a negative Schufa record, it is not easy to get a loan for a car - most car dealers as well as banks often refuse customers with negative Schufa listing. However, even in difficult cases there are ways and possibilities to buy a car on installments without a bank despite negative Schufa. If you ... Read more

Why you shouldn't buy or sell a car without a registration document

Hand car key

No vehicle registration document when buying or selling a car? In this article you will find out why you should not buy or sell a car without a vehicle registration document (today's registration certificate part II). When buying a car without a vehicle registration document, ownership is unclear. Therefore, you cannot prove that the car belongs to the seller and that he is even allowed to sell it. This is how you can at … Read more

Which car dealer finances despite negative Schufa? - Top 7

Buying a car with a car loan without Schufa directly from the dealership

The idea of getting financing through a car dealership is an obvious one when buying a vehicle. After all, you know the people at the dealership personally, which often creates a certain level of trust. But if you have a negative Schufa record, it's not easy to get a loan - car dealerships as well as banks reject customers with negative Schufa ... Read more

Car subscription without Schufa or despite negative Schufa: Top 5

Car subscription without Schufa

There are only a few providers who do not carry out a credit check with the Schufa when concluding a car subscription. Car subscription providers who offer a car subscription despite a negative Schufa entry usually require other proof. Examples of other evidence include sufficient income, a guarantor, or additional security deposit. With many providers, customers are… Read more

Which bank gives credit for low income?

Waiter - Only one of many Berfun with low income

People on low incomes often have a painful experience when applying for a loan: the more someone needs a loan because of their personal finances, the more difficult it is to apply. The "credit paradox" makes it very difficult for low-income earners, housewives, students, part-time workers and retirees to obtain a loan. But this article shows how and with which ... Read more

Swiss credit for Germans

In addition to the impressive mountain panorama of the Swiss Alps, Glacier Express and Alphorn, Switzerland also has an efficient banking system to offer. With the Swiss loan for Germans, we can also share in the benefits of Switzerland north of the Alps.

Why are Swiss loans so popular with Germans? In contrast to most German credit institutions, Swiss banks grant the loan according to different rules of the game. Loans from Switzerland can also be granted with a negative Schufa entry, a “poor credit rating”. In addition, there is no entry at the Schufa for a loan from Switzerland. The name Swiss loan ... Read more

Swiss credit ranking: 7 Swiss credit providers without Schufa

In the Swiss credit ranking list you will find the seven best German credit providers for a loan from Swiss banks despite negative credit bureau and without upfront costs. The Swiss credit providers can arrange a loan without a credit bureau from a foreign bank. Alternatively, these providers also offer you a cheaper loan from Germany. This credit will then be used despite negative ... Read more

Change repayment during term at Sparkasse, Volksbank & ING

Repayment change during the term

If your financial situation changes, a change in repayment allows you to adjust the monthly installment of the loan to the new situation. This is also referred to as changing the repayment rate if the repayment is to be changed during the term of the loan. The right to change the repayment during the term must be agreed in the loan contract. Changes in the repayment rate are usually ... Read more

Follow-up financing for real estate loans - 10 years of savings

Follow-up financing: What do I need to consider?

Anyone looking for follow-up financing for their property in 2021 will benefit from the low interest rates. The low-interest phase should be used to repay the real estate loan with a higher repayment. In the long run, a loan is a burden and it is therefore better to pay off the remaining debt quickly. It is therefore cheaper to use the low interest rate to pay off the remaining debt with the ... Read more

Loan declined due to bank statement

Loan declined due to bank statement

ATTENTION! Current loans should be specified correctly and completely when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. An undisclosed loan does not leave a good impression on the bank and it can lead to ... Read more

Credit declined due to chargeback

No money? A loan without income can help quickly.

All information should be filled out completely and correctly when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. If the bank statements show return debits, the loan can be rejected. But also payments to debt collection companies... Read more

4 ways to apply for a student loan!

Focus on your studies with a student loan

Apply for a student loan during your studies? - If BAföG is not enough and your parents cannot cover the costs, you have to find another source of money for your studies. In addition to a part-time job or a scholarship, a student loan is also a possibility. In contrast to an installment loan, the KFW student loan is paid out in monthly installments. And also the repayment ... Read more

Borrow money and pay today

Borrow money and pay today

Borrow money and pay it out today: Loans from the mini loan comparison can be on the account in just 30 minutes. A mini loan with immediate payment or a micro loan with immediate payment is used. This is a loan available without a long and complicated credit check process. Because with a mini loan you can borrow up to 3000 euros and ... Read more

2000 Euro loan – instant loan without SCHUFA possible

2000 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 2000 euro loan immediately? With a 2000 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 2000 euros can also be helpful to fulfill a spontaneous wish. With a 2000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

3000 Euro loan – instant loan without SCHUFA possible

3000 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 3000 euro loan immediately? With a 3000 euro instant loan you get more financial flexibility and can quickly bridge bottlenecks. In addition, 3000 euros can also be helpful to fulfill a spontaneous wish. With a 3000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

1200 Euro loan – instant loan without SCHUFA possible

1200 euro loan - instant loan - possible without SCHUFA

Would you like to take out a 1200 euro loan immediately? With a 1200 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 1200 euros can also be helpful to fulfill a spontaneous wish. With a 1200 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

1500 Euro loan – instant loan without SCHUFA possible

1500 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 1500 euro loan immediately? With a 1500 Euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 1500 euros can also be helpful to fulfill a spontaneous wish. With a 1500 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

1000 Euro loan – instant loan without SCHUFA possible

1000 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 1000 euro loan immediately? With a 1000 Euro instant loan you get more financial flexibility and can quickly bridge bottlenecks. In addition, 1000 euros can also be helpful to fulfill a spontaneous wish. With a 1000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

600 Euro loan – instant loan possible without SCHUFA

600 euro loan - instant loan - possible without SCHUFA

Would you like to take out a 600 euro loan immediately? With a 600 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 600 euros can also be helpful to fulfill a spontaneous wish. With a 600 euro loan without SCHUFA, bills can also be paid quickly, which can prevent further reminder fees. ... Read more

800 Euro loan – instant loan without SCHUFA possible

800 Euro loan - instant loan - possible without SCHUFA

Would you like to take out an 800 euro loan immediately? With an 800 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 800 euros can also be helpful to fulfill a spontaneous wish. With a 800 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

100 Euro credit – instant loan – possible without SCHUFA

100 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 100 euro loan immediately? With a 100 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 100 euros can also be helpful to fulfill a spontaneous wish. With a 100 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

1100-3000 Euro loan - instant loan - possible without SCHUFA

1100-3000 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 1100-3000 euro loan immediately? With an instant loan of 1100-3000 euros you get more financial leeway and can quickly bridge bottlenecks. In addition, 1100-3000 euros can also be helpful to fulfill a spontaneous wish. With a 1100-3000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

500-1000 Euro loan - instant loan - possible without SCHUFA

500-1000 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 500-1000 euro loan immediately? With an instant loan of 500-1000 euros, you get more financial flexibility and can quickly bridge bottlenecks. In addition, 500-1000 euros can also be helpful to fulfill a spontaneous wish. With a 500-1000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

100-500 Euro loan - instant loan - possible despite SCHUFA

100-500 Euro credit - instant credit - possible without SCHUFA

Would you like to take out a 100-500 euro loan immediately? With a 100-500 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 100-500 euros can also be helpful to fulfill a spontaneous wish. With a 100-500 euro loan despite negative SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

700 euro credit – instant loan – possible without SCHUFA

700 euro loan - instant loan - possible without SCHUFA

Would you like to take out a 700 euro loan immediately? With a 700 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 700 euros can also be helpful to fulfill a spontaneous wish. With a 700 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more

Loan without proof of salary - borrow money without income?

An instant loan without proof of income can help quickly!

If you ask yourself the question "Where can I get credit without proof of income" or "Which bank gives credit without income" Konto-Kredit-Vergleich.de can help you. A loan without proof of salary is a way for people without a fixed income to get money. In fact, a serious loan without proof of income is only available from Ferratum Bank*. The bank offers… Read more

Loan rescheduling Targobank

Loan rescheduling Targobank

If you have a loan from Targobank, debt restructuring can be worthwhile in many cases. Especially given the current low interest rates. That leaves more money to live on. In particular, the following speak in favor of rescheduling a loan: interest rates on loans have fallen sharply in recent years. If you have an older loan, pay... Read more

Credit rescheduling Sparkasse

Credit rescheduling Sparkasse

If you have a loan from the savings bank, debt restructuring can be worthwhile in many cases. Especially given the current low interest rates. That leaves more money to live on. In particular, the following speak in favor of rescheduling a loan: interest rates on loans have fallen sharply in recent years. If you have an older loan, pay... Read more

Sell a financed car – Here's how

It is possible to sell your financed car. Even if the bank has kept the vehicle registration document as security. If your circumstances have changed fundamentally, selling the financed car can make sense. Konto-Kredit-Vergleich.de shows how it works! With a loan without depositing the vehicle letter, the matter is quickly clarified. Various banks now offer the car loan ... Read more

Which bank gives credit despite negative Schufa? - Top 11

Which bank gives credit despite negative credit bureau?

Do you also belong to the group of people who were rejected by the house bank or a direct bank because of a Schufa entry? I know that this is frustrating and will help you in this article in your search by finding out which bank gives a loan despite negative SCHUFA. The recommended providers work without any upfront costs or other processing fees. ... Read more

Lower credit rates: four options

Save credit installments

In recent weeks, many people have had to make do with significantly less money than they are used to due to the corona crisis. If you have to pay off loans in such an exceptional financial situation, you have four options for reducing your monthly loan installment burden. Find out what they are and how you can permanently pay less interest on your loan... Read more

Home loan comparison online calculator

Successful house construction with favorable construction financing thanks to comparison

Mortgage financing comparison Many Germans cherish the desire to live in their own four walls. The desire is particularly strong among those over 35 years of age. The home ownership rate is very low compared to other European countries. Less than half live in their own home. With the construction financing comparison, Konto-Kredit-Vergleich.de helps future homeowners to realize their dream of their own … Read more

Credit in 30 min. on the account (without Schufa)

Credit in 30 min on the account

The providers presented here have fully digital processes and use express transfers to enable a loan disbursement in the account in 30 min. However, you should allow a few hours for the money to post to the account. Quick loans in the comparison calculator Summary: Everything you need to know about the loan in 30 minutes on the account without SCHUFA Recommendation ... Read more

Loan without proof of income

Loan without proof of income

This article is all about borrowing money without proof of income. Special loans allow you to get cash without proof of income. In the small loan test, Konto-Kredit-Vergleich.de found that a loan without proof of income is only available from Ferratum Bank*. At Ferratum, for example, you can get a 500 euro loan without proof of income or a 1000 euro loan without proof of income... Read more

Loan without SCHUFA experience (SMAVA)

smava experiences

Credit without SCHUFA? Get a loan despite negative SCHUFA entry! After submitting the form, a loan is possible despite a negative SCHUFA entry. On this page you will learn what experiences others have collected with a loan without SCHUFA. We look at the provider SMAVA. Credit without SCHUFA experiences with SMAVA as a financial service provider? The experiences with ... Read more

Why a loan comparison is worthwhile

Broker comparison

Despite the historically low interest rates, it is important to compare loans with each other. In any case, it is a mistake to accept the offer from the nearest branch bank without having carried out a loan comparison. This is often worthwhile due to the favorable conditions, which are available online in particular. The advancing digitization in connection with the Internet have ... Read more

Instant loan despite Schufa

Borrow money and pay out today

Our financing partner offers the possibility of obtaining an instant loan despite credit bureau information. This means that people with a moderate credit rating or the self-employed with strongly fluctuating incomes can also get a loan “without a SCHUFA query”. Requirements for conventional loans Some requirements must be met to apply for a loan. The reason for this is that lenders protect themselves from payment defaults ... Read more

Used car loan comparison

Finance used car

Finance a cheap loan for your used car with the current overview of interest rates. With the car loan calculator you can compare car financing without obligation. Furthermore, the used car loan comparison on this page is: ✅ non-binding ✅ free of charge. By the way: There are also used car loans without depositing the vehicle registration document. You can also finance your used vehicle with a negative SCHUFA entry via a credit professional... Read more

Loan comparison – offer check

Credit Comparison - Offer Review

Check offers in detail and make a loan request The comparison calculator shows a selection of available loans. The loans are sorted by interest in ascending order. All essential information is available in the product details tab. In the tab you will find out: What loan amounts the bank grants What credit terms the bank offers The range of interest rates The monthly ... Read more

What house I can afford?

How much house can I afford?

"How much house can I afford?" Based on the net income, the table gives a rough indication of the amount up to which a property can be reasonably financed. As can be seen in the table, the real estate price is 100 times the monthly net income. How much house can I afford? The monthly net income multiplied by 110 gives the ... Read more

Loan for students: With and without KFW funding

Focus on your studies with a student loan

Calculate the loan rate for your student loan What is the best way to finance your studies? If BAföG is not enough and your parents cannot cover the costs, you have to find another source of money. Besides a part-time job or a scholarship, a student loan is also a possibility. In contrast to a normal installment loan, the student loan from the KFW ... Read more

Loan for pensioners (also possible with basic security)

Credit for pensioners

A loan for pensioners can make many wishes come true. In principle, pensioners can apply for a regular installment loan. For a loan as a pensioner, the principle is: the older you are, the more collateral is required. Collateral are, for example, guarantors or second applicants. If, in addition, the Schufa is without negative entries and the monthly income above ... Read more

What is the best way to finance a motorcycle? – Top 7 ways

If you want to buy a motorcycle, the question of motorcycle financing often comes up. In the article "What is the best way to finance a motorcycle?" we show you some unknown (and probably also some known) options that are open to you when it comes to motorcycle financing. The question of how a motorcycle should be financed involves weighing up the advantages ... Read more

Car loan comparison: the cheap loans for vehicles

Car loan comparison

Car loans are usually cheaper than installment loans for free use. In the case of a car loan, the vehicle title serves as collateral for the loan. Banks honor this by offering borrowers more favorable interest rates, which can even come into the low-interest region of construction financing. In the car loan comparison, you can check available interest rates, and secure the interest rate online, if you are looking for a ... Read more

Which bank grants credit with bad credit?

Which bank grants credit with bad creditworthiness

Many people are looking for answers to the questions "Which bank gives credit if your credit rating is bad?", "Which bank gives credit despite negative credit bureau?" or "Which bank is the easiest to get a loan from?". In essence, it is always about getting a loan with a high acceptance rate if you have a bad credit rating and despite a negative entry! If the credit rating... Read more

Credit in difficult cases: 10 seemingly hopeless cases

Loans in difficult cases

Your loan was rejected by the bank? You may belong to a group of people that banks call difficult cases. If you need a loan as: Trainee, student, during the probationary period, with a fixed-term employment contract, unemployed, self-employed, single parent, retired, on parental leave, with a negative Schufa or generally with a bad credit rating, it is difficult to get a ... Read more

Loan after residual debt discharge: Who grants a loan?

Credit after residual debt discharge

In the case of residual debt discharge, the insolvency court will forgive your debts. However, the debt relief does not apply to the negative Schufa entries. Negative Schufa entries due to a discharge of residual debt are only marked as "settled". Deletion of the negative Schufa entries does not occur until three years later. Thus, the Schufa remains suspicious despite completed insolvency and warns ... Read more

Loan with fixed-term employment contract

Loan with fixed-term employment contract

Almost 10 % of all employees in Germany are only employed on a fixed-term basis, according to a recent survey by the Federal Statistical Office [1]. What is good for the company has many disadvantages for employees. These include taking out a loan with a fixed-term employment. In order to nevertheless obtain a loan with a fixed-term employment contract, guarantors or co-applicants often have to ... Read more

Loan comparison: The best providers in tête à tête

Red cariolet

Sometimes money gets tight sooner than you think: the washing machine goes on strike, the new apartment has to be redecorated or your car needs urgent repairs. In such a case, time is often short, and the way to the bank advisor is often long and bureaucratic. After all, in addition to your money problem, you now have to make an appointment, wait for a confirmation ... Read more

Where can you really get a loan despite negative Schufa?

Where to really get a loan despite negative Schufa

The best way to find a reputable bank where you can really get a loan despite negative Schufa is to rely on data. As a loan comparison portal, Konto-Kredit-Vergleich.com has plenty of data from banks and loan providers of negative Schufa. While many providers rarely pay out a loan, our data shows crystal clear where you really get a loan despite negative Schufa.

Loan agreement signed: When will the money come?

Loan agreement signed When will the money come

Once you've signed the loan agreement, you probably just want to know: When will the money arrive? It depends on your creditworthiness, the amount of the loan and the digitization of the loan application via video identification, eSign and digital account check when the payment will be made. While the first two points affect you, the latter depend on the bank ... Read more

Hands off Smava - These 4 reasons you need to know

Hands off Smava

"Philipp, you credit rocket!" - The endless Smava ads on YouTube can sometimes trigger a gag reflex and the short-circuit reaction "Hands off Smava". We therefore examine today, whether one can trust the provider Smava, or whether one leaves nevertheless better the fingers away from Smava. If you want to take out a loan, the provider ... Read more

Request SCHUFA information free of charge (directly online)

Schufa

You wonder which entries are stored in your Schufa record and want to view this data? For this you can query every entry at the Schufa. The legislator has made it a little easier for you to access your data with Article 15 of the General Data Protection Regulation (DSGVO). Because through the DSGVO you have a right to know which ... Read more

Targobank: Does the bank give a loan despite negative SCHUFA?

Targobank loan despite negative SCHUFA 

In this article, we clarify whether Targobank gives a loan despite negative Schufa. Maybe it's unexpected now: If you have a negative Schufa record, Targobank* is an acceptable, but not the best good address. Because Konto-Kredit-Vergleich.de made the following experience: A loan despite negative SCHUFA is not granted at Targobank. However ... Read more

Credit agreement signed, nevertheless rejected

Credit agreement signed nevertheless rejected

Can it happen that a loan agreement has been signed and then still be rejected by the bank? In this article, we clarify some common misunderstandings between the loan application and the actual loan agreement. These misunderstandings always lead people to think that their loan agreement was still rejected despite being signed. In many cases, this is not the case, ... Read more

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