Used car financing despite negative credit bureau

Everything important about used car financing despite negative Schufa in brief

In the articles Auto auf Raten kaufen trotz negativer Schufa und Autohaus Finanzierung ohne Schufa we have already pointed out that with negative Schufa a used car for a low 4-digit euro amount is the vehicle of choice to become mobile again. Because financing a car with a bad Schufa is difficult and at worst runs ... Read more

What is Vario financing?

Vario Finanzierung Was ist das Titelbild

Bei einer Neu- oder Gebrauchtwagen Finanzierung ohne Anzahlung spielt die Vario Finanzierung eine entscheidende Rolle. Mit dieser Finanzierung kannst du ein Auto kaufen ohne eine Anzahlung zu leisten. Aber Was ist eine Vario Finanzierung eigentlich? Was bedeutet der Begriff Vario Finanzierung und gibt es eine Vario Finanzierung eigentlich nur bei einem Auto? Wichtiges zusammengefasst Die … Read more

Used car financing without down payment

Used car financing without down payment

Eine Gebrauchtwagen Finanzierung ohne Anzahlung ist über eine Vario-Finanzierung, ein Autoleasing, ein Auto Abo oder einen Autokredit möglich. Dabei sind die monatlichen Raten sind bei der Vario Finanzierung, dem Auto Abo und dem Auto Leasing sehr gering. Beim Autokredit sind die monatlichen Raten hingegen höher. Das liegt daran, dass du mit einem Autokredit das Auto … Read more

What are the requirements for a car loan?

Vorraussetzungen Autokredit Sportwagen

Would you like to take out a car loan? Then you can find out here which criteria exist for taking out a car loan. The essential requirements for a car loan include: income, place of residence and the general creditworthiness of the borrower. Car loan what is needed - One of the most important requirements for a car loan is a minimum income of 1,300 euros, which is about the 3 last payslips ... Read more

Car loan protection contribution: what is it?

Was ist der Schutzbeitrag beim Autokredit - Titelbild

The protection contribution for the car loan is the fee for the residual debt insurance. The residual debt insurance covers the cost of the car loan in the event of certain strokes of fate. The risk of death, illness, unemployment and incapacity for work are covered by the protection contribution for a car loan. Term life insurance is an alternative to residual debt insurance for car loans because it covers similar risks. Paying off a car loan... Read more

Vehicle registration document as collateral for credit: use the car as security!

Vehicle registration document as collateral for credit

For a car loan, the vehicle registration document (officially: registration certificate II) must be submitted to some banks. Without a desire to sell, it is even advisable to take out the loan against a vehicle registration document. Many were interested in the question "Which bank takes a car as security?". Therefore, has checked which banks accept the vehicle registration document as a pledge for credit and which do not. ... Read more

Car loan without submitting a vehicle letter (keep the vehicle letter)

Car loan without car letter delivery - keep car letter

Car loan without car registration – A flexible financing model for your dream car. There are banks where you can take out a car loan and keep the car registration. This also includes my recommendation: The ING DiBa car loan without a vehicle registration document. In the case of a car loan without a car letter, there is no security transfer. So you are the owner and owner of the vehicle. In order to … Read more

Auto subscription without Schufa or despite negative Schufa: Top 5 providers

Car subscription without Schufa

There are only a few providers who do not carry out a credit check with the Schufa when concluding a car subscription. Car subscription providers who offer a car subscription despite a negative Schufa entry usually require other proof. Examples of other evidence include sufficient income, a guarantor, or additional security deposit. Many providers will… Read more

Buying a car on installments despite negative credit bureau - Top 5 houses

Buy a car on installments despite negative credit bureau

If you have a negative Schufa record, it is not easy to get a loan for a car - most car dealers as well as banks often refuse customers with negative Schufa listing. However, even in difficult cases there are ways and possibilities to buy a car on installments despite negative Schufa. If you are ... Read more

Car leasing without Schufa: 7 suppliers for car leasing without Schufa

Car leasing without and despite negative schufa

Hier geht es um das Auto Leasing ohne Schufa und das Autoleasing trotz Schufa. Dabei beleuchten wir die Möglichkeiten, ob und wo du ein Leasing mit kleiner Bonitätsprüfung abschließen kannst. Ein Leasing ohne Bonitätsprüfung ist allerdings von keinem Anbieter möglich, denn natürlich stellt jeder Leasinggeber irgendwie sicher, dass die Raten bezahlt werden können. Dennoch gibt … Read more

Which car dealership finances despite negative credit bureau? – Top 5 tableau

Buying a car with a car loan without Schufa directly from the dealership

The thought of getting financing through a car dealership is obvious when buying a vehicle. After all, you know the people in the dealership personally, which often results in a certain level of trust. But if you have a negative Schufa entry, it is not easy to get a loan - car dealerships and banks reject customers with negative ... Read more

How much does a small car cost per month?

You ask yourself "How much does a small car cost per month?" A small car can be maintained for less than 200 euros per month. This includes all costs for fuel, maintenance, taxes and insurance. These costs, also known as the maintenance costs of your car, amount to around 160 euros per month for a small car. In addition, there is the loss of value, which with a ... Read more

Which car at 1000 euros net? – 11 cheapest cars

Which car at 1000 euros net?

You ask yourself "Which car can you afford with a net wage or salary of 1,000 euros?" At 1,000 euros net, a used small car up to 5,000 euros is an option. If you can pay for the car in cash, you'll lower your future monthly expenses. However, you can also finance a cheap used car with a salary of €1000. Thereby amounts to … Read more

car insurance

You can find the cheapest car insurance with providers like Check24. Use the embedded rate calculator to check if you're paying too much for your car insurance. Read more: Which car at 1500 euros net? Which car at 1000 euros net? – 11 cheapest cars How much does a small car cost per month?

Sell a financed car – Here's how

It is possible to sell your financed car. Even if the bank has kept the vehicle registration document as security. If your circumstances have changed fundamentally, selling the financed car can make sense. shows how it works! With a loan without depositing the vehicle letter, the matter is quickly clarified. Various banks now offer the car loan ... Read more

E-cars: Higher purchase premium from the Treasury

For purely electric cars below a list price of 40,000 euros, the subsidy increases from the previous 4,000 euros to 6,000 euros. The purchase premium for plug-in hybrids in this price range has also been raised from 3,000 euros to 4,500 euros. More expensive cars, on the other hand, receive slightly lower subsidies. For purely electric cars with a purchase price of more than 40,000 euros, the bonus is 5,000 euros. For the expensive plug-in hybrids, the Treasury contributes 4,000 euros. The money can also be applied for retroactively for vehicles that were registered after November 4, 2019. The aim of the purchase premium is to promote electric mobility. After all, by 2030 on German roads 10 million electric cars be on the move.

Furthermore, the purchase bonus has been extended until the end of 2025. Because the previous bonus was only valid until 2020.

Payment of the purchase premium is subject to several conditions

There are several conditions for plug-in hybrids that must be met in order to be eligible for an award. To do this, they must be able to drive at least 40 kilometers purely electrically before the end of 2021. The cars must then be able to cover 60 kilometers electrically and from 2025 the battery must be sufficient for 80 kilometers electrically.

E-charging stations must also be expanded so that the purchase premium for e-cars has the desired effect

Auch E-Tankstellen müssen ausgebaut werden, damit die Kaufprämie für  E-Autos die gewünschte Wirkung zeigt
E-charging stations must also be expanded so that the purchase premium for e-cars has the desired effect. succo from Pixabay

E-Auto Bar Buy, finance or lease

There is a separate guide article on the subject of buying, financing or leasing an Auto Bar. You can find it here

Used car loan comparison

Gebrauchtwagen finanzieren

Finance a cheap loan for your used car with the current overview of interest rates. With the car loan calculator you can compare car financing without obligation. Furthermore, the used car loan comparison on this page is: ✅ non-binding ✅ free of charge. By the way: There are also used car loans without depositing the vehicle registration document. You can also finance your used vehicle with a negative SCHUFA entry via a credit professional... Read more