How does spousal splitting work?

Person hand reaching body of water. Photo by Lukas from Pexels

Marital splitting and other consequences of marriage: inheritance, will, alimony, hospitalization. Are the advantages of marriage obvious? After all, the number of marriages in Germany has been on the rise again since 2003: Konto-Kredit-Vergleich.de sheds light on which advantages a marriage offers from a tax and legal point of view. Are married people given preferential treatment in Germany? And how does the marital splitting actually work? How does the marriage splitting work? What ... Read more

What house I can afford?

How much house can I afford?

"How much house can I afford?" Based on the net income, the table gives a rough indication of the amount up to which a property can be reasonably financed. As can be seen in the table, the real estate price is 100 times the monthly net income. How much house can I afford? The monthly net income multiplied by 110 gives the ... Read more

Retirement provision: 2 mistakes, 4 tips

Retirement planning mistake: Not having an overview

Why you should think about tomorrow today and how you can protect yourself in the best possible way when it comes to retirement provision. I'll share my four tips for retirement planning. What mistakes are commonly made when planning retirement? The article also provides answers to this. A common misconception in our society is that many people believe for the... Read more

Marriage vs. unmarried cohabitation

Wedding

A look at marriage from a financial point of view The number of marriages in Germany has been increasing again since 2003: What are the tax and legal consequences? Are married people preferred in Germany? The number of marriages in Germany declined until around 2003. Since then there has been a real boom in marriages. Statista has the number … Read more

Jobsora – a great job search website

Nowadays, people have numerous websites available for job search. Unfortunately, most of them have many disadvantages: inconvenient navigation, small amount of job offers, untrustworthy employers, etc. That is why many people looking for a job need a reliable job search website. A new job search website that aims to eliminate these problems is Jobsora. Jobsora … Read more

Rental deposit: Best providers in comparison

Rental deposit

Read more: How much house can I afford? What house you can afford Follow-up financing for a real estate loan - 10 years saved Retirement planning: 2 mistakes, 4 tips Marriage vs. unmarried Living together Construction financing comparison Online calculator How does spousal splitting work? Credit when buying a house: Where is equity still slumbering? What does a small car cost per month? How much money for a ... Read more

Why you shouldn't buy or sell a car without a registration document

Hand car key

No vehicle registration document when buying or selling a car? In this article you will find out why you should not buy or sell a car without a vehicle registration document (today's registration certificate part II). When buying a car without a vehicle registration document, ownership is unclear. Therefore, you cannot prove that the car belongs to the seller and that he is even allowed to sell it. This is how you can at … Read more

How much does a small car cost per month?

You ask yourself "How much does a small car cost per month?" A small car can be maintained for less than 200 euros per month. This includes all costs for fuel, maintenance, taxes and insurance. These costs, also known as the maintenance costs of your car, amount to around 160 euros per month for a small car. In addition, there is the loss of value, which with a ... Read more

Which car at 1000 euros net? – 11 cheapest cars

Which car at 1000 euros net?

You ask yourself "Which car can you afford with a net wage or salary of 1,000 euros?" At 1,000 euros net, a used small car up to 5,000 euros is an option. If you can pay for the car in cash, you'll lower your future monthly expenses. However, you can also finance a cheap used car with a salary of €1000. Thereby amounts to … Read more

Follow-up financing for real estate loans - 10 years of savings

Follow-up financing: What do I need to consider?

Anyone looking for follow-up financing for their property in 2021 will benefit from the low interest rates. The low-interest phase should be used to repay the real estate loan with a higher repayment. In the long run, a loan is a burden and it is therefore better to pay off the remaining debt quickly. It is therefore cheaper to use the low interest rate to pay off the remaining debt with the ... Read more

A look at marriage from a financial perspective

wedding-dress

The number of marriages in Germany has been increasing again since 2003: What are the tax and legal consequences? Are married people preferred in Germany? In this post, we take a look at marriage from a financial perspective. Number of marriages The number of marriages in Germany was declining until around 2003. Since then there has been a real... Read more

Tips for your pension

Why you should think about tomorrow today and how you can protect yourself in the best possible way when it comes to retirement provision. I'll share my four tips for retirement. What mistakes are commonly made when planning retirement? The article also provides answers to this. A common misconception in our society is that many people believe for the... Read more

Behavior in the 2020 financial crisis

The 2020 financial crisis unsettles many. If you are also wondering how to behave in the 2020 financial crisis, this article will help you. Here you will find an explanation in simple words of what the Corona crash is all about. I also give some easy-to-implement recommendations to get out of the financial crisis despite the difficult situation... Read more

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