If you are healthy and have no known chronic or hereditary diseases in your family, sperm donation is a lucrative source of income for men to earn some extra money. As a sperm donor, you can earn €13,500 per year if you donate 90 times a year. That is about 1 to 2 times a week. The ... Read more
Investing on the capital markets has become a little easier with the discount brokers JustTRADE and Trade Republic. Two of the recently introduced first mobile commission-free app and web services in Germany. In the article Smartbroker vs Trade Republic (test & experiences) we have already compared 2 newcomers. Here it goes in a similar style. Because mobile brokers… Read more
Borrow money and pay it out today: Loans from the mini loan comparison can be on the account in just 30 minutes. A mini loan with immediate payment or a micro loan with immediate payment is used. This is a loan available without a long and complicated credit check process. Because with a mini loan you can borrow up to 3000 euros and ... Read more
Would you like to take out a 3000 euro loan immediately? With a 3000 euro instant loan you get more financial flexibility and can quickly bridge bottlenecks. In addition, 3000 euros can also be helpful to fulfill a spontaneous wish. With a 3000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Whether it's a loan for retirees, a loan for students or a loan without SCHUFA: Credit collateral is an important design element for loans. Credit collateral is shown in this article. Collateral can be used on a loan to get a loan at all, or to get better terms. This is how loan collateral plays a role in loans for pensioners, loans for ... Read more
Would you like to take out a 1200 euro loan immediately? With a 1200 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 1200 euros can also be helpful to fulfill a spontaneous wish. With a 1200 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 1000 euro loan immediately? With a 1000 Euro instant loan you get more financial flexibility and can quickly bridge bottlenecks. In addition, 1000 euros can also be helpful to fulfill a spontaneous wish. With a 1000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 1500 euro loan immediately? With a 1500 Euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 1500 euros can also be helpful to fulfill a spontaneous wish. With a 1500 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 500 euro loan immediately? With a 500 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 500 euros can also be helpful to fulfill a spontaneous wish. With a 500 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 600 euro loan immediately? With a 600 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 600 euros can also be helpful to fulfill a spontaneous wish. With a 600 euro loan without SCHUFA, bills can also be paid quickly, which can prevent further reminder fees. ... Read more
Would you like to take out a 300 euro loan immediately? With a 300 euro instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 300 euros can also be helpful to fulfill a spontaneous wish. With a 300 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 1100-3000 euro loan immediately? With an instant loan of 1100-3000 euros you get more financial leeway and can quickly bridge bottlenecks. In addition, 1100-3000 euros can also be helpful to fulfill a spontaneous wish. With a 1100-3000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 500-1000 euro loan immediately? With an instant loan of 500-1000 euros, you get more financial flexibility and can quickly bridge bottlenecks. In addition, 500-1000 euros can also be helpful to fulfill a spontaneous wish. With a 500-1000 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 100-500 euro loan immediately? With a 100-500 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 100-500 euros can also be helpful to fulfill a spontaneous wish. With a 100-500 euro loan despite negative SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
Would you like to take out a 700 euro loan immediately? With a 700 euro instant loan, you get more financial leeway and can quickly bridge bottlenecks. In addition, 700 euros can also be helpful to fulfill a spontaneous wish. With a 700 euro loan without SCHUFA, bills can also be paid quickly, which prevents further reminder fees... Read more
If you ask yourself the question "Where can I get credit without proof of income" or "Which bank gives credit without income" Konto-Kredit-Vergleich.de can help you. A loan without proof of salary is a way for people without a fixed income to get money. In fact, a serious loan without proof of income is only available from Ferratum Bank*. The bank offers… Read more
If you have a loan from Targobank, debt restructuring can be worthwhile in many cases. Especially given the current low interest rates. That leaves more money to live on. In particular, the following speak in favor of rescheduling a loan: interest rates on loans have fallen sharply in recent years. If you have an older loan, pay... Read more
Smartbroker is the clear winner in the Smartbroker vs Trade Republic comparison. The provider wins 7:2. Finally, Smartbroker has a very good offer for ETF savers as well as traders. Trading in derivatives is also possible. Smartbroker also offers wikifolios that can be traded for as little as one euro on the Lang & Schwarz trading platform. In addition, it can be traded on many stock exchanges. Even a securities loan is available. Behind Smartbroker is a depot at the long-established DAB BNP Paribas (e.g. also Consors Bank), which gives Smartbroker an additional serious and trustworthy impression.
It is possible to sell your financed car. Even if the bank has kept the car title as collateral. If your life circumstances have changed fundamentally, the sale of the financed car can make sense. Konto-Kredit-Vergleich.de shows how it works! With a loan without depositing the car title, the matter is quickly settledWhat you can learn here1 With a ... Read more
If you have a loan from the savings bank, debt restructuring can be worthwhile in many cases. Especially given the current low interest rates. That leaves more money to live on. In particular, the following speak in favor of rescheduling a loan: interest rates on loans have fallen sharply in recent years. If you have an older loan, pay... Read more
A loan with a car as collateral is a popular model. Many banks offer it. If you use your car as collateral for a loan, you can expect quick loan approvals and low interest rates on your car loan. Konto-Kredit-Vergleich.de shows which bank takes a car as security. The main advantages of a loan with ... Read more
Rescheduling a car loan can make sense in several cases. By releasing the KFZ letter, the car can be sold even though the bank has the KFZ letter. For this purpose, an existing car loan is rescheduled with an installment loan with free use. You should also consider rescheduling a car loan in one of the following situations: High ... Read more
Why you should think about tomorrow today and how you can protect yourself in the best possible way when it comes to retirement provision. I'll share my four tips for retirement. What mistakes are commonly made when planning retirement? The article also provides answers to this. A common misconception in our society is that many people believe for the... Read more
The number of marriages in Germany has been on the rise again since 2003: What this means in terms of tax and legal consequences. Are married people given preference in Germany? We take a look at marriage from a financial perspective in this post. Number of marriagesWhat you can learn here1 Number of marriages2 Income tax payable by unmarried couples3 How do joint ... Read more
In this article I will introduce you to my depot model that I have been using since around January 2020. The special thing about this depot model is that I don't have to pay any fees for buying shares and ETFs. Instead, I even get a decent bonus from the broker for having my securities stored with you. You're … Read more
If you don't want to run 157.284.162.530.582.281.403.420.671 % pa with an enormous risk, I will present you some new research in the following article. In this way, even as an average consumer, you can benefit as best as possible from high returns on shares with little risk. For 24 years, JP Morgan Chase has published a long-term capital markets outlook on the markets. This year the bank... Read more
Here we go: Trading for free is now also possible with Smartbroker! As announced at the end of 2019, the provider will reduce its fees on May 18, 2020. All securities at Gettex and all derivatives at Morgan Stanley, HSBC and Vontobel can be traded for EUR 0.00 per order. As a result, for the first time, a free broker is available in Germany that offers a full ... Read more
If you're also wondering "How much house can I afford?" or "What house can you afford?" the following table can be of great help to you. Based on the net income, the table gives a rough indication of the amount up to which a property can be reasonably financed. As can be seen in the table, the real estate price is ... Read more
After watching some videos about Bill Ackman on YouTube the other day, I couldn't help but notice his billion-dollar deal that made $2.6 billion in profit. With a stake of around 26 million $, Ackman managed to multiply his capital a hundredfold within just a single month. It all happened as a pandemic of global proportions... Read more
In recent weeks, many people have had to make do with significantly less money than they are used to due to the corona crisis. If you have to pay off loans in such an exceptional financial situation, you have four options for reducing your monthly loan installment burden. Find out what they are and how you can permanently pay less interest on your loan... Read more
You have already paid your garnishment in full. This is an important step. However, once you have paid the garnishment, the question arises as to when the account will be fully usable again. In fact, this question is not so easy to answer and also depends on the bank that manages your account. ... Read more
With a junior custody account, your child benefits from the asset growth of securities with the help of the tax authorities. Therefore, with such a children's depot, you offer your child the best possible start into adult life. As soon as you have the financial means to do so, you should think about saving for your child. Due to the lack of interest, it is also advisable to think about securities... Read more
Many people in Germany stay away from stocks. The usual arguments I hear from my circle of friends and acquaintances are "Shares are too risky" or "The stock market is only for gamblers" or that the stock market is a zero-sum game in which the professionals always win and the small investors lose. In … Read more
If you have a long investment horizon of ten or better 15 years, you can take advantage of these price reductions. If you entered the market during the corona crisis in 2020 or the financial crisis in 2008, you would have made a substantial profit shortly afterwards. Even if the markets collapsed even further in the short term. In 5, 10 or 15 years, the ... Read more
Construction financing comparisonWhat you can learn hereConstruction financing comparisonCompare real estate loans: Find your construction financingConstruction financing comparison: Differences to an installment loanDurationUseBasic debtWhen comparing construction financing, ancillary costs should not be neglectedTilgungssatzwechselTips for comparing construction financing Many Germans cherish the desire to live in their own four walls. The desire is particularly strong among the over 35s. At the same time, the home ownership rate in ... Read more
What you should pay attention to as a consumer when comparing electricityWhat you can learn hereWhat you should pay attention to as a consumer when comparing electricity suppliersWhat you should pay attention to when comparing electricity suppliersLooking for the best electricity tariff with the electricity comparisonShort term and notice periodMax. 12 months contract durationPrice guaranteeSmaller service at discountersBonus offers when comparing electricityDoes a comparison of electricity pay off?Electricity prices of the basic supplierAre you still with your ... Read more
Whether on YouTube, in the relevant financial blogs or in the mirror. Many are reasonable and advise: to use the stock market crash to buy shares. It's the best time in a long time! After all, everything is much cheaper now! The S&P500 crashed from 3,394 to 2,192 points. Price losses of a third. The Dax is even wilder. ... Read more
The Corona crisis in 2020 showed how panic and greed dominate the markets. While in the spring of 2020 the market collapsed by almost 50 % as many seem to be selling without their heads and minds, many opportunities have presented themselves for long-term investors. Because the rebound lasted just 9 months. For opportunities like this... Read more
I've been following Hopkins University's Corona Dashboard regularly lately. The makers have recently revised the display here and you can now easily follow the progress of the coronvirus in all possible countries. While some countries such as South Korea and Germany appear to be on the right track, others such as the US... Read more
Investors follow the news before a stock market crash with a sinking feeling in their stomachs. The question "When will the next stock market crash come?" is on the table. After all, no one wants to see numerous leading indices plummet by more than 30 percent or more within a few days. In addition, stock market corrections are also becoming increasingly rapid due to the faster flow of information. With a loss of 32 percent ... Read more
How should you ideally finance your car? Is cash best to buy, finance or lease? This article will give you some advice on whether you should buy, finance or lease an Auto Bar. In the table below you will find an overview of the advantages and disadvantages of financing, leasing or buying cash. Cash payers used to be able to... Read more
This article is from the spring of 2020. It is a republication. Coronaviruses are a group of viruses that cause disease in animals and humans. In humans, the virus causes an infection of the respiratory tract. The disease is initially similar to a cold or flu. However, rarer forms of coronavirus, such as SARS and MERS, can be much more deadly ... Read more
I often read about how you can set up an ETF savings plan and then just let it run for 30 years. But is that really possible? I'll do a quick fact check. The illusionWhat you can learn hereThe illusionLook in the rearview mirror ⏮️Situation of ETFs today ⏭️Weiterentwicklung of the ETF concept in the futureShould I still have an ETF savings plan today then ... Read more
Robo advisors invest customer money in a broad range of funds after a risk assessment. I explain how they work and what investors should consider when it comes to digital investments. Expensive help with investing is a thing of the past thanks to digitization: robo advisors use algorithms to find the right portfolio for an investor. I explain what to look out for and... Read more
At the turn of the year did the costs increase again? The dispo is already back on the attack? With this reality, unfortunately, a large number of Germans are affected every month. The bottom half of German citizens own just one percent of national wealth. According to surveys, every third person is concerned about whether they will have enough money in old age... Read more
Which custody account is suitable for whom? A brief summary in bullet points This is just a short teaser. If you would like to find out more about custody accounts, click on the button below. Read more: Electricity comparison: What you should consider as a consumer Car insurance Things to know about trading Double garnishment Account and salary: What you need to do now
Managing finances yourself is perceived by many people as too difficult, which is why they leave this topic to bank advisors. Under no circumstances should you give this important topic to others. Making a simple investment isn't difficult as long as you avoid the major mistakes. In the following it is determined which ones they are! “It is remarkable how much long-term advantage people like … Read more
A line of credit without Schufa is a call credit that is granted without checking the Schufa file. A line of credit is similar to the usually somewhat more expensive overdraft facility with Girokonto. This is because a line of credit and an overdraft facility are credit lines that you only draw on when necessary. In addition, unlike an overdraft facility, a line of credit is not tied to the Girokonto and can be used independently of ... Read more
Is it possible to invest in ETFs without any prior knowledge? Yes, say numerous robo advisors, i.e. fully digitized investment helpers. To make this possible, numerous start-ups in the financial sector, so-called FinTechs, have been founded since 2013 and written some clever software. This should make it available to a wide range of people - even without knowledge of ... Read more
The providers presented here have fully digital processes and use express transfers to enable a loan disbursement in the account in 30 min. However, you should allow a few hours for the money to post to the account. Quick loans in the comparison calculatorWhat you can learn here1 Quick loans in the comparison calculator2 Summary: Everything you need to know about the loan in 30 ... Read more
The providers of robo advisors are increasingly targeting a younger clientele. Generation Y has far less wealth than baby boomers. Consequently, providers must lower the barriers to entry for robo advisors in order to convince younger customers of their offer. The article shows 3 reasons how robo advisors apply the discount principle to the ... Read more
The Robo Advisor comparison allows you to quickly and easily compare the performance of different Robo Advisors and carry out yield tuning! With a 7.74 % return over 24 months, Ginmon performed 2.44 % above that of the robo advisors growney. With an investment sum of 10,000 euros, this already corresponds to 244 euros in additional profit. She … Read more
What do the pros do differently? The advantage of the Harvard investment fund is not so much in profit maximization as in sophisticated risk management, so that the university lost significantly less value than the S&P 500 during the 2007-2009 bear market. The foundation assets were also able to recover quickly after the crisis . We take a look... Read more
Is the pension secure? What is the pension gap in the future? By what percentage does the last monthly net income before retirement exceed the pension? This figure is regularly recalculated by statisticians at the German Institute for Retirement Provision. The figure is also called the pension gap. Retirement income: 3-pillar modelWhat you can learn hereRetirement income: 3-pillar modelWhat income do I need in old age, ... Read more
If the taxable income in 2020 is no more than 17,000 euros for a single person and no more than 34,000 euros for a married couple filing jointly, the favorable tax treatment test will save taxes in any case. You can find out how to do this here. What is the favorable tax treatment test? What you can learn here1 What is the favorable tax treatment test?1.1 Why filling out the ... Read more
Mini loan without SCHUFA? Get a loan despite negative SCHUFA! After submitting the form*, a loan without Schufa comparison is possible. If you are looking for a loan, it is often difficult to get past SCHUFA because banks are obliged to obtain information about your creditworthiness. A way out is offered by loans that ... Read more
Credit without SCHUFA? Get a loan despite negative SCHUFA entry! After submitting the form, a loan is possible despite a negative SCHUFA entry. On this page you will learn what experiences others have collected with a loan without SCHUFA. We look at the provider SMAVA. Credit without SCHUFA experiences with SMAVA as a financial service provider?what you learn here ... Read more
Marital splitting and other consequences of marriage: inheritance, will, alimony, hospitalization. Are the advantages of marriage obvious? After all, the number of marriages in Germany has been on the rise again since 2003: Konto-Kredit-Vergleich.de sheds light on which advantages a marriage offers from a tax and legal point of view. Are married people given preferential treatment in Germany? And how does the marital splitting actually work? How does the marriage splitting work? What ... Read more
Despite the historically low interest rates, it is important to compare loans with each other. In any case, it is a mistake to accept the offer from the nearest branch bank without having carried out a loan comparison. This is often worthwhile due to the favorable conditions, which are available online in particular. The advancing digitization in connection with the Internet have ... Read more
This is about buying a share with an online deposit. If you are a stock market beginner and are just starting to trade, the question "How do I buy shares?" arises. Therefore, I explain step by step how you can buy a share using the example of onvista Depot*. The procedure is the same with other brokers but ... Read more
Just as important as the right share is the right securities account. Smart investors compare regularly and get by a comparison of the deposit change premium regularly cash on the account. Depotwechsel: Die Prämie im VergleichWhat you can learn here1 Depotwechsel: Die Prämie im Vergleich2 Depotwechsel Prämie Vergleich: Bargeld auf dein Konto!3 5 simple steps to benefit from a premium when switching ... Read more
A "securities account" is often simply referred to as a "depot" or "stock account". The terms are used synonymously here. But what is a depot? How do I find the best for me? And how can I open a securities account? This article answers these questions. But before we get started, a brief history for classification. stock trading… Read more
Through our financing partner, it is possible to obtain an instant loan despite Schufa information. Thus, even people with moderate creditworthiness or self-employed with highly fluctuating income can get a loan "without SCHUFA query". Requirements for conventional loansWhat you can learn here1 Requirements for conventional loans2 Instant loan despite bad SCHUFA score get3 Instant loan despite SCHUFA entry: What advantages ... Read more
A "securities account" is often simply referred to as a "depot" or "stock account". The terms are used synonymously here. But what is a depot? How do I find the best for me? And how can I open a securities account? This article answers these questions. But before we get started, a brief history for classification. stock trading… Read more
Finance a cheap loan for your used car with the current overview of interest rates. With the car loan calculator you can compare car financing without obligation. Furthermore, the used car loan comparison on this page is: ✅ non-binding ✅ free of charge. By the way: There are also used car loans without depositing the vehicle registration document. You can also finance your used vehicle with a negative SCHUFA entry via a credit professional... Read more
A large part of the fees can often be saved by a low interest rate. Some banks that offer a free checking account only charge a relatively low interest rate. As a rule, these are direct banks that do not have their own branch network. They pass this cost advantage on to their customers. Furthermore, many providers also offer a free… Read more
Check offers in detail and make a loan request The comparison calculator shows a selection of available loans. The loans are sorted by interest in ascending order. All essential information is available in the product details tab. In the tab you will find out: What loan amounts the bank grants What credit terms the bank offers The range of interest rates The monthly ... Read more
The most important things in a nutshellWhat you can learn here1 The most important things in a nutshell2 What to do A Girokonto at a branch bank is often expensive: account maintenance fees, transfer fees, withdrawal fees, ... the list could go on. Kreissparkasse Ludwigsburg has a list of prices and services for private customers with 83 items. In contrast, various direct banks often offer free accounts at good conditions. ... Read more
Compared to the Santander account, the DKB scores with a cheaper overdraft facility and lower minimum payment. In return, Santander will also reimburse you for fees charged by vending machine operators against receipt ("surcharges") and offers attractive bonus payments of up to €108 per year. Read more here about the DKB account in the DKB test report and here about the test winner account in the category ... Read more
A free credit card has almost no disadvantages compared to a paid credit card. You also benefit with a free credit card from the monthly debit at the end of the month, can put down deposits for rental cars and receive a short-term loan to stay liquid when things get tight. Credit cards as a means of payment are widely used in the USA. We carry ... Read more
When buying a car, financing is often necessary. But a bad credit rating can shatter the dream of owning a car. For this reason, many car buyers ask themselves which car bank will finance the dream car despite Schufa. There are several car banks that offer financing despite a negative Schufa under certain circumstances. Here are the Mazda ... Read more
Best Girokonto for youWhat you can learn hereBest Girokonto for youBest free GirokontoCriteria for Best free GirokontoBest Girokonto with highest bonusCriteria for Best free Girokonto with maximum bonusBest Girokonto for young people: trainees & studentsCriteria for Best young people accountBest Girokonto for travelers and holidaymakersCriteria for Best account for ... Read more
If you're wondering which bank you can open an online account with and you may have a negative Schufa entry or two, you've come to the right place. Here you will find my experiences and reviews of the 12 best online banks without a Schufa check. Summary: This post is almost 7500 words long, but it's actually ... Read more
"Small animals also make crap" - this sentence also applies to choosing the right current account. Small fees that are incurred regularly are often greatly underestimated. With a current account, for example, you can quickly add up to more than 100 euros in fees per year. Nevertheless, this amount - often because the effort for a change is avoided - often ... Read more
If you're wondering which bank you can open a P-account with and you might have one or the other negative Schufa entry, you've come to the right place. Because here you will receive recommendations at which bank you can open a P-account with a bad credit rating or negative Schufa. These are Schufa-free accounts, which can also be used with ... Read more
The trainee salary is usually not sufficient for larger purchases. In this phase of life, however, there are often larger blocks of costs. If you move into your own apartment because of your job, you have to pay for moving and furnishing costs. If parents and relatives cannot help here, a loan for trainees can help. Getting this isn't always... Read more
"How much house can I afford?" Based on the net income, the table gives a rough indication of the amount up to which a property can be reasonably financed. As can be seen in the table, the real estate price is 100 times the monthly net income. How much house can I afford? The monthly net income multiplied by 110 gives the ... Read more
Sparda-Bank is part of the cash pool and cooperates with the banks from this association. Therefore, the question: "Which bank cooperates with the Sparda-Bank?" can be answered with the short answer "all cash pool banks". The cash pool is an association of various banks, which you as a Sparda-Bank customer can also use to withdraw money from ATMs. Read more
The price of silver is currently experiencing strong demand and, according to experts, will continue to rise in the future. Here are 12 facts that confirm it!
Deutsche Bank is part of the Cash Group and works together with the banks in this association. So the question: "Which bank works with Deutsche Bank?" can be answered with the short answer "all Cash Group banks". The Cash Group is an association of various banks which you as a Deutsche Bank customer can also use to withdraw money. Read more
The Klarna installment purchase does not work and it is unclear why? There are several reasons why the Klarna installment purchase may not work. In this article, I will tell you the 10 most common blockers of a Klarna installment purchase and show you solutions on how to make the Klarna installment payment work. I will explain solutions for: Whether ... Read more
Commerzbank is part of the Cash Group and cooperates with the banks in this group. Therefore, the question: "Which bank cooperates with Commerzbank?", can be answered with the short answer "all Cash-Group banks". The Cash-Group is an association of various banks, which you as a Commerzbank customer can also use to withdraw money from ATMs. Read more
Targobank is part of the cash pool and cooperates with the banks in this group. Thus, the question: "Which bank cooperates with Targobank?" can be answered with the short answer "all cash pool banks". The cash pool is an association of various banks that you, as a Targobank customer, can also use to withdraw money from ATMs. Read more
The Paypal installment payment does not work and it is unclear why? There are several reasons why the PayPal installment payment can not work. In this article I will tell you the 11 most common blockers of a PayPal installment payment and show you solutions how it still works with the PayPal installment payment. Common reasons why the PayPal installment payment does not work ... Read more
Buying on installments as a new customer despite Schufa is usually not possible at the mail order company directly. This we have in the article Where can I buy on installments despite negative SCHUFA? - 4 creative possibilities already noted. This is especially true for new customers. However, even as a new customer, you still have options to buy on installments despite Schufa. Allen ... Read more
Do you already know one of the simplest investment strategies? It is an ETF portfolio that you can easily create yourself in just a few steps. Stiftung Warentest calls it the slipper portfolio. Others speak of a broadly diversified passive investment strategy. The video summarizes the essential facts in just 3 minutes: Getting started: Portfolio selectionWhat you can learn here1 Getting started: ... Read more
With a negative Schufa information an installment purchase in the online store is directly no longer possible. If there is still a need for technology, furniture or a car, alternative ways must be found via loans despite negative Schufa. Here you can find out everything you need to know about buying in installments despite negative Schufa. The focus is on the question "Where can I ... Read more
A call money account is suitable for flexible parking of money. Compared to a checking account, you are rewarded with an attractive interest rate. As a result, the savings multiply without further action. In order for this project to succeed, one thing is essential: the right call money account. You can find this in the daily allowance comparison. Here you will find overnight money from the most important providers in Germany and Europe... Read more
A robo advisor is suitable for people who want to invest their money cheaply with a minimal investment of time. The robo advisors in Germany offer their investment service for small minimum investments. In this guide you will learn what distinguishes a "robo", when a robo advisor is worthwhile for you and what you should look for in the robo advisor comparison and test... Read more
The purchase of washing machines is associated with high costs. By buying in installments, you can spread the cost of your new washing machine over several months. If you buy a washing machine on installments despite Schufa entry, the financing will be easier for you. So you can afford a high-quality washing machine today, and do not have to wait for cheap ... Read more
Klarna has come under fire from consumer advocates and regulators. The British advertising regulator has already banned Klarna advertising in 2020 because the provider encourages customers to use credit irresponsibly. Since electronic items are often only affordable for many via installment payments, but Klarna has a bad reputation, the focus today is on alternatives. Here you will therefore find ways to ... Read more
The purchase of TV sets is associated with high costs. By buying in installments, you can spread the cost of your new TV over several months. This way, you can afford a high-quality smart TV or a brilliantly sharp 4K TV today, and don't have to resort to low-quality TVs with blurry picture or poor sound. ... Read more
When does Sigma Kreditbank reject? In fact, Sigma Kreditbank refuses a large number of credit applications due to insufficient income and negative debt record. But there are countless more reasons for Sigma Kreditbank credit needs rejection. In this post, you'll find all the reasons why Sigma Kreditbank might reject your credit application. Summary of the ... Read more
Get an express loan in under an hour on your account What you can learn hereGet an express loan in under an hour on your accountLoan in 1 hour on the account without Schufa: Express loans up to € 3,000 make it possibleLoan in 1 hour on the account without Schufa - Instantly more financial freedom despite ... Read more
While in Germany the final withholding tax is smoothly deducted from interest income and dividends above the saver's lump sum and directly paid to the tax office, a complex maze of withholding taxes and double taxation agreements opens up for foreign investments. In 2023, Germany has concluded double taxation agreements (DTAs) with 95 countries. Unproblematic are dividend payments from countries without withholding tax such as Ireland, the United Kingdom, ... Read more
A loan for pensioners can make many wishes come true. In principle, pensioners can apply for a regular installment loan. For a loan as a pensioner, the principle is: the older you are, the more collateral is required. Collateral are, for example, guarantors or second applicants. If, in addition, the Schufa is without negative entries and the monthly income above ... Read more
Do you already know one of the simplest investment strategies? Stiftung Warentest calls it the slipper portfolio. Others speak of a broadly diversified passive investment strategy. This video summarizes the essential facts in just 3 minutes: Getting started: portfolio selectionWhat you can learn hereGetting started: portfolio selectionThe simple basic slipper portfolioPantoffel-Portfolio: What are the variants?What is the investment horizon for the slipper portfolio?What proportion ... Read more
The robo-advisor growney was founded in 2014 by Gerald Klein and has been active on the German market as a financial investment broker since 2016. The Berlin-Wedding-based company relies on a passive investment strategy with regular rebalancing. Read more about the superiority of passive investment strategies here The provider's five different portfolios are ETF-based and build on equities and ... Read more
Why you should think about tomorrow today and how you can protect yourself in the best possible way when it comes to retirement provision. I'll share my four tips for retirement planning. What mistakes are commonly made when planning retirement? The article also provides answers to this. A common misconception in our society is that many people believe for the... Read more
This article presents 6 ways how you can deposit money at ING. For smaller amounts, I recommend depositing at stores like DM, Rossmann and some others. For amounts above 1000 euros, the deposit at the travel bank is the least problematic. Bring your bank card and a proof of origin of the money. If you are in ... Read more
