the essentials in brief
A checking account at a branch bank is often expensive: account maintenance fees, transfer fees, withdrawal fees, ... the list could go on. Kreissparkasse Ludwigsburg has a list of prices and services for private customers with 83 positions. On the other hand, different direct banks often offer free accounts on good terms. But free doesn't always mean free: Banks have recently been charging more and more fees for withdrawing cash, for example.
What to do
You can find the right Girokonto in the comparison calculator. The following article provides you with further information on finding the best Girokonto for your specific circumstances. You can withdraw worldwide free of charge with the current accounts of DKB-Cash Girokonto (on receipt of money), Comdirect and Norisbank. You can find more information in the article Free checking account with no minimum deposit.
In the eurozone, this is also the case with the ING possible. Since this account has other advantages, it is particularly worthwhile for people who rarely or never leave the euro zone
Which account is best for you depends, among other things, on the receipt of money. But also whether you want to withdraw money outside the euro zone. If the selected bank does not want to open a current account, check your Schufa rating.
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