400 Euro loan – instant loan without SCHUFA possible

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You want one right away 400 euros credit to graduate? With a 400 euros instant loan you get more financial leeway and can quickly bridge bottlenecks. In addition, 400 euros can also be helpful to fulfill a spontaneous wish. With a 400 euros credit without SCHUFA However, invoices can also be paid quickly, which means that further reminder fees can be avoided. In this article I will show you what you have to do if you have 400 euros if possible fast and Cheap want to have on the account. In addition, this article shows where it is 400 euros Schufa free gives. For each of the three cases – i.e. quickly, cheaply or without SCHUFA information – receiving 400 euros, we take the providers in question Vexcash*, ferratum*, cashper* and the credit intermediary SMAVA* under the magnifying glass.

OffererInstant credit surchargeMore informationDuration until money on account 
cashper


Credit amount: 100 - 3.000 € also for new customers
Term: 15, 30 or 60 days term
600 Euro minimum income
Express payout in 24 hours
Simplified Video-Ident procedure
Also suitable for poor credit rating
In order to ensure immediate payment in the event of cashper to obtain the Super deal package required.

Up to €199: €39
€200 – €399: €69
400 - 3000 €: 99 €

Recommendation:
cashper.de
With super deal: ⚡ Lightning fast payout in 24 h
Without super deal: payout in 7 working days

🕐If the application is submitted before 13.00 on working days, payment possible on the same day

0 % Interest


📉 cheapest express credit 📉

vexcash


Credit amount: 100 - 3.000 € (new customers up to 1.000 €)
Duration: 15 - 90 days
500 Euro minimum income
Express payout in 30 minutes
Simplified Video-Ident procedure
In order to ensure immediate payment in the event of Vexcash to obtain the Smart package for €69 per month
30 days: 69 €
60 days: 2 x 69 € = 138 €
90 days: 3 x 69 € = 207 €


To the provider:
Vexcash.com
With Smart package: ⚡ Lightning fast payout in 24 h
Without smart package: payout in 3-5 business days

🕑If application is made before 14.00 on working days, payment possible on the same day

🚅 Fastest express credit 🚅


ferratum


Credit amount: 50 - 2.000 € (new customers up to 1.000 €)
Term: 30 or 62 days
0 Euro minimum income
Express payout in 24 hours
Simplified Video-Ident procedure
In order to ensure immediate payment in the event of ferratum to obtain are the following Acceleration fees to pay.

50-75 €: 29 €
76-99 €: 39 €
100-149 €: 49 €
150-199 €: 59 €
200-299 €: 79 €
300-499 €: 119 €
500-699 €: 159 €
700-999 €: 179 €
1000-1199 €: 219 €
1200-1500 €: 259 €
1501-1699 €: 299 €
1700- 2000 €: 339 €
2001- 2499 €: 379 €
2501- 3000 €: 419 €

At Ferratum additional fees from 89 € are due for the 2-rate option. This is obligated from 650 €
To the provider:
Ferratum.de
With acceleration fee: ⚡ Lightning fast payout in 24 h
Without acceleration fee: payout in 15 working days

🕒If the application is submitted before 15.00 on working days, payment possible on the same day

💸 without proof of income 💸


XXS: from 50 € credit



expensive

Why you should choose one of these providers if you want a 400 euro instant loan

All providers work fully digitally. So you first register with your smartphone or computer. This is much easier and faster compared to paperwork. This is the only way that you can still get the loan of 400 euros paid out today. Since appointments and visits to branches are not necessary, there are no waiting times. Once you have completed the small loan application, you will receive immediate feedback. With a digital account check, this takes less than a minute. This also eliminates the need to search for and upload additional documents such as proof of income or salary. Thanks to the simple application process and few preliminary checks almost everyone gets a loan.

How to proceed if you want to apply for a 400 euro loan

  • First enter your e-mail address and confirm it by clicking on the link in the e-mail
  • Next, fill in your personal information
  • Have your IBAN number of your checking account ready. The IBAN is required for the digital account verification and subsequent loan payment
  • wharte on the credit decision, which takes about 5 - 60 seconds.
  • Now you identify yourself using the video identification procedure. I have had better experiences with the smartphone than with the laptop.
  • You then sign the contract electronically
  • Now wait for the payment of the loan

⚠️ 400 Euro credit on the same day or even in 1 hour on the account? → If you want an instant loan of 400 euros, submit the loan application in the morning for security! ⚠️

Would you like to have your 400 euros transferred to your account on the same day? Thanks to digital processing, this is both at ferratum*, Vexcash*, Smava* or cashper* possible. It is best to submit your loan application for 400 euros on one working day. Ideally already in the morning. Because before the bank makes a payment, it checks your creditworthiness and identity. However, some banks do without the credit check or keep it very lean. This includes small loans Smava* or cashper*.

Here you can find more information about the loan despite a Schufa entry and the right provider! »

Here you can find more information about the lightning loan with immediate payment. This credit can be on the account in 30 minutes »

These checks can take some time because credit agencies such as SCHUFA are involved. It is therefore better to submit the loan application in the morning if possible in order to be sure to receive the money on the same day.

If you need the money immediately, you can use the instant payment at Vexcash* use. For 39 euros you get a 400 euro instant loan. Payout in about 30 minutes via instant transfer!

With the express option, get an instant loan of 400 euros within one day

If you don't need the money within the next 3-4 days, you don't need an express option! Because express is not cheap: the costs for the express option with a 400 euro loan range from 39 € at Vexcash to 139 € at Ferratum. Vexcash is therefore the cheapest and also fair: Because even without an express option, you will receive the money here within about 3 working days. Ferratum only guarantees a payout within 2 weeks if you don't choose an express option!

OffererSurcharge 400 euros instant creditMore informationDuration until money on account 
24h express loan with instant payout69 €
24 hours
30 minExpress loan with instant payout39 €30 min🚅 Fastest express credit 🚅
📉 cheapest express credit 📉
24-hour express credit without proof of income with immediate payment€400 instant credit: €139


Promotion:
50 % discount until 30.9.2020
24 hours💸 without proof of income 💸

What income do I have to prove for a 400 euro loan?

The following minimum income is required for a 400 euro loan:

Where can I get a 400 euro loan without a SCHUFA query?

If you are looking for a small loan or loan without SCHUFA information, you should consult the loan experts at Smava* seek advice: However, proof of income of at least 601 euros is required! But Cashper does not work with SCHUFA either. Accordingly, the provider does not obtain any SCHUFA information

Bad credit? → No 400 Euro credit! Or not?

Bad credit? → No 400 Euro credit! Or not? You can also get a 400 euro loan without asking your SCHUFA information!

A negative entry in the SCHUFA file can ensure that you no longer receive a loan from a bank. If the credit rating is poor, the providers offer themselves Casher *or the financing professional SMAVA* at. Both providers offer you a 400 euro loan without SCHUFA. This is how you get a loan, even if your credit rating is a bit worse.

You can also get a 400 euro loan without asking your SCHUFA information!

However, this does not mean that you will get the 400 Euro loan paid out safely. Reputable providers always carry out a kind of credit check: After all, lenders want to get the money back.

If you would like more information about providers of a loan without SCHUFA, I recommend the article "Which bank gives credit despite negative SCHUFA"

300 euro loan, 1000 euro loan as a student or a 500 euro loan without SCHUFA: what loan amounts you can get!

With the mini loan providers, you can get loans of up to 1,500 euros immediately as a new customer. You can also get a loan of up to 1,000 euros as a student or unemployed, as Ferratum has a 1000 Euro credit without proof of income* gives. You can even apply for a small loan of up to 3,000 euros immediately: However, this is only possible if you are already an existing customer Vexcash* are you.

Small loans from 100 euros – 500 euros

Small loans from 500 euros – 1000 euros

Small loans from 1100 euros – 3000 euros

If you need more than 3,000 euros, you have to switch to an installment loan. You can find the cheapest installment loans via the Installment loan comparison.

*Affiliate link: If you get to a provider via one of these links from my website and open an account there, I may receive a commission. This does not result in any additional costs for you. ❤️ THANK YOU for using these links! ❤️

Disclaimer: This is well researched but non-binding information.

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