Which bank is most likely to get a loan from?

If you have already asked yourself the question "Bei welcher Bank bekommt man am ehesten einen Kredit?“ gestellt hast, bist du hier richtig. Einfach zu beantragende Loans that anyone can get are either mini loans up to 3,000 euros or an installment loan with a credit line of up to 7,500 euros. Am ehesten bekommt man einen Kredit über 1.000 Euro mit einem Kreditvermittler wie bon credit* or Smava*, der gleich zahlreiche Banken auf einmal anfragt. Kleinere Summen bis 1500 Euro sind über cashier*, Vexcash* or ferratum* (without proof of income) easy to get. Konto-Kredit-Vergleich.de klärt auf, was du tun kannst, um bei den meisten Banken einen Kredit zu bekommen. Dazu zählt zum Beispiel auch, dass das discretionary income ausreichen muss, um die Kreditraten zurückzuzahlen. Bei guter Zahlungsmoral und negativem Schufa Eintrag, kann ein Swiss credit for Germans ein Ausweg aus der Krise sein. Weitere Tipps um am ehesten einen Kredit zu bekommen findest du here.

Am ehesten bekommt man einen Kredit über 1.000 Euro mit einem Kreditvermittler wie bon credit* or Smava*, der gleich zahlreiche Banken auf einmal anfragt. Kleinere Darlehen bis 1.500 Euro sind über cashier*, Vexcash* or ferratum* (ohne Einkommensnachweis) unproblematisch zu bekommen.

Which bank is most likely to get a loan from?

Am ehesten bekommt man einen Kredit mit Credit intermediaries like bon credit* or Smava*. Der Grund ist einfach: Anstatt zahlreiche Banken einzeln abzuklappern, fragt ein Kreditvermittler zahlreiche Banken auf einmal an. So sparst du Zeit, Nerven und möglicherweise auch Geld. Diese beiden Anbieter sind daher auch in der Liste an Banken, die leicht Kredit vergeben ganz oben angesiedelt. Auch in schwierigen Fällen wie beim Bezug von Krankengeld ist ein Credit despite sick pay bei diesen Anbietern möglich.

In unserer Tabelle findest du die besten Kreditanbieter für einen Kredit von trotz negativer Schufa. Diese Kredit Anbieter können einen Kredit ohne Schufa in besonders schwierigen Fällen vermitteln. Oftmals ist dies aber nicht notwendig und es kann auch ein günstiger Kredit aus Deutschland abgeschlossen werden. Dieser Kredit wird dann trotz negativem Eintrag in der Schufa vergeben. Die Kredite dieser Anbieter sind natürlich all at no cost and therefore a good choice when looking for a bank where you can usually get a loan without any problems. Even if you have already been rejected by your house bank.

 bank/credit broker
credit typeseriousnessBekommt man wirklich einen Kredit trotz negativer Schufa?To the provider
#1: Receipt credit

Top recommendation: Schufa-free loans




4,9/5 (eKomi)


Bon credit logo


Interest charges: approx. 8 % at €10,000 & 72 months
Loan Amount: 100 to 300,000€
Minimum income: €1,300 net per month
Duration: 12 to 120 months

Loan without credit bureau possible


Credit despite negative credit bureau


Credit with bad credit


Mini loan despite bad creditworthiness


Seriousness: 5/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 Keine Kredit und Insolvenzberatung aus einer Hand ✔️
👍 No sale of expensive additional products:✔️
💌 No sending the documents with expensive cash on delivery letters ✔️

Gute Chance wirklich einen trotz negativer Schufa zu bekommen

40 - 60 % aller Kunden bestehen die Vorprüfung

To the provider:
Bon-kredit.de
#2: Smava

Top recommendation: Loans on favorable terms despite negative credit bureau



4,8/5 (eKomi)

Smava: Loans with poor credit rating and despite negative Schufa


Interest charges: Credit dependent
Loan Amount: €500 to €120,000
Minimum income: €601 net per month
Duration: 12 to 120 months

Credit despite negative credit bureau


Credit with bad credit


Mini loan despite bad creditworthiness



The provider makes a Schufa request,
but also forgives negative entries
and bad score a loan
Seriousness: 5/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 No one-stop credit and bankruptcy advice ✔️
👍 No sale of expensive additional products:✔️
💌 No sending the documents with expensive cash on delivery letters ✔️

Gute Chance wirklich einen trotz negativer Schufa zu bekommen

40 - 60 % aller Kunden bestehen die Vorprüfung

To the provider:
Smava.de
#3: Vexcash

⚡Fast Payout⚡




5/5 (eKomi)

Vexcash: Loans despite negative Schufa


Interest charges:approx. 14.8 % pa rms.
Loan Amount: €100 to €3,000
Minimum income: €700 net per month
Duration: 15 - 90 days

Credit despite negative credit bureau


Credit with bad credit


Mini loan despite bad creditworthiness



The provider makes a Schufa request,
but also forgives negative entries
and bad score a loan
Seriousness: 4/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 Keine Kredit und Insolvenzberatung aus einer Hand ✔️
👍 No sale of expensive additional products ❌ - Erklärung: Hohe Kosten für schnelle Auszahlung
💌 No sending the documents with expensive cash on delivery letters ✔️

Gute Chance wirklich einen trotz negativer Schufa zu bekommen

40 - 60 % aller Kunden bestehen die Vorprüfung

To the provider:
vexcash.de
#4: Auxmoney (Privatkredit)


5/5 (eKomi)

Auxmoney - loans without Schufa from private individuals


Interest charges:approx. 5.24 % pa rms. at €13,300 & 84 months
Loan Amount: €1,000 to €50,000
Minimum income: €1,000 net per month
Duration: 12 to 84 months

Credit despite negative credit bureau


Credit with bad credit



The provider makes a Schufa request,
but also forgives negative entries
and bad score a loan
Seriousness: 5/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 Keine Kredit und Insolvenzberatung aus einer Hand✔️
👍 No sale of expensive additional products:✔️
💌 No sending the documents with expensive cash on delivery letters ✔️
To the provider:
Auxmoney.de
#5: Sigma Kreditbank (aus Liechtenstein)


4,8/5 (eKomi/Maxda)

Sigma Kreditbank AG: Loans from Liechtenstein without Schufa


Interest charges:11,11 %
Loan Amount:
3.500 €
5.000 €
7.500 €
Minimum income: €1,260 net per month
Duration: 40 months

Loan without credit bureau possible


Credit despite negative credit bureau


Credit with bad credit


Seriousness: 4/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 Keine Kredit und Insolvenzberatung aus einer Hand ✔️
👍 No sale of expensive additional products ❌ - Explanation: High interest rates
💌 No sending the documents with expensive cash on delivery letters ✔️
To the provider:
Sigmacredit Bank
via Maxda
#6: Creditolo



4,5/5 (trust pilot)

Creditolo: Loans from Switzerland and Liechtenstein without Schufa


Interest charges:11,11 %
Loan Amount:

3.500 €
5.000 €
7.500 €
Minimum income: €1,260 net per month
Duration: 40 months

Loan without credit bureau possible


Credit despite negative credit bureau


Credit with bad credit


Seriousness: 4/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 Keine Kredit und Insolvenzberatung aus einer Hand ✔️
👍 No sale of expensive additional products ❌ - Explanation: High interest rates
💌 No sending the documents with expensive cash on delivery letters ✔️

Mittlere Chance wirklich einen trotz negativer Schufa zu bekommen

20 - 40 % aller Kunden bestehen die Vorprüfung

To the provider:
Creditolo.de
#7: Ferratum (aus Malta)


4,7/5 (eKomi)

Ferratum: Loans without Schufa from Malta


Interest charges:10,36 %
+ installment option
Loan Amount: €50 - €1,000 for new customers
€50 - €3,000 for existing customers
Minimum income: €1,100 net per month
Duration: 30 days - 180 days

Credit despite negative credit bureau


Credit with bad credit


Mini loan despite bad creditworthiness



The provider makes a Schufa request,
but also forgives negative entries
and bad score a loan
Seriousness: 5/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 No one-stop credit and bankruptcy advice ✔️
👍 No sale of expensive additional products:✔️
💌 No sending the documents with expensive cash on delivery letters ✔️
To the provider:
Ferratum.de
#8: Maxda


4,8/5 (eKomi)

Maxda: Loans without Schufa from Switzerland and Liechtenstein and loans with poor credit rating from Germany


Interest charges:approx. 8.9 % pa rms. at €10,000 & 36 months
Loan Amount: €1,500 to €120,000
Minimum income: €1,260 net per month
Duration: 12 to 60 months

Loan without credit bureau possible


Credit despite negative credit bureau


Credit with bad credit


Seriousness: 4/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 Keine Kredit und Insolvenzberatung aus einer Hand ✔️
👍 No sale of expensive additional products ❌ - Explanation: Maxda sometimes requires residual debt insurance to be taken out
💌 No sending the documents with expensive cash on delivery letters ✔️

Mittlere Chance wirklich einen trotz negativer Schufa zu bekommen

20 - 40 % aller Kunden bestehen die Vorprüfung

To the provider:
Maxda.de
#9: Credimaxx

recommendation




4,9/5 (eKomi)

Credimaxx: Loans without Schufa from Liechtenstein and Switzerland


Interest charges:approx. 7.9 % pa rms. at €4,000 & 72 months
Loan Amount: €500 to €300,000
Minimum income: €1,100 net per month
Duration: 48 to 120 months

Loan without credit bureau possible


Credit despite negative credit bureau


Credit with bad credit


Seriousness: 5/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 No one-stop credit and bankruptcy advice ✔️
👍 No sale of expensive additional products:✔️
💌 No sending the documents with expensive cash on delivery letters ✔️

Geringe Chance wirklich einen trotz negativer Schufa zu bekommen

Weniger als 10 % aller Kunden bestehen die Vorprüfung

To the provider:
Credimaxx.de
#10: Cashper


4,7/5 (eKomi)

Cashper: Loans despite negative Schufa


Interest charges:0 % pa rms.
additional 2-rate option or express option
Loan Amount: €100 to €3,000
Minimum income: €500 net per month
Duration: 30 or 60 days

Credit despite negative credit bureau


Credit with bad credit


Mini loan despite bad creditworthiness



The provider makes a Schufa request,
but also forgives negative entries
and bad score a loan
Seriousness: 4/5 points
💰 without pre-costs: ✔️
📞 Availability: free phone number, Whatsapp, Facebook, email ✔️
👍 Keine Kredit und Insolvenzberatung aus einer Hand✔️
👍 No sale of expensive additional products ❌ - Erklärung: Hohe Kosten für schnelle Auszahlung
💌 No sending the documents with expensive cash on delivery letters ✔️

Gute Chance wirklich einen trotz negativer Schufa zu bekommen

40 - 60 % aller Kunden bestehen die Vorprüfung

To the provider:
cashper.de

#11: Rabobank

Die Rabobank ist eine niederländische Genossenschaftsbank, die mit Krediten ohne Schufa in Verbindung gebracht wird. Tatsächlich hat sich die Bank aber seit dem 01.01.2022 vollständig aus dem deutschen Privatkundengeschäft zurückgezogen. Die Rabobank vergibt also in Deutschland überhaupt keine Kredite an Privatpersonen mehr.

Was du tun solltest, um bei Banken einen Kredit schnell bewilligt zu bekommen!

Tipp #1: Egal bei welcher Bank – am ehesten bekommt man einen Kredit, if the payment practices it's correct.

It is the business model of lenders to lend as much money as possible. Because they earn with every euro lent. So, in principle, lenders have an interest in lending money. This is all the more true in periods of low interest rates. If an offer is rejected anyway, it is probably due to an internal review. The bank could insufficient payment practices assume. This could be the case if invoices have not been paid in the past and there is therefore a negative SCHUFA entry. The lender then expects not to get the money back. Therefore, he refrains from granting the loan. You should due to the cause Obtaining SCHUFA information get to the bottom.

Tip #2: Plan realistically: Create a household bill

Bei den meisten Banken bekommst du am ehesten ein Darlehen, if the loan amount is not too high is chosen. That means that Household income must be sufficient to repay the loan installments. Compare your income and expenses. After all expenses are deducted from your income, that is what remains discretionary income. This is based on the maximum rate of the loan. Bedenke dabei, dass nicht immer alle Ausgaben planbar sind. Die Waschmaschine kann plötzlich kaputtgehen, ein Werkstattbesuch des Autos wird teurer als gedacht werden oder es flattert eine Nachzahlung von Strom- Gas- oder Telefonkosten ins Haus. Für solche Fälle solltest du einen Puffer einplanen.

Tipp #3: Du bekommst bei Banken am ehesten einen Kredit, wenn das frei verfügbare Einkommen ausreicht, um die Kreditraten zu bezahlen

Banken betrachten das frei verfügbare Einkommen als Maximalhöhe für die Monatsraten eines Kredits. Nutze einen Kreditrechner, um zu ermitteln, wie viel Kredit du bekommen kannst. Bedenke, dabei, dass mit längerer Kreditlaufzeit die Raten sinken und du somit mehr Geld aufnehmen kannst, als mit kürzerer Laufzeit.

Two examples: That disposable income is 200 euros. With a term of 3 years you can get around 7,000 euros credit obtain. at With a term of 5 years, however, the maximum loan is around 11,500 euros.

Is that disposable income, on the other hand, is 300 euros, the following maximum loan amounts result. Does the loan have a term of 3 years, you can afford around 10,300 euros, with a term of 5 years it is around 17,500 euros possible on credit.

Tip #4: Check deinen SCHUFA Eintrag um bei Banken am ehesten einen Kredit zu bekommen

Errors happen with SCHUFA entries. Do you have the impression that the bank is unjustifiably refusing you a loan with a SCHUFA query? It may well be that the SCHUFA score is incorrect. Take advantage of the opportunity once a year Access the SCHUFA score for free. If errors are discovered here, you can arrange for incorrect information to be corrected or for obsolete entries to be deleted.

Überlege dir sorgfältig, ob du einen Kredit trotz SCHUFA Eintrag wirklich zurückzahlen kannst. Nicht selten haben Banken für die Ablehnung eines Kreditantrags plausible Gründe.

Tipp #5: Bei welcher Bank bekommt man am ehesten einen Kredit?

Häufig schätzen Verbraucher ihre Kreditwürdigkeit zu schlecht ein. Vielleicht ist deine Bonität besser als du denkst? Oftmals ist diese Sorge glücklicherweise unberechtigt. Bevor du einen Kredit bei vielen Banken einzeln anfragst, kannst du einen Kreditexperten wie SMAVA einschalten. Hier werden gleich bis zu 30 Banken auf einmal angefragt Wenn du dir zuvor eine kostenlose SCHUFA-Selbstauskunft eingeholt hast, kannst du deine Chancen realistisch einschätzen und bleibst vor bösen Überraschungen verschont.

Tip #6: Not too many loans: Avoid over-indebtedness and keep an eye on costs

In addition, it is advisable not to buy in installments too often, because even smaller financing contributions quickly add up. Better it is a financial cushion on one cash account to create, so that you can fall back on larger purchases. In general, the financing of consumption should remain an emergency.

Voraussetzungen um am ehesten einen Kredit bei einer Bank zu bekommen

To apply for a loan, certain conditions must be met. The reason for this is that lenders want to protect themselves against payment defaults. It also protects the customer from excessive loan amounts, which may then no longer be repayable. In principle, each bank has its own credit guidelines. However, they are similar in many respects. These are often the following conditions:

Since our financing partner requests more than 30 banks, you are most likely to be able to get a loan through them. If all loan requests are rejected, our partner can also help you arrange a loan from private individuals.

FAQ: Bei welcher Bank bekommt man am ehesten einen Kredit?

1. Which bank is the best for a loan?

That always depends on the purpose and the amount of the loan. If you don't want to do anything wrong, you can rely on established providers. These include Postbank, Norisbank, SWK Bank, Targobank, Postbank, Santander Consumer Bank or ING for the flexible one Car loan without vehicle letter submission. You won't go wrong with these providers. In order to query several banks at the same time, the interposition is one credit intermediary recommended. Such a Credit broker finds the best bank for your loan request, without having to search long.


2. At which bank can you get a loan despite a negative credit bureau?

As before there is banks, the one Credit granted despite negative SCHUFA. These include in particular bon credit* or Smava*. But also the providers Ferratum Bank*, Vexcash* or cashper* grant loans to people despite a negative Schufa entry. However, is also for banks is a Schufa-free credit an additional risk, which is why interest rates may be slightly higher. It is therefore important, especially if you have a bad credit rating, to choose an appropriate credit rate in order to avoid over-indebtedness. It is often helpful as well Request a SCHUFA file and try to clean up negative entries. Further tips and opportunities to the Loan without SCHUFA query you can find in the guide: Which bank gives credit despite negative SCHUFA. In this linked guide you will find everything you need to know about the topic "Which bank with bad SCHUFA?”.

3. Is it easy to get a loan?

To one Loan to get, you must certain requirements, how Residence in Germany, of legal age, a German bank account and a regular income able to fulfill. This also applies to banks that still grant loans in difficult cases, such as a bon loan.

If you ask yourself "Is it easy to get a loan?“ so bedenk dabei, dass ein Kredit ist eine Pledge of your future wages or salary is. Therefore, it is all the easier for you to get a loan if you have one solid employment have been available for 12 months or more. Nevertheless, in exceptional cases it is also possible for employees in the probationary period to Pensioner ,students or trainees possible to get a loan.

If only one small sum up to 1,000 euros for one or two months is needed are mini loans suitable to plug your hole in the household budget, which are awarded comparatively easily and under the conditions mentioned at the beginning of the section. On the other hand, if you need more than 1,000 euros or the money for longer than 2 months want to take out it is easiest to take out a loan bon credit* or Smava* to obtain.

A credit intermediary such as Smava sends your credit request to over 30 banks. If no credit comes about, Smava can give you one Credit from private vermitteln. Hierbei leihst du Geld von einer oder normalerweise mehreren Privatpersonen. Privatpersonen geben dabei üblicherweise auch Kredite an Personen, die von Banken bereits abgelehnt wurden. In unserem Artikel über Banks that lend easily findest du ein Top 10 Tableau, über Banken, die besonders einfach Kredite vergeben („Ja- Banken“).

If you serious loans without Schufa auf eigene Faust finden möchtest, solltest du unbedingt die Checkliste zum seriösen Kredit ohne Schfua benutzen.

4. Was ist ein guter Zinssatz für Kredite?

the interest rates are very strong of Term, loan amount, purpose and creditworthiness addicted. In addition, the rate advertised is often not what most people get. In the info box you will find an example of how the effective interest rate and two-thirds interest can diverge. Hence the question “What is a good interest rate for a loan?” cannot be answered in general terms. Rather you have to differentiate according to use. Here are a few depending on your intended use Guide values for good interest rates on a loan:

  • At a home loan good interest rates lie meanwhile under 1 %.
  • for car loans you have to with about 2.5 % to 3.5 % calculate.
  • installment loans with free use are about between 2,5 % und 6 %.
    • Die Bundesbank meldet im Februar 2022 einen durchschnittlichen Zinssatz von Ratenkrediten von 5,34 % Zinsen.
  • at Loans despite negative credit bureau musst du mit 6 % bis 12 % Zinsen rechnen
  • at mini loans become between 8 % to 14 % interest demanded.

⚠️ ING DiBa car loan without a vehicle letter ⚠️ ING has lowered your interest rate for the creditworthiness-independent car loan without a vehicle letter. For a financing where you can keep the KFZ letter, there are now only 2.95 % pa 2.89 % pa. 2.59 % pa to pay. More information* >>

At a Credit over €10,000 for free use and a term of 60 months the best effective interest rate is given as 1.47 %. Two-thirds of all borrowers at this bank have to pay for the same Loan but one interest rate from 3.71 % pay. Therefore, when comparing loans, it is always important to know what interest rate the majority of people actually get. This is through the Two-thirds interest expressed.

Interest rates are often overstated. So a tip: Always pay attention to the two-thirds interest rate or a representative example when comparing loans.
Interest rates are often overstated. So a tip: Always pay attention to the two-thirds interest rate or a representative example when comparing loans.


5. Wie bekommt man am ehesten günstige Kredite bei einer Bank?

Around cheap loans to get should compare multiple offersn become For this purpose, comparison calculators on the Internet are a first point of contact. At a credit comparison However, you should always obtain concrete offers for your financial needs. This is the only way that your personal situation as well as the term, loan amount, purpose and creditworthiness can be taken into account. The fastest and easiest way to get several offers at once is to work with one of the credit professionals mentioned. Since he knows the market very well, you can get a cheap loan with little effort.

6. Who decides on a loan?

Ultimately, banks use creditworthiness to decide whether or not to grant a loan. When a Loan is applied for at the house bank, the bank checks the freely disposable income and other characteristics based on the account movements. When deciding on a loan, it is crucial whether the loan can be repaid or not. If you have a permanent job, your chances are usually good. But credit intermediaries can also find a bank without a permanent job. They should Credit installments are below disposable income. Further up on this page, you will find many tips about a loan to get. With the tips you know what you should do to get a loan from banks as soon as possible!


7. Was muss ich erfüllen, um am ehesten einen Kredit einer Bank zu bekommen?

You find the essentials requirementsto get a loan earlier in this guide.

8. When do you not get a loan?

A loan is rejected if the bank suspects that it cannot be repaid. This is the case when the disposable income is not sufficient to repay the loan by the end of the term. Also can a loan amount too high, negative entries, or trial period possible reasons for rejection. A credit professional can often still find a suitable loan for you. However, you should then check your SCHUFA for false entries. You could also think about improving your income and expenses situation. In addition to poor creditworthiness, this is also a common reason why people do not get a loan. All on topic Credit request denied earlier in this article.

9. I'm on a low income - which bank is most likely to get a loan?

As a low-income earner, you have three options for getting a loan. how and where you also as low earners are more likely to get a loan you can find out in the guide Which bank gives a low income loan.

Possible options for getting a loan as a low earner.

9.1 A mini loan up to 3,000 euros and 62 days are most likely for low earners

9.2 With a P2P credit there is most likely a loan from 1,000 euros

  • From 600 € income
  • without guarantor
  • without paperwork
  • Money is often there within 24 hours - loan approval immediately

9.3 Hausbank ungeeignet um am ehesten einen Kredit zu bekommen

  • High income required
  • mit Papierkram
  • Long processing times

10. Warum sind Kredite bei Banken welche bei schlechter Bonitöt Kredite vergeben teurer?

banks the with minor credit check grant a loan, usually require higher interest rates. This means that the bank's increased credit default risk is borne. The more collateral there is a loan the better the interest. Due to the high security of a property, construction financing, for example, is significantly cheaper than installment loans or even mini loans.

But still: If the interest rate for a loan is significantly higher than the usual values, became dem credit comparison may not have received enough attention. If the loan is too expensive, you should try to reschedule it as soon as possible. Alternatively you can find it here 4 ways your loan installments zu senken. Über einen Kreditprofi findest du einen günstigen, zu deiner Situation passenden Kredit. Nach Ausfüllen des Anfrage-Formulars findet ein Credit professional a cheap bank, which is most likely to grant a loan.


11. Which is better: a loan or an overdraft facility?

A overdraft facility is suitable to short-term bottlenecks to bridge. Of the Overdraft facility is significantly more flexible than a conventional installment loan. However, an overdraft facility is also expensive. long term should a dispo not be used. For this is a conventional Installment credit more suitable.


12. Why is an online loan cheaper than in a branch?

have online banks lower costs as branch banks and savings banks. Therefore, online banks can offer loans cheaper. A Credit applying online is therefore mostly  cheaper  than at a branch bank. Furthermore, the Loans from online banks often too faster on the account.

Bei welcher Bank bekommt man am ehesten einen Kredit? – Sofort Geld mit Minikrediten

You can get up to 1,500 euros immediately as a new customer from the providers of mini loans. You can also get a loan of up to 1,000 euros as a student or unemployed, as Ferratum has a 1000 Euro credit without proof of income* gives. You can even apply for a small loan of up to 3,000 euros immediately: However, this is only possible if you are already an existing customer Vexcash* are you.

Small loans from 100 euros – 500 euros

Small loans from 500 euros – 1000 euros

Small loans from 1100 euros – 3000 euros

If you need more than 3,000 euros, you have to switch to an installment loan. You can find the cheapest installment loans via this inquiry form

*Affiliate link: If you get to a provider via one of these links from my website and open an account there, I may receive a commission. This does not result in any additional costs for you. ❤️ THANK YOU for using these links! ❤️

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