Welcome to Konto-Kredit-Vergleich.de
On Konto-Kredit-Vergleich.com I analyze where to find the best accounts, loans and deposits
Under the motto "arrange finances – create wealth"At Konto-Kredit-Vergleich.de, I help as many people as possible to become more financially literate. Thereby you learn to make your own and informed decisions. Thereby this site is your financial advisor on all topics related to money. Because you will find here articles on the topic credits, accounts, depots and robo advisors. But the site also has a constantly growing category of knowledge articles and "How to's". There are also guides on the financial side of cars to find.
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Latest posts
5 providers: Get a car subscription without Schufa & despite negative Schufa
There are only a few providers who do not carry out a credit check with the Schufa when taking out a car subscription. Providers who offer a car subscription despite a negative Schufa entry usually require other proof. These include: However, many providers generally reject customers with a negative Schufa entry. To make your search for a car subscription ... Read more
What is Vario financing?
In the case of a new or Used car financing without down payment plays the Vario financing a decisive role. With this financing you can buy a car without making a down payment. But What is Vario Financing actually? What does the term Vario financing mean and does Vario financing actually only exist for a car? Important summarized The ... Read more
Buy Xbox on installments despite Schufa (Series X and S)
The Xbox X and S series are the latest gaming consoles from Microsoft, which have been available in Germany since November 2020. However, the prices for the Xbox are set too high for many. Therefore, many wonder how they can afford the new Xbox, especially if the credit rating has some flaws. One way the ... Read more
Credit rating: Everything you need to know (Credit glossary)
A credit rating provides an assessment of a debtor's creditworthiness and the likelihood that it will repay its payments on time and in full. There are both internal and external credit ratings. Internal credit ratings are prepared by the bank itself, while external credit ratings are prepared by independent rating agencies. The latter are used to assess the credit risk of a debtor for potential creditors and investors. External credit ratings can also facilitate the issuance of bonds and other debt instruments.
Mileage contract: Everything you need to know (Credit glossary)
Of the Mileage contract leasing is a more secure form of contract for the customer. This is because by specifying the mileage at the beginning of the contract and billing at the end of the contract on the basis of the actual kilometers driven, the customer is protected from unexpected costs. In addition, he is freed from the risk of the used car market, since the mileage is fixed in advance. Thus, with a kilometer contract, the customer knows in advance the costs incurred for car leasing eganua, which greatly facilitates planning and control.
Used car financing without down payment
Eine Gebrauchtwagen Finanzierung ohne Anzahlung ist über eine Vario-Finanzierung, ein Autoleasing, ein Auto Abo oder einen car loan möglich. Dabei sind die monatlichen Raten sind bei der Vario Finanzierung, dem Auto Abo und dem Auto Leasing sehr gering. Beim Autokredit sind die monatlichen Raten hingegen höher. Das liegt daran, dass du mit einem Autokredit das Auto ... Read more
Who writes here
My name is Sascha, I was born in 1988 and founder and operator of the site Konto-Kredit-Vergleich.de I am an engineer by profession, but already in childhood I had a Soft spot for finance. My parents told me at that time to Merchant be, but somehow I decided to go for a Mechanical engineering studies.
Nevertheless, I like to analyze, compare and optimize all kinds of things - especially financial products.
Combined with my affinity for websites and the online world, this led to putting the financial blog Konto-Kredit-Vergleich.de online in 2018.
What makes Konto-Kredit-Vergleich.com
Thereby there are on Konto-Kredit-Vergleich.de some special comparisonswhich did not exist in this form before. For example, you will find in the section P account you a comparison of the best garnishment protection accounts, that you should read if you are faced with the decision "Which bank for a P-Konto?" stand. But also in the section automobile you will find many useful tips if you want to finance or lease a vehicle. For example, in the article on the Buy a car on installments despite negative credit bureau found that many offers with a more favorable Credit despite negative credit bureau cannot keep up. Although, of course, these loans are also not cheap, because a negative Schufa entry always drives up costs dramatically.
The most popular comparison and advice articles on Konto-Kredit-Vergleich.com
P account
A P-Konto protects you in the event of a garnishment. The P-Konto offers you garnishment protection of 1,260 euros per calendar month. This can be done with a Allowance increase other amounts are protected. For example, if you have to pay child support.
credits
Popular here are advisors on loans that are disbursed on the same day. Often the payout even despite negative Schufa. At 30 min credit, the money is in the account in less than an hour. But also the question "Which bank gives credit despite negative credit bureau?' is asked again and again. These are often difficult cases, since in addition to negative credit bureau entries, there are usually other obstacles in the way of granting the loan.
Because at one credit in difficult cases often a low income is added to the bad credit rating. In addition, for many, income is further limited due to other obligations such as child support payments or existing loans. But there can be many more cases why a Credit with bad credit is rejected. To give one last example: suspicious postings on the bank statement. Which includes return debits, increased gambling, or payments to collection agencies. Many banks then refuse to lend based on the account statement away. An excerpt of some contributions from the Category credit with poor credit rating:
As the latter way out then often serves a Swiss credit. In the Ranking of Swiss loans you will find the best provider for Swiss loans without Schufa. As a rule, the worse your credit rating, the more expensive loans become. Especially for loans without Schufa, you should definitely keep an eye on the costs. Because most of the time, these loans without Schufa are significantly more expensive. In addition, for loans without Schufa query from Switzerland or Liechtenstein a fixed income is required. You can find out more about this in the guide Swiss loans for Germans more. Here you can find the latest posts from the Category credit.
car loans
On the other hand, if you want to buy a car, the chances of getting a loan are usually better. In difficult cases you can use the car as security. if you Vehicle registration document as collateral for the loan deposit with the bank, the bank will usually reward this with good interest rates.
But beware! Not all banks still participate in this type of car financing. What banks a car as collateral You will therefore find out how to take advantage of this in this article. In addition, you lose out to a Car financing without a car letter also some flexibility.
🚗 ...Driving... without Schufa! 🚗
In the section automobile is all about financing your new or used car. Leasing and car subscriptions are also covered. Particularly popular are the articles on Driving without Schufa. There are four ways to do this:
- Car subscription without Schufa,
- Car leasing without Schufa,
- Buy car in installments despite negative credit bureau and
- the Car dealership financing, which is the answer to the question "Which car dealership finances despite negative credit bureau?" is.
In the article on the Buy a car on installments despite negative credit bureau found that many offers can not compete with a cheaper loan despite negative Schufa. However, loans with Schufa listing are somewhat more expensive than at the house bank. Finally, drives a negative Schufa entry always drastically increase the costs. If you want to compare yourself, you can find a pre-sorted list of providers in the article "Which bank gives credit despite negative credit bureau?"
5 providers: Get a car subscription without Schufa & despite negative Schufa
There are only a few providers who do not carry out a credit check with the Schufa when taking out a car subscription. Providers who offer a car subscription despite a negative Schufa entry usually require other proof. These include: However, many providers generally reject customers with a negative Schufa entry. To make your search for a car subscription ... Read more
What is Vario financing?
When financing a new or used car without a down payment, Vario financing plays a decisive role. With this financing, you can buy a car without making a down payment. But what is Vario financing? What does the term Vario financing mean and is Vario financing actually only available for a car? Important summarized The ... Read more
Mileage contract: Everything you need to know (Credit glossary)
The mileage contract in leasing is a safer form of contract for the customer. This is because by specifying the mileage at the beginning of the contract and billing at the end of the contract on the basis of the actual kilometers driven, the customer is protected from unexpected costs. In addition, he is freed from the risk of the used car market, since the mileage is fixed in advance. Thus, with a kilometer contract, the customer knows in advance the costs incurred for car leasing eganua, which greatly facilitates planning and control.
Used car financing without down payment
Used car financing without a down payment is possible via Vario financing, car leasing, a car subscription or a car loan. The monthly installments are very low with Vario financing, car subscription and car leasing. With the car loan, on the other hand, the monthly installments are higher. This is due to the fact that with a car loan you ... Read more
What are the requirements for a car loan?
You want to take out a car loan? Then you can find out here which criteria exist for taking out a car loan. The essential requirements for a car loan include: Income, place of residence and the general creditworthiness of the borrower. Car loan what is needed - The most important requirements for a car loan include a minimum income of 1,300 euros which is over the 3 last pay slips ... Read more
Car loan protection contribution: what is it?
The protection premium for the car loan is the fee for the residual debt insurance. The residual debt insurance covers the costs of the car loan in the event of certain strokes of fate. Thus, the protection premium for the car loan covers the risks of death, illness, unemployment and incapacity for work. Term life insurance is an alternative to residual debt insurance in the car loan, as it covers similar risks. The payment of a car loan ... Read more
Konto-Kredit-Vergleich.com in pictures
Some graphics from this website can also be found on the platform Pinterest. I still have to get used to the format of the platform and not all graphics posted there are successful. One of the most popular pins, summarizes the post Used car financing despite negative credit bureau summarized in a graph by recommending the limit of 15x net income for the loan installment. In addition, with young used cars with an age of 3-4 years, the cost of financing can be reduced by about 50 %. But also the teaser pin to the article Where really gets a loan despite negative Schufa and to the Lightning loan despite poor credit rating are often called and should not be withheld here.
What others say about Konto-Kredit-Vergleich.de
Konto-Kredit-Vergleich.de is in the Web represented in numerous portals. This includes the rating portals Proven expert, Marketplace for medium-sized companies and the webwiki. After all, we have already been able to help thousands of people to get a favorable Loan to find. But perhaps the help also consisted of paying fees at the Sparkassen through a free checking account to avoid. In any case we are pleased about every further evaluation!
Great respect to you Sascha. Am for weeks now and then on your KKV page, and must say your analysis and tips have a hit rate of 100 %. Keep it up, best man 🫵✅🫡
Thank you!