Die Benutzung des Zinseszins Rechners Warum habe ich den Zinseszins Rechner entwickelt? Beim langfristigen Vermögensaufbau ist der Zinseszinseffekt ein wichtiger Helfer. Dies ist vielen Menschen bekannt. Weniger bekannt ist die tatsächliche Kraft dieses Muskels über lange Zeiträume hinweg. Durch den Zinseszinsrechner wird durch wenige Eingaben deutlich, wie stark der Zinseszins Effekt tatsächlich ist. Um von ... Read more

Die Sparda-Bank ist Teil des Cash-Pools und arbeitet mit den Banken aus diesem Verbund zusammen. Somit lässt sich die Frage: „Welche Bank arbeitet mit der Sparda-Bank zusammen?“, mit der kurzen Antwort „alle Cash-Pool Banken“ beantworten. Der Cash-Pool ist ein Zusammenschluss verschiedener Banken, welche du als Sparda-Bank Kunde ebenfalls zum Abheben von Geld am Geldautomaten nutzen ... Read more

Die Commerzbank ist Teil der Cash-Group und arbeitet mit den Banken aus diesem Verbund zusammen. Somit lässt sich die Frage: „Welche Bank arbeitet mit der Commerzbank zusammen?“, mit der kurzen Antwort „alle Cash-Group Banken“ beantworten. Die Cash-Group ist ein Zusammenschluss verschiedener Banken, welche du als Commerzbank Kunde ebenfalls zum Abheben von Geld am Geldautomaten nutzen ... Read more

Die Targobank ist Teil des Cash-Pools und arbeitet mit den Banken aus diesem Verbund zusammen. Somit lässt sich die Frage: „Welche Bank arbeitet mit der Targobank zusammen?“, mit der kurzen Antwort „alle Cash-Pool Banken“ beantworten. Der Cash-Pool ist ein Zusammenschluss verschiedener Banken, welche du als Targobank Kunde ebenfalls zum Abheben von Geld am Geldautomaten nutzen ... Read more

Kreditrate für deinen Studentenkredit berechnen Wie finanziert man ein Studium am besten? Falls das BAföG nicht reicht und auch die Eltern die Kosten nicht übernehmen können muss eine andere Geldquelle gefunden werden. Außer Nebenjob oder Stipendium kommt auch ein Kredit für Studenten infrage. Im Gegensatz zu einem normalen Ratenkredit wird der Studentenkredit von der KFW ... Read more

Do you already know one of the simplest investment strategies? It is an ETF portfolio that you can easily create yourself in just a few steps. Stiftung Warentest calls it the slipper portfolio. Others speak of a broadly diversified passive investment strategy. The video summarizes the essential facts in just 3 minutes: Getting started: portfolio selection Before implementing the slipper portfolio strategy ... Read more

Get an express loan in under an hour on your account With an express loan in under an hour between 100 and 3,000 € borrow ✓ Through the instant transfer you can get the desired money today on the account! ✓ Cash today despite entry: The express loan is paid out even with negative Schufa information ✓ ... Read more

A Tagesgeldkonto is suitable for the flexible parking of money. Compared to a Girokonto, you are rewarded with an attractive interest rate. As a result, the savings multiply without any further action. For this to succeed, one thing is essential: the right Tagesgeldkonto. You can find it in the daily allowance comparison. Here you can find overnight money from the most important providers in Germany and Europe ... Read more

Find all the essential info on the topic of P-Konto (Pfändungsschutzkonto) The Pfändungsschutzkonto in key points Girokonto on credit basis with garnishment protection Basic protection: € 1,330.16 What to do? ⇨ Submit conversion application to the bank Increased allowance with certificate in the case of maintenance payments, social benefits for other persons in the household or child benefit What to do? ⇨ Submit Pfändungsschutzkonto certificate to the bank Individually determined tax-free amount with ... Read more

If you have a P-Konto, it is worth checking if you can increase the allowance. While by law the conversion of the account must be done within four business days, such a deadline does not exist for increasing the allowance. Therefore, many corrected rightly ask "How long does it take to increase the P-Konto allowance?". Normally, it is done ... Read more

In the case of a garnishment protection account or P-Konto, the monthly receipt of money is limited to the exemption amount. The popular belief is that money in the P-Konto above the garnishment allowance is immediately garnished. But this is not true. In fact, the money is first transferred to a sweep account. The distribution account is a sub-account of the Pfändungsschutzkonto. In this article you will learn what to do with too much ... Read more

You have received a garnishment order? If the question "Can I open a new account despite garnishment?" is on your mind, we might be able to relieve you. Because you can open a new account despite garnishment and accelerate your debt relief. However, there are some things to consider when opening a garnishment protection account. In ... Read more

If your employer pays your wages late once, you will have 2 salary receipts on your P-Konto - in one month. You will probably exceed the monthly allowance. But, what happens if the allowance is exceeded because of double payment? This is a special case of too much money on the P-Konto, because it is actually ... Read more

You've exceeded your allowance on the P-Konto and now you're wondering "How do I get my money?". The frustration about the outflowing money is understandable. Because if the money received on the P-Konto is higher than the allowance, the money will flow into the withdrawal account. You can find out when the bank pays out the money to the creditors ... Read more

Here you will find all essential information about the Postbank P-Konto (Pfändungsschutzkonto). On the "Postbank P-Konto" credit balance in the amount of 1330.16 euros is protected from the access of creditors. To benefit from the P-Konto protection you have to apply for a P-Konto conversion at your Postbank branch. This is also valid retroactively for 4 weeks. ... Read more

Here you can find all essential information about the Volksbank P-Konto (Pfändungsschutzkonto). On the "Volksbank P-Konto" credit balance in the amount of 1330.16 euros is protected from the access of creditors. In order to benefit from the P-Konto protection, you must submit a P-Konto conversion application at your Volksbank branch. This is also valid retroactively for 4 weeks. ... Read more

Kreditrate für deinen Studentenkredit berechnen Wie finanziert man ein Studium am besten? Falls das BAföG nicht reicht und auch die Eltern die Kosten nicht übernehmen können muss eine andere Geldquelle gefunden werden. Außer Nebenjob oder Stipendium kommt auch ein Kredit für Studenten infrage. Im Gegensatz zu einem normalen Ratenkredit wird der Studentenkredit von der KFW ... Read more

Do you also belong to the group of people who were rejected by the house bank or a direct bank because of a Schufa entry? We know that this is frustrating, and in this article we will help you in your search by finding out which bank offers a loan despite a negative SCHUFA. The recommended providers work without any upfront costs or other processing fees. ... Read more

A loan for pensioners can make many wishes come true. In principle, pensioners can apply for a regular installment loan. For a loan as a pensioner, the principle is: the older you are, the more collateral is required. Collateral are, for example, guarantors or second applicants. If, in addition, the Schufa is without negative entries and the monthly income above ... Read more

Many people are looking for answers to the questions "Which bank gives credit with bad credit rating?", "Which bank gives credit despite negative Schufa?" or "At which bank is the easiest way to get a loan". In essence, it is always about poor credit rating and despite a negative entry to get a loan with a high acceptance rate! If the credit rating ... Read more

Your loan was rejected by the bank? You may belong to a group of people that banks call difficult cases. If you need a loan as: Trainee, student, during the probationary period, with a fixed-term employment contract, unemployed, self-employed, single parent, retired, on parental leave, with negative Schufa or generally with a bad credit rating, it is difficult to get a ... Read more

In the case of residual debt discharge, the insolvency court will forgive your debts. However, the debt relief does not apply to the negative Schufa entries. Negative Schufa entries due to a discharge of residual debt are only marked as "settled". Deletion of the negative Schufa entries does not occur until three years later. Thus, the Schufa remains suspicious despite completed insolvency and warns ... Read more

Almost 10 % of all employees in Germany are only employed on a fixed-term basis, according to a recent survey by the Federal Statistical Office [1]. What is good for the company has many disadvantages for employees. These include taking out a loan with a fixed-term employment. In order to nevertheless obtain a loan with a fixed-term employment contract, guarantors or co-applicants often have to ... Read more

If you already have debts, the question "Which bank gives credit despite debts?" is probably burning under your nails. The question is all the more urgent if your loan application has already been rejected due to your debts. Smava, Auxmoney and Credimaxx can often still give you a loan despite debt. A loan despite debts is granted by ... Read more

In the articles Auto auf Raten kaufen trotz negativer Schufa und Autohaus Finanzierung ohne Schufa we have already pointed out that with negative Schufa a used car for a low 4-digit euro amount is the vehicle of choice to become mobile again. Because financing a car with a bad Schufa is difficult and at worst runs ... Read more

When financing a new or used car without a down payment, Vario financing plays a decisive role. With this financing, you can buy a car without making a down payment. But what is Vario financing? What does the term Vario financing mean and is Vario financing actually only available for a car? Important summarized The ... Read more

Used car financing without a down payment is possible via Vario financing, car leasing, a car subscription or a car loan. The monthly installments are very low with Vario financing, car subscription and car leasing. With the car loan, on the other hand, the monthly installments are higher. This is due to the fact that with a car loan you ... Read more

You want to take out a car loan? Then you can find out here which criteria exist for taking out a car loan. The essential requirements for a car loan include: Income, place of residence and the general creditworthiness of the borrower. Car loan what is needed - The most important requirements for a car loan include a minimum income of 1,300 euros which is over the 3 last pay slips ... Read more

The protection premium for the car loan is the fee for the residual debt insurance. The residual debt insurance covers the costs of the car loan in the event of certain strokes of fate. Thus, the protection premium for the car loan covers the risks of death, illness, unemployment and incapacity for work. Term life insurance is an alternative to residual debt insurance in the car loan, as it covers similar risks. The payment of a car loan ... Read more

For a car loan the delivery of the vehicle title (officially: registration certificate II) is necessary at some banks. Without a desire to sell, it is even recommended to conclude the loan against vehicle title. Many have been interested in the question "Which bank takes car as collateral?". Therefore Konto-Kredit-Vergleich.de has checked which banks accept the car title as collateral for a loan and which do not. ... Read more

Car loan without car registration certificate - A flexible financing model for your dream car. There are banks where you can take out a car loan and keep the vehicle registration document. This is also my recommendation: The ING DiBa car loan without vehicle registration. In the case of a car loan without car title transfer, there is no transfer of ownership by way of security. So you are the owner and owner of the vehicle. So ... Read more

There are only a few providers who do not carry out a credit check with the Schufa when concluding a car subscription. Car subscription providers who offer a car subscription despite a negative Schufa entry usually require other proof. Examples of other proofs are a sufficient income, a guarantor or an additional deposit. Many providers will ... Read more