On Konto-Kredit-Vergleich.com I analyze where to find the best accounts, loans and deposits
Under the motto "arrange finances – create wealth"At Konto-Kredit-Vergleich.de, I help as many people as possible to become more financially literate. Thereby you learn to make your own and informed decisions. Thereby this site is your financial advisor on all topics related to money. Because you will find here articles on the topic credits, accounts, depots and robo advisors. But the site also has a constantly growing category of knowledge articles and "How to's". There are also guides on the financial side of cars to find.
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Latest posts
Withholding tax overview countries: Completely all 95 DTAs on interest and dividends
While in Germany the final withholding tax is smoothly deducted from interest income and dividends above the saver's lump sum and directly paid to the tax office, a complex maze of withholding taxes and double taxation agreements opens up for foreign investments. In 2023, Germany has concluded double taxation agreements (DTAs) with 95 countries. Dividend payments from countries without double taxation agreements are unproblematic. Withholding tax such as Ireland, United Kingdom, ... Read more
Invest money with autopilot – the slipper portfolio
Do you already know one of the simplest investment strategies? Stiftung Warentest calls it the slipper portfolio. Others speak of a broadly diversified passive investment strategy. This video summarizes the essential facts in just 3 minutes: Getting started: portfolio selection Before implementing the slipper portfolio strategy, you need the best possible portfolio. Find the best depots here (Attention: Flatex is in ... Read more
Robo-Advisor Growney in test
The robo-advisor growney was founded in 2014 by Gerald Klein and has been active on the German market as a financial investment broker since 2016. The Berlin-Wedding-based company relies on a passive investment strategy with regular rebalancing. Read more about the superiority of passive investment strategies here The provider's five different portfolios are ETF-based and build on equities and ... Read more
Retirement provision: 2 mistakes, 4 tips
Why you should think about tomorrow today and how you can protect yourself in the best possible way when it comes to retirement provision. I'll share my four tips for retirement planning. What mistakes are commonly made when planning retirement? The article also provides answers to this. A common misconception in our society is that many people believe for the... Read more
6 ways: Deposit ING money (simply explained)
This article presents 6 ways how you can deposit money at ING. For smaller amounts, I recommend depositing at stores like DM, Rossmann and some others. For amounts above 1000 euros, the deposit at the travel bank is the least problematic. Bring your bank card and a proof of origin of the money. If you are in ... Read more
Assignment of land charge: 81 % cheaper than new entry and everything else you need to know!
An assignment of a land charge is an important step in home financing. When a land charge is assigned, the land charge is transferred from one bank to another. This usually happens when the existing real estate loan is moved to another bank, for example, because a more favorable financing offer was found. The assignment of the land charge takes place in ... Read more
Who writes here
My name is Sascha, I was born in 1988 and founder and operator of the site Konto-Kredit-Vergleich.de I am an engineer by profession, but already in childhood I had a Soft spot for finance. My parents told me at that time to Merchant be, but somehow I decided to go for a Mechanical engineering studies.
Nevertheless, I like to analyze, compare and optimize all kinds of things - especially financial products.
Combined with my affinity for websites and the online world, this led to putting the financial blog Konto-Kredit-Vergleich.de online in 2018.
What makes Konto-Kredit-Vergleich.com
Thereby there are on Konto-Kredit-Vergleich.de some special comparisonswhich did not exist in this form before. For example, you will find in the section P account you a comparison of the best garnishment protection accounts, that you should read if you are faced with the decision "Which bank for a P-Konto?" stand. But also in the section automobile you will find many useful tips if you want to finance or lease a vehicle. For example, in the article on the Buy a car on installments despite negative credit bureau found that many offers with a more favorable Credit despite negative credit bureau cannot keep up. Although, of course, these loans are also not cheap, because a negative Schufa entry always drives up costs dramatically.
The most popular comparison and advice articles on Konto-Kredit-Vergleich.com
P account
A P-Konto protects you in the event of a garnishment. The P-Konto offers you garnishment protection of 1,260 euros per calendar month. This can be done with a Allowance increase other amounts are protected. For example, if you have to pay child support.
credits
Popular here are advisors on loans that are disbursed on the same day. Often the payout even despite negative Schufa. At 30 min credit, the money is in the account in less than an hour. But also the question "Which bank gives credit despite negative credit bureau?' is asked again and again. These are often difficult cases, since in addition to negative credit bureau entries, there are usually other obstacles in the way of granting the loan.
Because at one credit in difficult cases often a low income is added to the bad credit rating. In addition, for many, income is further limited due to other obligations such as child support payments or existing loans. But there can be many more cases why a Credit with bad credit is rejected. To give one last example: suspicious postings on the bank statement. Which includes return debits, increased gambling, or payments to collection agencies. Many banks then refuse to lend based on the account statement away. An excerpt of some contributions from the Category credit with poor credit rating:
As the latter way out then often serves a Swiss credit. In the Ranking of Swiss loans you will find the best provider for Swiss loans without Schufa. As a rule, the worse your credit rating, the more expensive loans become. Especially for loans without Schufa, you should definitely keep an eye on the costs. Because most of the time, these loans without Schufa are significantly more expensive. In addition, for loans without Schufa query from Switzerland or Liechtenstein a fixed income is required. You can find out more about this in the guide Swiss loans for Germans more. Here you can find the latest posts from the Category credit.
car loans
On the other hand, if you want to buy a car, the chances of getting a loan are usually better. In difficult cases you can use the car as security. if you Vehicle registration document as collateral for the loan deposit with the bank, the bank will usually reward this with good interest rates.
But beware! Not all banks still participate in this type of car financing. What banks a car as collateral You will therefore find out how to take advantage of this in this article. In addition, you lose out to a Car financing without a car letter also some flexibility.
🚗 ...Driving... without Schufa! 🚗
In the section automobile is all about financing your new or used car. Leasing and car subscriptions are also covered. Particularly popular are the articles on Driving without Schufa. There are four ways to do this:
- Car subscription without Schufa,
- Car leasing without Schufa,
- Buy car in installments despite negative credit bureau and
- the Car dealership financing, which is the answer to the question "Which car dealership finances despite negative credit bureau?" is.
In the article on the Buy a car on installments despite negative credit bureau found that many offers can not compete with a cheaper loan despite negative Schufa. However, loans with Schufa listing are somewhat more expensive than at the house bank. Finally, drives a negative Schufa entry always drastically increase the costs. If you want to compare yourself, you can find a pre-sorted list of providers in the article "Which bank gives credit despite negative credit bureau?"
Which car bank finances despite Schufa - Top 15!
When buying a car, financing is often necessary. But a bad credit rating can shatter the dream of owning a car. For this reason, many car buyers ask themselves which car bank will finance the dream car despite Schufa. There are several car banks that offer financing despite a negative Schufa under certain circumstances. Here are the Mazda ... Read more
Which car dealer finances despite negative Schufa? - Top 7
The idea of getting financing through a car dealership is an obvious one when buying a vehicle. After all, you know the people at the dealership personally, which often creates a certain level of trust. But if you have a negative Schufa record, it's not easy to get a loan - car dealerships as well as banks reject customers with negative Schufa ... Read more
Top 7: Buy car on installments despite negative Schufa (without bank)
If you have a negative Schufa record, it is not easy to get a loan for a car - most car dealers as well as banks often refuse customers with negative Schufa listing. However, even in difficult cases there are ways and possibilities to buy a car on installments without a bank despite negative Schufa. If you ... Read more
Used car financing despite negative credit bureau
In the articles car buy on installments despite negative credit bureau and Autohaus Finanzierung ohne Schufa we have already pointed out that with negative Schufa a used car for a low 4-digit euro amount is the vehicle of choice to become mobile again. Because financing a car with a bad Schufa is difficult and at worst runs ... Read more
What is Vario financing?
In the case of a new or Used car financing without down payment plays the Vario financing a decisive role. With this financing you can buy a car without making a down payment. But What is Vario Financing actually? What does the term Vario financing mean and does Vario financing actually only exist for a car? Important summarized The ... Read more
Mileage contract: Everything you need to know (Credit glossary)
Of the Mileage contract leasing is a more secure form of contract for the customer. This is because by specifying the mileage at the beginning of the contract and billing at the end of the contract on the basis of the actual kilometers driven, the customer is protected from unexpected costs. In addition, he is freed from the risk of the used car market, since the mileage is fixed in advance. Thus, with a kilometer contract, the customer knows in advance the costs incurred for car leasing eganua, which greatly facilitates planning and control.
Konto-Kredit-Vergleich.com in pictures
Some graphics from this website can also be found on the platform Pinterest. I still have to get used to the format of the platform and not all graphics posted there are successful. One of the most popular pins, summarizes the post Used car financing despite negative credit bureau summarized in a graph by recommending the limit of 15x net income for the loan installment. In addition, with young used cars with an age of 3-4 years, the cost of financing can be reduced by about 50 %. But also the teaser pin to the article Where really gets a loan despite negative Schufa and to the Lightning loan despite poor credit rating are often called and should not be withheld here.
What others say about Konto-Kredit-Vergleich.de
Konto-Kredit-Vergleich.de is in the Web represented in numerous portals. This includes the rating portals Proven expert, Marketplace for medium-sized companies and the webwiki. After all, we have already been able to help thousands of people to get a favorable Loan to find. But perhaps the help also consisted of paying fees at the Sparkassen through a free checking account to avoid. In any case we are pleased about every further evaluation!
Great respect to you Sascha. Am for weeks now and then on your KKV page, and must say your analysis and tips have a hit rate of 100 %. Keep it up, best man 🫵✅🫡
Thank you!