Welcome to Konto-Kredit-Vergleich.de

Welcome to Konto-Kredit-Vergleich.com

On Konto-Kredit-Vergleich.com I analyze where to find the best accounts, loans and deposits

Under the motto "arrange finances – create wealth"At Konto-Kredit-Vergleich.de, I help as many people as possible to become more financially literate. Thereby you learn to make your own and informed decisions. Thereby this site is your financial advisor on all topics related to money. Because you will find here articles on the topic credits, accounts, depots and robo advisors. But the site also has a constantly growing category of knowledge articles and "How to's". There are also guides on the financial side of cars to find.

Konto-Kredit-Vergleich.de is known from:

Konto-Kredit-Vergleich is known from Westdeutsche Zeitung, Kostenlos-Girokonto.biz, Kredit-Antrag.net, deutsche-staedte.de, starterstory.com and depotstudent.de

Latest posts

P-Konto exceeded: What happens with too much money on P-Konto?

What happens with too much money on P-Konto? (P-Konto exceeded)

Was passiert, wenn du zu viel Geld auf dem P-Konto hast? Welche Möglichkeiten verbleiben dir, damit du genügend Geld im Monat zur Verfügung hast? In diesem Artikel werden wir uns diesen Fragen im Detail widmen. Der Artikel lohnt sich, denn wenn du das P-Konto überschritten hast, gibt es einige Fälle, in denen du das Geld ... Read more

Loan agreement signed When will the money come

Loan agreement signed: When will the money come?

Wenn du den Kreditvertrag unterschrieben hast, möchtest du wahrscheinlich bloß noch wissen: Wann kommt das Geld? Dabei hängt es von deiner Bonität, der Höhe des Kredits und der Digitalisierung des Kreditantrags über Video Identifizierung, eSign und digitalem Kontocheck ab, wann die Auszahlung stattfindet. Während die ersten beiden Punkte dich betreffen, hängen letztere von der Bank ... Read more

P-Konto trick

P-Konto trick: What is possible? (9 tricks)

If you receive (unforeseen) cash receipts on the P-Konto, these payments will count against the allowance and the question may arise as to what to do now, or how to make the P-Konto trick can be used to sharpen the wording a bit. Finally, there are some tricks you can use to maximize the amount of money available on the P-Konto. ... Read more

Cryptocurrency books (top 7) to master crypto

Lately, more and more people are talking about cryptocurrency. So, you wonder what blockchain is and how to start trading cryptocurrency? Our collection of the best books related to cryptocurrency will help you understand bitcoin, blockchain and the niche as such. The best books for getting started with cryptocurrency and ... Read more

Hands off Smava

Hands off Smava - These 4 reasons you need to know

"Philipp, you credit rocket!" - The endless Smava ads on YouTube can sometimes trigger a gag reflex and the short-circuit reaction "Hands off Smava". We therefore examine today, whether one can trust the provider Smava, or whether one leaves nevertheless better the fingers away from Smava. If you want to take out a loan, the provider ... Read more

P-Konto no payout despite credit: This is the reason's

P-Konto no payout despite credit: That's the reason

In the event of a garnishment, it is advisable that you open a Pfändungsschutzkonto to secure your existence. Alternatively, you can convert your existing account into a Pfändungsschutzkonto. Although P accounts promise protection of credit balances, it is sometimes not possible to make a withdrawal on the P-Konto despite having a credit balance. Often, you are legally entitled to the credit balance ... Read more

Who writes here

My name is Sascha, I was born in 1988 and founder and operator of the site Konto-Kredit-Vergleich.de I am an engineer by profession, but already in childhood I had a Soft spot for finance. My parents told me at that time to Merchant be, but somehow I decided to go for a Mechanical engineering studies.


Nevertheless, I like to analyze, compare and optimize all kinds of things - especially financial products.

Combined with my affinity for websites and the online world, this led to putting the financial blog Konto-Kredit-Vergleich.de online in 2018.

What makes Konto-Kredit-Vergleich.com

Thereby there are on Konto-Kredit-Vergleich.de some special comparisonswhich did not exist in this form before. For example, you will find in the section P account you a comparison of the best garnishment protection accounts, that you should read if you are faced with the decision "Which bank for a P-Konto?" stand. But also in the section automobile you will find many useful tips if you want to finance or lease a vehicle. For example, in the article on the Buy a car on installments despite negative credit bureau found that many offers with a more favorable Credit despite negative credit bureau cannot keep up. Although, of course, these loans are also not cheap, because a negative Schufa entry always drives up costs dramatically.

The most popular comparison and advice articles on Konto-Kredit-Vergleich.com

P account

A P-Konto protects you in the event of a garnishment. The P-Konto offers you garnishment protection of 1,260 euros per calendar month. This can be done with a Allowance increase other amounts are protected. For example, if you have to pay child support.


Popular here are advisors on loans that are paid out on the same day. Often the payment is made even despite negative Schufa. At 30 min credit, the money is in the account in less than an hour. But also the question "Which bank gives credit despite negative credit bureau?' is asked again and again. These are often difficult cases, since in addition to negative credit bureau entries, there are usually other obstacles in the way of granting the loan.

Because at one credit in difficult cases often a low income is added to the bad credit rating. In addition, for many, income is further limited due to other obligations such as child support payments or existing loans. But there can be many more cases why a Credit with bad credit is rejected. To give one last example: suspicious postings on the bank statement. Which includes return debits, increased gambling, or payments to collection agencies. Many banks then refuse to lend based on the account statement away. An excerpt of some contributions from the Category credit with poor credit rating:

A Swiss loan is often used as a last resort. In the Ranking of Swiss loans you will find the best provider for Swiss loans without Schufa. As a rule, the worse your credit rating, the more expensive loans become. Especially for loans without Schufa, you should definitely keep an eye on the costs. Because usually these loans without Schufa are significantly more expensive. In addition, for loans without Schufa query from Switzerland or Liechtenstein a fixed income is required. You can find out more about this in the guide Swiss loans for Germans more. Here you can find the latest posts from the Category credit.

car loans

On the other hand, if you want to buy a car, the chances of getting a loan are usually better. In difficult cases you can use the car as security. if you Vehicle registration document as collateral for the loan deposit with the bank, the bank will usually reward this with good interest rates.

But beware! Not all banks still participate in this type of car financing. What banks a car as collateral You will therefore find out how to take advantage of this in this article. In addition, you lose out to a Car financing without a car letter also some flexibility.

🚗 ...Driving... without Schufa! 🚗

In the section automobile is all about financing your new or used car. Leasing and car subscriptions are also covered. Particularly popular are the articles on Driving without Schufa. There are four ways to do this:

In the article on the Buy a car on installments despite negative credit bureau found that many offers can not compete with a cheaper loan despite negative Schufa. However, loans with Schufa listing are somewhat more expensive than at the house bank. Finally, drives a negative Schufa entry always drastically increase the costs. If you want to compare yourself, you can find a pre-sorted list of providers in the article "Which bank gives credit despite negative credit bureau?"

Buy a car on installments despite negative credit bureau

Top 7: Buy car on installments despite negative Schufa (without bank)

If you have a negative Schufa record, it is not easy to get a loan for a car - most car dealers as well as banks often refuse customers with negative Schufa listing. However, even in difficult cases there are ways and possibilities to buy a car on installments without a bank despite negative Schufa. If you ... Read more

Which car bank finances despite negative Schufa

Which car bank finances despite negative Schufa? - Top 15!

Autobanks can offer financing and the associated new car from a single source. However, car banks are tied to one brand. Added to this are the inflexible terms and conditions of car bank financing. These include 3-way financing with the requirement of a down payment and a final installment. The high final installment at the end makes financing with negative Schufa thereby difficult. ... Read more

Everything important about used car financing despite negative Schufa in brief

Used car financing despite negative credit bureau

In the articles Auto auf Raten kaufen trotz negativer Schufa und Autohaus Finanzierung ohne Schufa we have already pointed out that with negative Schufa a used car for a low 4-digit euro amount is the vehicle of choice to become mobile again. Because financing a car with a bad Schufa is difficult and at worst runs ... Read more

Vario financing What is the cover

What is Vario financing?

When financing a new or used car without a down payment, Vario financing plays a decisive role. With this financing, you can buy a car without making a down payment. But what is Vario financing? What does the term Vario financing mean and is Vario financing actually only available for a car? Important summarized The ... Read more

KKV Kreditlexikon: Financial terms simple

Mileage contract: Everything you need to know (Credit glossary)

Of the Mileage contract leasing is a more secure form of contract for the customer. This is because by specifying the mileage at the beginning of the contract and billing at the end of the contract on the basis of the actual kilometers driven, the customer is protected from unexpected costs. In addition, he is freed from the risk of the used car market, since the mileage is fixed in advance. Thus, with a kilometer contract, the customer knows in advance the costs incurred for car leasing eganua, which greatly facilitates planning and control.

Used car financing without down payment

Used car financing without down payment

Used car financing without a down payment is possible via Vario financing, car leasing, a car subscription or a car loan. The monthly installments are very low with Vario financing, car subscription and car leasing. With the car loan, on the other hand, the monthly installments are higher. This is due to the fact that with a car loan you ... Read more

Konto-Kredit-Vergleich.com in pictures

Some graphics from this website can also be found on the platform Pinterest. I still have to get used to the format of the platform and not all graphics posted there are successful. One of the most popular pins, summarizes the post Used car financing despite negative credit bureau summarized in a graph by recommending the limit of 15x net income for the loan installment. In addition, with young used cars with an age of 3-4 years, the cost of financing can be reduced by about 50 %. But also the teaser pin to the article Where really gets a loan despite negative Schufa and to the Lightning loan despite poor credit rating are often called and should not be withheld here.

What others say about Konto-Kredit-Vergleich.de

Konto-Kredit-Vergleich.de is in the Web represented in numerous portals. This includes the rating portals Proven expert, Marketplace for medium-sized companies and the webwiki. After all, we have already been able to help thousands of people to get a favorable Loan to find. But perhaps the help also consisted of paying fees at the Sparkassen through a free checking account to avoid. In any case we are pleased about every further evaluation!

Experiences & Reviews for Konto-Kredit-Vergleich Reviews of konto-kredit-vergleich.de

2 thoughts on “„Finanzen ordnen – Wohlstand schaffen“ Konto-Kredit-Vergleich.de”

  1. Great respect to you Sascha. Am for weeks now and then on your KKV page, and must say your analysis and tips have a hit rate of 100 %. Keep it up, best man 🫵✅🫡


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