
Welcome to Konto-Kredit-Vergleich.de
On Konto-Kredit-Vergleich.com I analyze where to find the best accounts, loans and deposits
Under the motto "arrange finances – create wealth"At Konto-Kredit-Vergleich.de, I help as many people as possible to become more financially literate. Thereby you learn to make your own and informed decisions. Thereby this site is your financial advisor on all topics related to money. Because you will find here articles on the topic credits, accounts, depots and robo advisors. But the site also has a constantly growing category of knowledge articles and "How to's". There are also guides on the financial side of cars to find.
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Latest posts
5 providers: Get a car subscription without Schufa & despite negative Schufa
There are only a few providers who do not carry out a credit check with the Schufa when taking out a car subscription. Providers who offer a car subscription despite a negative Schufa entry usually require other proof. These include: However, many providers generally reject customers with a negative Schufa entry. To make your search for a car subscription ... Read more
Hedge ETF portfolio: With a loan (time diversification)
While rushing headlong into debt for a single-family home doesn't seem to be a problem, the stock market is showing great reluctance to invest on credit. Never invest on credit is a tenet for many in the stock market. There are studies that suggest that with a securities loan either the ... Read more
Which car at 1000 euros net? – 11 cheapest cars
You ask yourself "What car you can afford with 1000 Euro net wage or salary?" At 1000 euros net, a used small car up to 5,000 euros comes into question. If you can pay cash for the car, you lower your future monthly expenses. However, you can also finance a cheap used car with 1000 € salary. In this case, the ... Read more
Debt Advice: A Lifeline for People in Financial Distress?
This page compares the results of four social science studies that examined the effectiveness of debt counseling. In order to assess whether debt counseling is a lifeline for people in financial distress, we compare the effectiveness of debt counseling in four dimensions. The effectiveness of debt counseling is measured in 4 dimensions: economic, financial effectiveness, psychosocial effectiveness, ... Read more
Money for blood donation: How much money do you get?
Blood donations are an expense. Nevertheless, many collection centers pay money for blood donations. For a blood donation you can therefore earn between €20 and €50 per donation. Due to the necessary waiting time between two blood donations, you can earn a maximum of about 1,300 € per year by donating blood. So earning €50 every day is not possible with blood donations, ... Read more
Shares transferred to child tax-free
With a custody account in your child's name, the first € 9744 (basic tax-free amount) is tax-free in 2021. Added to this is the saver's lump sum of € 801. This means that € 10,545 in share gains are tax-free in 2021. If the basic tax-free allowance is not exhausted, securities can be sold at a profit and bought again immediately. This increases the acquisition costs, which later leads to ... Read more
Who writes here
My name is Sascha, I was born in 1988 and founder and operator of the site Konto-Kredit-Vergleich.de I am an engineer by profession, but already in childhood I had a Soft spot for finance. My parents told me at that time to Merchant be, but somehow I decided to go for a Mechanical engineering studies.

Nevertheless, I like to analyze, compare and optimize all kinds of things - especially financial products.
Combined with my affinity for websites and the online world, this led to putting the financial blog Konto-Kredit-Vergleich.de online in 2018.
What makes Konto-Kredit-Vergleich.com
Thereby there are on Konto-Kredit-Vergleich.de some special comparisonswhich did not exist in this form before. For example, you will find in the section P account you a comparison of the best garnishment protection accounts, that you should read if you are faced with the decision "Which bank for a P-Konto?" stand. But also in the section automobile you will find many useful tips if you want to finance or lease a vehicle. For example, in the article on the Buy a car on installments despite negative credit bureau found that many offers with a more favorable Credit despite negative credit bureau cannot keep up. Although, of course, these loans are also not cheap, because a negative Schufa entry always drives up costs dramatically.
The most popular comparison and advice articles on Konto-Kredit-Vergleich.com
P account
A P-Konto protects you in the event of a garnishment. The P-Konto offers you garnishment protection of 1,260 euros per calendar month. This can be done with a Allowance increase other amounts are protected. For example, if you have to pay child support.
credits
Popular here are advisors on loans that are disbursed on the same day. Often the payout even despite negative Schufa. At 30 min credit, the money is in the account in less than an hour. But also the question "Which bank gives credit despite negative credit bureau?' is asked again and again. These are often difficult cases, since in addition to negative credit bureau entries, there are usually other obstacles in the way of granting the loan.
Because at one credit in difficult cases often a low income is added to the bad credit rating. In addition, for many, income is further limited due to other obligations such as child support payments or existing loans. But there can be many more cases why a Credit with bad credit is rejected. To give one last example: suspicious postings on the bank statement. Which includes return debits, increased gambling, or payments to collection agencies. Many banks then refuse to lend based on the account statement away. An excerpt of some contributions from the Category credit with poor credit rating:
As the latter way out then often serves a Swiss credit. In the Ranking of Swiss loans you will find the best provider for Swiss loans without Schufa. As a rule, the worse your credit rating, the more expensive loans become. Especially for loans without Schufa, you should definitely keep an eye on the costs. Because most of the time, these loans without Schufa are significantly more expensive. In addition, for loans without Schufa query from Switzerland or Liechtenstein a fixed income is required. You can find out more about this in the guide Swiss loans for Germans more. Here you can find the latest posts from the Category credit.
car loans
On the other hand, if you want to buy a car, the chances of getting a loan are usually better. In difficult cases you can use the car as security. if you Vehicle registration document as collateral for the loan deposit with the bank, the bank will usually reward this with good interest rates.
But beware! Not all banks still participate in this type of car financing. What banks a car as collateral You will therefore find out how to take advantage of this in this article. In addition, you lose out to a Car financing without a car letter also some flexibility.
🚗 ...Driving... without Schufa! 🚗
In the section automobile is all about financing your new or used car. Leasing and car subscriptions are also covered. Particularly popular are the articles on Driving without Schufa. There are four ways to do this:
- Car subscription without Schufa,
- Car leasing without Schufa,
- Buy car in installments despite negative credit bureau and
- the Car dealership financing, which is the answer to the question "Which car dealership finances despite negative credit bureau?" is.
In the article on the Buy a car on installments despite negative credit bureau found that many offers can not compete with a cheaper loan despite negative Schufa. However, loans with Schufa listing are somewhat more expensive than at the house bank. Finally, drives a negative Schufa entry always drastically increase the costs. If you want to compare yourself, you can find a pre-sorted list of providers in the article "Which bank gives credit despite negative credit bureau?"
5 providers: Get a car subscription without Schufa & despite negative Schufa
There are only a few providers who do not carry out a credit check with the Schufa when taking out a car subscription. Providers who offer a car subscription despite a negative Schufa entry usually require other proof. These include: However, many providers generally reject customers with a negative Schufa entry. To make your search for a car subscription ... Read more
Which car at 1000 euros net? – 11 cheapest cars
You ask yourself "What car you can afford with 1000 Euro net wage or salary?" At 1000 euros net, a used small car up to 5,000 euros comes into question. If you can pay cash for the car, you lower your future monthly expenses. However, you can also finance a cheap used car with 1000 € salary. In this case, the ... Read more
car insurance
You can find the cheapest car insurance from providers such as Check24. Use the embedded rate calculator to check whether you are paying too much for your car insurance. Read more: What does "power sound" in the car lead to? Electricity comparison: What you should consider as a consumer Which bank takes cars as collateral? Which car for 1000 euros net? - 11 cheapest cars Which ... Read more
Sell a financed car – Here's how
It is possible to sell your financed car. Even if the bank has kept the vehicle registration document as security. If your circumstances have changed fundamentally, selling the financed car can make sense. Konto-Kredit-Vergleich.de shows how it works! With a loan without depositing the vehicle letter, the matter is quickly clarified. Various banks now offer the car loan ... car loan ... Read more
Which bank accepts car as security?
A loan with a car as collateral is a popular model. Many banks offer it. If you use your car as collateral for a loan, you can expect quick loan approvals and low interest rates on your car loan. Konto-Kredit-Vergleich.de shows which bank takes a car as security. The main advantages of a loan with ... Read more
Debt rescheduling car loan
Rescheduling a car loan can make sense in several cases. By releasing the KFZ letter, the car can be sold even though the bank has the KFZ letter. For this purpose, an existing car loan is rescheduled with an installment loan with free use. You should also consider rescheduling a car loan in one of the following situations: High ... Read more
Konto-Kredit-Vergleich.com in pictures
Some graphics from this website can also be found on the platform Pinterest. I still have to get used to the format of the platform and not all graphics posted there are successful. One of the most popular pins, summarizes the post Used car financing despite negative credit bureau summarized in a graph by recommending the limit of 15x net income for the loan installment. In addition, with young used cars with an age of 3-4 years, the cost of financing can be reduced by about 50 %. But also the teaser pin to the article Where really gets a loan despite negative Schufa and to the Lightning loan despite poor credit rating are often called and should not be withheld here.
What others say about Konto-Kredit-Vergleich.de
Konto-Kredit-Vergleich.de is in the Web represented in numerous portals. This includes the rating portals Proven expert, Marketplace for medium-sized companies and the webwiki. After all, we have already been able to help thousands of people to get a favorable Loan to find. But perhaps the help also consisted of paying fees at the Sparkassen through a free checking account to avoid. In any case we are pleased about every further evaluation!


Great respect to you Sascha. Am for weeks now and then on your KKV page, and must say your analysis and tips have a hit rate of 100 %. Keep it up, best man 🫵✅🫡
Thank you!