The idea of getting financing through a car dealership is an obvious one when buying a vehicle. After all, you know the people at the dealership personally, which often creates a certain level of trust. But if you have a negative Schufa record, it's not easy to get a loan - car dealerships as well as banks often turn down customers with negative Schufa listings. We have searched car dealerships that approve financing for the vehicle despite a negative Schufa record. The question is: "Which car dealership finances despite negative credit bureau?", respectively "Where can I buy a car with negative Schufa?"
We have also checked whether financing through a car bank despite negative Schufa is an alternative. In addition, you can also finance the car despite negative Schufa via Finance Credit Bureau-free loans. So far we have provided you with this most complete tableau via all car dealers known to us who finance despite negative credit bureau.
Only a few car dealerships finance themselves (i.e. without a bank)
What you can learn here
- Only a few car dealerships finance themselves (i.e. without a bank)
- Financing from the car dealer without a credit check does not exist
- With car financing without a bank, the chances are often good despite negative Schufa
- Which car dealership finances despite negative Schufa? - 7 car dealerships that finance a car despite negative Schufa
- Which car dealer finances despite negative SCHUFA? - 7 car dealers with private financing in Germany (6x) and Austria (1x)
- 1. which car dealer finances despite negative SCHUFA in Saxony-Anhalt? - Honda Hettstedt
- 2. which car dealership finances despite negative SCHUFA in saxony - H+P-Autovermietung
- 3. which car dealer finances despite negative SCHUFA in Lower Saxony? - Your dream car
- 4. north Rhine Westphalia: Auto Scheldt - Car dealer without Schufa financing NRW.
- 5th North Rhine-Westphalia: Eurocar MG/ Autocentrum Rheydt - Car Dealers without Schufa Financing NRW
- 6. which car dealer finances despite negative SCHUFA in Hesse? - The Hesse Auto Center in Frankfurt am Main
- 7. which car dealership finances despite negative SCHUFA in Austria? - Amaxmotors, Car Dealership South in Linz
- 8th Baden Württemberg: FK Car Rental
- Infographic: Which car dealership finances despite negative SCHUFA?
- Financing through a car dealership despite negative credit bureau has two major disadvantages
- Financing despite negative Schufa at the dealership directly - Everything you need to know
- Car loan without Schufa as an alternative to dealer financing - Everything you need to know
- Comparison of car dealership financing despite negative credit bureau and loans despite negative credit bureau from the credit specialist
- Which car bank finances despite negative credit bureau?
- Used car financing despite negative credit bureau
- Autoscout24 financing without Schufa: What is it all about?
- Alternative: Loans despite negative credit bureau from banks and credit intermediaries
- Conclusion: Which car dealership finances despite negative Schufa?
Almost all car dealerships in Germany do not extend credit to their customers themselves. Instead, German car dealerships usually work together with various banks and credit institutions. Accordingly, the car dealership has no influence on whether or not the loan is granted despite negative Schufa. The decision about a loan almost always lies with the bank. Since virtually all German banks have a Schufa connection, it is virtually impossible to grant a loan with negative entries in the Schufa. Therefore, the question "Which car dealership will finance despite negative Schufa?" does not arise at all due to the lack of influence of the car dealership.
Financing from the car dealer without a credit check does not exist
The car dealers listed here are not "car dealers without credit checks". This is because even car dealers with private financing must subject borrowers to a credit check based on income, expenses and employment contract.
At a Car financing without bank chances are often good despite negative Schufa
However there are also a few car dealerships in Germany that handle the processing of the loan themselves. This is often a type of installment plan. The dealership keeps the vehicle title and a spare key to the car. The borrower pays off the car with a lease. These car dealerships explicitly target customers with negative Schufa. The respective car dealership thus finances despite negative Schufa - and without a bank!
However, if the lessee defaults on payment, the dealership repossesses the car. That's strict, but financing a car without a bank and Schufa had to have a catch after all. Another catch, by the way, is that dealership direct financing is much more expensive than alternative financing through providers like bon credit*.
Which car dealership finances despite negative Schufa? - 7 car dealerships that finance a car despite negative Schufa
If you're wondering "Which car dealership finances despite negative Schufa?" the following list can probably help you out. You can find more information on the amount of the rates of the car dealers in the article Buy a car on installments despite negative credit bureau.
|car dealer||Seat||Financing despite negative Schufa?||What cars are for sale?|
|#1||Honda Hettstedt||Hettstedt (Hall)||Yes, for private individuals||Used cars of all brands mtt prices under 10.000 € for people with residence Hettstedt +50 km.|
|#2||H+P car rental||Chemnitz||Yes, for companies and individuals||Used cars between 10.000 - 20.000 €, Italian brands: Fiat, Alfa Romeo,|
|#3||your dream car||Lower Saxony||Yes, for private individuals||3.000 € - 13.000 € - Wide range of brands and models|
|#4||Auto Scheldt||Wuppertal||Yes, for private individuals||Used cars of all brands with prices up to 6.000 €|
|#5||Eurocar MG / Autocentrum Rheydt||Mönchengladbach||Yes, for private individuals||Used cars of all brands with prices up to 6.000 €|
|#6||Hesse Auto Center||Frankfurt on the Main||Yes, for private individuals||Used cars of all brands with prices ranging from € 4,000 to € 10,000|
|#7||Amaxmotors/ Car Dealership South||Linz, Austria||Yes, for private individuals but not without bank||Primarily vans such as VW T6 and Ford Galaxy but also some sedans, station wagons and sports cars. Prices between € 10,000 and € 40,000|
Which car dealer finances despite negative SCHUFA? - 7 car dealers with private financing in Germany (6x) and Austria (1x)
1. which car dealer finances despite negative SCHUFA in Saxony-Anhalt? - Honda Hettstedt
In Hettstedt, about 40 km northwest of Halle, the Honda Hettstedt dealership offers car financing without Schufa. Interested parties receive a long-term lease agreement with a purchase option at a later date. The redemption of the car from the long-term lease is possible, but not mandatory. If circumstances change, the lease can also be terminated again with a notice period of 3 months. Honda Hettstedt is also aimed at the unemployed or people with poor credit ratings.
However, the loan installments plus maintenance of the vehicle and fuel costs must be affordable from freely disposable income. The dealership finances cars despite negative Schufa within a radius of 50 km around Hettstedt. This also includes the cities of Magdeburg and Halle.
address: Autocenter Hettstedt, Ritteröder Straße Gewerbering 2, 06333 Hettstedt
2. which car dealer finances despite negative SCHUFA in Saxony - H+P car rental
The provider H + P car rental from Chemnitz also offers car financing despite negative credit bureau. Here you have not only cars but also vans in the program. Despite negative credit bureau, the car dealership finances vehicles from companies and the self-employed in particular. The strict requirements of the GDP directive for vehicles in the pharmaceutical industry can also be met.
address: H+P car rental GmbH, Hainstraße 139, 09130 Chemnitz
3. which car dealer finances despite negative SCHUFA in Lower Saxony? - Your dream car
Your dream car is a car dealership based in Lower Saxony that finances cars despite negative credit bureau. The provider is aimed at people who need or want to finance a vehicle with poor creditworthiness. In addition to pensioners and the unemployed, this also includes business founders or people with exhausted credit limits. However, you should be sure that you can pay the monthly maintenance for the car. Because if there is a delay in the monthly payment, the dealership will have the car picked up within a week.
Serious impression, excellent customer feedback
The employees and the manager of the car dealership Your Dream Car from Lower Saxony always made a friendly and open-minded impression on the phone. The ratings of the car dealership on the relevant portals also speak for a reputable provider who finances vehicles with poor credit ratings. Your dream car received 4.8 out of a possible 5 stars at Autoscout24 and a recommendation rate of 98 %. As with all car dealerships Loans to low-income people such as Hartz IV recipients or min-jobbers, the prices of the vehicles are somewhat higher.
address: Your dream car GmbH, Bundesstr. 2a, 30989 Gehrden OT Ditterke
4. North Rhine-Westphalia: Auto Scheldt - Car dealer without Schufa financing NRW
Auto Scheldt from Wuppertal has been selling cars for over 20 years. For people with a low credit rating, the car dealership offers financing despite negative credit bureau. As with the other providers, a down payment must first be made. The remaining amount will then be deducted. Only people residing in North Rhine-Westphalia are accepted. Auto-Scheldt is one of the best-known car dealers who offer financing without Schufa in NRW.
address: Auto Scheldt GmbH, Bocksledde 34, 42283 Wuppertal
5. North Rhine-Westphalia: Eurocar MG/ Autocentrum Rheydt - Car dealer without Schufa financing NRW
Autocentrum Rheydt in Mönchengladbach finances cheap cars even with negative Schufa or bad credit rating. Besides Auto Scheldt, Eurocar MG is the second car dealer to offer a Financing without Schufa Financing in NRW offers. If you are wondering "Where can I buy a car with negative Schufa?" and you live near Mönchengladbach, you might find what you are looking for at Autocentrum Rheydt.
The dealership is willing to finance up to €3,000 of the purchase price. In doing so, the dealership requires a 25 % down payment. The remaining price of the vehicle is financed by the dealership for a maximum of 12 months. For customers with poor credit rating buys the dealership has older vehicles that are priced between 2,000 and 4,000 euros.
These cheap cars are easy on your budget and are therefore - even if the equipment is simple - a good choice in the question "Which car dealership finances despite negative SCHUFA?".
Address: Autocentrum Rheydt, Dahlener Str. 308, 41239 Mönchengladbach
6. which car dealer finances despite negative SCHUFA in Hesse? - The Hesse Auto Center in Frankfurt am Main
Hessen Auto Center finances vehicles from its own inventory for 12 months. Financing is possible despite negative Schufa. The dealership finances cars that cost at least €4,000 and a maximum of €10,000. The down payment must be at least 40 percent. In addition, the last 3 pay slips must be submitted so that the Frankfurt car dealership agrees to financing despite negative Schufa.
Address: Borsigallee 2-4, 60388 Frankfurt am Main, Germany
7. Which car dealership finances despite negative SCHUFA in Austria? - Amaxmotors, car dealer south in Linz
Amaxmotors is a used car dealer based in Linz, Upper Austria. The dealership specializes in vans and panel vans for customers with poor credit ratings. In addition, the dealership also offers sedans, station wagons and sports cars from Ford, Mercedes, Porsche, Jaguar and several other brands.
At the Linz car dealership you can't Car on installments without bank buy. The dealership only has experience in credit mediation in difficult cases to customers with bad credit and problems with the Schufa or KSV.
Autohaus Süd also explicitly addresses customers who cannot get a loan from other car dealerships because they have a negative entry with a credit agency. If you have a negative Schufa or a bad KSV (Austrian equivalent to the German Schufa), there are still chances to get financing from Autohaus Süd in Linz. Autohaus Süd says about this:
questionI have a KSV entry, can I still finance a car?Answer Autohaus Süd: Yes, not every negative report disqualifies you as a creditworthy market participant.
Likewise, Autohaus Süd expressly welcomes people who already have one or the other loan in place. The following note can be found on the website of the car dealership:
question: I already have one or more financing, can I still finance a car?Answer Autohaus Süd: YesThere is almost no citizen who has not already financed something at some bank.
But also seasonal workers who are often rejected by traditional banks have a chance here. The car dealership south is therefore a good alternative to the Credit despite Schufaeven if the conditions are likely to be somewhat worse.
question: I am a seasonal worker, can I get funding during the seasonal break?Answer Autohaus Süd: Yes,please provide us with a confirmation from your employer that you will be rehired at the beginning of the season.
Address: Wienerstrasse 459, 4030 Linz, Austria
8. Baden Wuerttemberg: FK car rental
The provider FK permanent rental has closed permanently.
Address: FK car rental. Friedhofstr. 13. 71711 Steinheim
Infographic: Which car dealership finances despite negative SCHUFA?
Financing through a car dealership despite negative credit bureau has two major disadvantages
If the borrower defaults on payment, car dealerships confiscate the car after a very short time. The car dealerships can do that because legally it is only one long-term lease acts. That's how it is at the car dealership your dream car a maximum payment delay of only one week is granted. If you need longer to pay an installment, the dealership will have the car picked up with the second key. Also are all payments made so far are forfeited and there is no longer any claim to the car. If you want to finance your car through a car dealership despite negative credit bureau, you should never default on payment.
The dealership says:
If you are in arrears with an installment, we will give you a one-time opportunity to pay your installment within one week. If this does not happen, we will have the vehicle picked up by a collection agency. Your deposit and the installments paid up to that point have expired.Car dealership Your dream car for dealing with the vehicle in the event of late payment
Another disadvantage When financing through a car dealership lies in the very high costs and the inflexible modalities compared to one Car loan despite negative credit bureau.
Due to the immediate collection of the car in the event of a slight delay in payment, car dealership financing is not recommended despite negative credit bureau. In addition, credit rates are well above those for conventional ones Loans despite negative credit bureau becomes due.
Next, let's look at the major manufacturers' car banks. Can you help out with a loan despite negative Schufa in a difficult situation?
Financing despite negative Schufa at the dealership directly - Everything you need to know
When searching for car dealerships that despite negative Schufa entries. Grant credits noticed that there are two different types of car dealer financing there. The most common are car dealerships that cooperate with banks for financing cars of their customers. In this case, the car dealership only refers the customer to the bank. The bank alone is responsible for checking and granting the loan.
Therefore, with this model it is often difficult to find a Car loan despite negative credit bureau to get. Because a negative Schufa entry is a direct exclusion criterion for many banks. However, we were also able to find some car dealerships that provide the loan for the car themselves. This allows these car dealerships to grant loans based on more flexible criteria. People with negative Schufa entries have a chance of getting a loan from these houses.
The disadvantage of financing from a car dealership is that car dealerships only grant loans to customers from the surrounding area. In NRW we found 2 car dealerships without a Schufa query, but none in Bavaria or Rhineland-Palatinate. Therefore, despite negative credit bureau at the car dealership, loans are ruled out for many interested parties due to their place of residence.
Car loan without Schufa as an alternative to dealer financing - Everything you need to know
An alternative to finance a car with a negative credit bureau is a Car loan without Schufa. Special banks and credit intermediaries are requested for financing. These banks also give one Credit despite negative credit bureau entries, which is why the financing of your car is often also in very difficult cases still succeeds.
If you are looking for a Car loan despite negative credit bureau from bon credit* or Maxda* you decide not tied to a specific car dealership. Because as soon as the loan is in your account, you can choose your dream car. If your credit rating is at least mediocre, you can get a cheaper loan Smava* or even a Car loan without vehicle registration under consideration.
Other alternatives to the Used car financing despite negative credit bureau can be found in the linked article. There you will also find out how you can still finance a used car despite the rejection of the loan.
Comparison of car dealership financing despite negative credit bureau and loans despite negative credit bureau from the credit specialist
Car banks can offer financing and the associated new vehicle from a single source. However, car banks are banks at one brand bound. Added to this are the inflexible conditions for car bank financing. This includes 3-way financing with the requirement for a down payment and a final installment.
Here are 15 autobanks and a rough estimate of the chances of getting financing despite negative Schufa at the autobank.
|#||Autobank||Opportunities for financing with poor Schufa|
Funding via the Santander Consumer Bank*
|⚠️ bad chances,|
but there is a chance online to use the maximum amount of credit available at the Santander Consumer Bank* to request
|#2||Fiat Bank/ FCA Bank Germany||⚠️ poor chances|
|#3||Ford Bank||⚠️ poor chances|
|#4||Honda Bank||⚠️ poor chances|
|#5||Skoda Bank||⚠️ poor chances|
|#6||Opel Bank||⚠️ poor chances|
|#7||PSA Finance Germany||⚠️ poor chances|
|#8||Renault Bank||⚠️ poor chances|
|#9||Toyota Kreditbank||⚠️ poor chances|
|#10||Seat Bank||⚠️ poor chances|
|#11||Mercedes-Benz Bank||⚠️⚠️ very poor chances|
|#12||Volkswagen Bank (VW Bank)||⚠️⚠️ very poor chances|
|#13||Audi Bank||⚠️⚠️ very poor chances|
|#13||BMW Bank||⚠️⚠️ very poor chances|
|#14||Porsche Bank||⚠️⚠️ very poor chances|
|#15||AutoBank (Austria)||⚠️ ⚠️ ⚠️ Bankruptcy - No more request possible|
Why financing often does not work out with negative Schufa via a car bank
The comparison table certifies poor or very poor chances with each car bank when it comes to financing despite negative Schufa. While you can find some banks that answer the question "Which bank gives credit despite negative credit bureau?" call directly "here" (see the post) turns out to be much more difficult to find a car bank financing despite negative Schufa.
This is because car banks do not issue installment loans that are paid off evenly over the entire term. Instead, car banks work with 3-way financing (balloon financing) which greatly inflates the loan amount.
Thereby a 3-way financing from car banks often even harder to get for people with poor credit than a installment loan of a "normal" bank. There are several reasons for this:
- The initially lower rates mean that a high final payment is due at the end of the term when financing through the autobank. As a result, the car bank bears a higher risk and turns away people with negative Schufa
- To make matters worse, car banks usually only grant loans for new or annual cars. This inflates the loan amount even further and often requires a very good credit rating to be creditworthy for this high sum.
When financing through the manufacturer's own automotive banks, people with poor credit ratings are usually left out of the equation. As a manufacturer's bank, it is in the manufacturer's interest to sell more cars, but this advantage does not compensate for the two disadvantages mentioned above. In the end, autobank financing despite negative Schufa is therefore rather unrealistic.
3 tips for car bank financing despite negative Schufa
If you still want to tackle autobank financing (despite negative Schufa), here are 3 tips on how to get autobank financing despite negative Schufa listing.
1. choose cheap used car
However, you can significantly improve your chances of getting a loan (despite negative Schufa), in which you have a cheaper used cars financing. It is not advisable to take out (expensive) financing for a new car with negative Schufa - also to protect yourself. In most cases, however, the car banks do not offer Used car loans and you have to switch to an annual car instead.
2. deposit as high as possible
In addition, if you have a negative 1TP8 entry, you should have a higher deposit so that the amount borrowed from the car bank is smaller. This will increase your chances of getting a loan from a car bank. Therefore, choose the down payment as high as possible.
3. loan amount under 10,000 euros
Auto banks are also more likely to finance despite negative Schufa if the Credit amount under 10.000 Euro. Therefore, try to cover the rest via the down payment if possible.
in the post Buy a car on installments despite negative credit bureau we have already pointed out that if the credit bureau is negative, financing a cheap used car is one of the few real ways to get mobile again.
Used car financing despite negative credit bureau - With negative Schufa, a small car with a Mileage from 50,000 to 100,000km and a vehicle age of three to eight years recommended. You get such a car under 5,000 euros and a Used car financing despite negative Schufa is possible in many cases.
These cheap small cars already have the greatest depreciation behind them and still have reliable technology. Through the cheaper loan rates of a used car financing you avoid the debt spiral despite existing negative Schufa entry.
Increase chances of approval
There are other ways to further increase the chances of approval for used car financing despite negative credit bureau. This includes the Assignment of the vehicle registration document to the bank. In the linked article you will find four banks where this is possible. However, if there is a negative Schufa entry, further measures must be taken to ensure that the loan approval works. This includes the
This includes the Application with a second applicant. The creditworthiness of the second applicant is used to compensate for the negative Schufa entry. The second applicant uses his income to guarantee that the bank can seize the loan in the event of default.
Alternatively, direct car dealer financing is also possible despite negative Schufa. The provider Honda Hettstedt, Your Dream Car, Auto Scheld, Autocentrum Rheydt, Hessen Auto Center or Autohaus Süd also offer used car financing despite negative Schufa through the dealership directly.
3 to 8 years old and between 50,000 - 100,000 km is optimal to get car financing despite negative Schufa
Used car financing despite negative credit bureau
small car with:
- A mileage of 50,000 to 100,000km
- and a vehicle age of three to eight years
Make you mobile, are Reliable and help you debt spiral to avoid.
Used car financing without Schufa and credit check
A used car financing without Schufa and minimal credit check is with the provider Honda Hettstedt, your dream car, Auto Scheld or the Autocentrum Rheydt possible. Alternatively, you can get financing through credit intermediaries such as bon credit* Available to get used car financing without Schufa.
often the providers of used car financing will be without Schufa but still draw a Schufa information and in case of hard negative entries how Failure to provide property information, Creditor satisfaction excluded or a running one consumer bankruptcy proceedings deny you financing for your used car. Used car financing without a credit check is therefore not possible with any provider.
However can bon credit* at a Income of 1,300 euros and more often also enable used car financing entirely without Schufa query. Here you will get a credit without offered by Sigmabank. If you have a net income of at least 1,600 euros, you can finance a used car up to 5,000 euros without credit bureau. With a net income of €1,800, used car financing without Schufa is possible up to €7,500.
Autoscout24 financing without Schufa: What is it all about?
Autoscout24 itself does not offer financing, but it does provide contacts to banks. So if you need financing for a vehicle on Autoscout24, you have to contact a bank or credit institution yourself, but you can use the Autoscout 24 platform as a starting point.
In this context, Autoscout24 exclusively brokers loans via German banks. These banks check the customer's creditworthiness for credit inquiries and obtain a Schufa report to assess the credit risk. Specialized credit institutions that also offer loans without a Schufa query do not appear on the Autoscout24 platform. With the Targobank, which cooperates with Autoscout24, could provide financing despite negative Schufa still work in some cases. Therefore a Financing without Schufa on Autoscout24 not possible.
If you agree to obtain a Schufa report, Autoscout24 will allow you to take out loans through the following banks:
- Bank of Scotland
- postal bank
- Targobank AG
- 1822direkt Gesellschaft der Frankfurter Sparkasse mbH
- General Civil Service Fund Kreditbank Inc.
- Barclays Bank Ireland PLC
- CreditPlus Bank AG
- Deutsche Bank AG
- German Kreditbank AG
- DSL Bank - a branch of Deutsche Bank AG
- ING DiBa AG
- Hanseatic Bank GmbH & Co. KG
- Lloyds Bank Ltd.
- norisbank GmbH
- Oldenburg State Bank
- OYAK ANKER Bank Ltd.
- Santander Consumer Bank AG
- Sberbank Europe AG - Branch Germany
- SKG Bank AG - Branch of Deutsche Kreditbank AG
- Solaris SE
- SÜDWESTBANK AG
- South-West Kreditbank Financing Ltd.
- VON ESSEN Bank GmbH
Alternative: Loans despite negative credit bureau from banks and credit intermediaries
provider like bon credit*, Maxda*, or the Sigma Bank* can get a car financing even with a negative credit bureau and in difficult cases - such as when receiving sick pay - enable. This makes them a good alternative if you need answers to questions like "Which car dealership finances despite negative credit bureau?" or "Where can I buy a car with a negative credit bureau?" urgently need.
Because you are not tied to the car dealership when it comes to loans. In addition, the loan can without collateral such as vehicle registration document or registration certificate part II can be paid out. Therefore, you can first get the loan on your account and then buy your dream car from private, dealer or manufacturer. You are therefore much more flexible than when financing directly through the car dealership, since there only the in-house cars are financed, which may not always be the best offer.
But also the provider Smava* Loans with mediocre creditworthiness can still arrange a loan despite negative credit bureau. In addition, Smava only requires a minimum income of €600.
When it comes to amounts below €1000 suitable are also the providers Vexcash*, ferratum* and cashper* recommended in difficult cases. In many difficult cases, these mini loan providers approve the loan – even with negative credit bureau entries. Vexcash offers instant payouts in under an hour. At Ferratum, lending is also possible without proof of income.
More choice, cheaper prices
The advantage of financing through banks and credit brokers is that you are much freer to choose your car. After all, you are not tied to the few car dealers with private financing, but can decide freely. This often gives you a better price for your dream car. Therefore put Loans despite negative Schufa from banks and credit intermediaries a good alternative to car dealers with private financing.
If you have more than 1000 euros credit come the providers bon credit*, Maxda*, Sigma credit bank, Smava*, Creditolo*, credimaxx* or Auxiliary* are eligible. If you need less than 1000 euros, mini loans from ferratum, cashper or Vexcash recommended in difficult credit cases. there is Vexcash*the fastest mini loan provider and pays out the loan to your account in less than an hour for an additional charge. ferratum* however, does not require proof of income and cashper* makes the money available free of charge for loans under €600, even in difficult cases.
Conclusion: Which car dealership finances despite negative Schufa?
Where can I find a Buy car in installments with negative Schufa?
If you have a car Buy in installments despite negative Schufa you can ask a car dealer for financing despite a bad Schufa score. In this case, you can pay off the car via a long-term lease agreement that you conclude with the car dealership. However, since this type of financing is very expensive and you are also very poorly protected legally, it is better to choose another option. Suitable for this are car loans from banks, which are also bad credit and be awarded despite negative Schufa entries. This way you don't lose the car if there are payment problems.
Which car dealers with private financing are there?
In Germany, there are only a few car dealers with private financing without a bank. These include: Honda Hettstedt in Saxony-Anhalt, H+P-Autovermietung in Saxony, Ihr Traumauto in Lower Saxony, and Auto Scheldt and Eurocar MG from North Rhine-Westphalia. Also the Hessen Auto Center in Frankfurt am Main
is a car dealer with private financing. Autohaus Süd in Linz, Austria, on the other hand, is not a car dealer with private financing, but has appropriate contacts and experience with negative Schufa and bad KSV records. When you buy a car from a car dealer with private financing, you have to expect higher costs than with other car dealers. This is because these car dealers calculate with high default rates and therefore do not require a Schufa query. To avoid these additional costs, you can use a Credit with bad credit at bon credit* or another provider and buy a vehicle from any dealer at a lower price.
*Affiliate link: If you go through one of these links from my website to a vendor, I may receive a commission. There will be no additional costs for you. For the use of these links a ❤️ THANK YOU! ❤️
Disclaimer: This is well researched but non-binding information.
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