Why you shouldn't buy or sell a car without a registration document

No vehicle registration document when buying or selling a car? In this post you will find out why you no should buy or sell a car without a vehicle registration document (today's registration certificate part II).

When buying a car without a vehicle registration document, ownership is unclear. Therefore, you cannot prove that the car belongs to the seller and that he is even allowed to sell it. For example, when buying a car without a vehicle registration document, you may find yourself in a difficult position to explain if the vehicle registration document is deposited with a bank. In addition, if you buy a car without a vehicle registration document, you also risk acquiring a stolen vehicle. In both cases you have to return the car without compensation. In addition, it is not possible to register the car without a KFZ letter and this is a clear warning signal that something is wrong.

On the other hand, if you want to sell the car and have lost the vehicle registration document, you should apply for a new vehicle registration document before selling it. The application for the vehicle registration document at the registration office takes about 6 weeks, but it is only possible to sell a car without a vehicle registration document at all with a high price discount and a lengthy sales process. In addition, selling the car without a vehicle registration document gives potential buyers a criminal impression.

in short: Buying or selling a car without a registration certificate creates expensive problems and arguments in the future.

Why you shouldn't buy a car without a registration document

against purchase of a car without a vehicle registration document are for the following reasons:

1. return without compensation: You are obliged to check that the seller is also the owner of the vehicle. If you are not careful, in the worst case you will have to return the car to its rightful owner without compensation.
2. Registration of the car not possible: You need the vehicle registration document to register a new vehicle
3. warning signal: A rightful owner has the possibility to apply for a new registration certificate. If he doesn't do this when he's losing, you should ask yourself why.

Therefore, always make sure that all the necessary papers are available. Only buy the vehicle afterwards. You should get one too identification document let the seller show you. The ID card is best. So you also know the registration address. If someone else has the registration certificate, then he or she can claim: I own the vehicle. This means trouble for all parties involved, since evidence would have to be provided. So why take this unnecessary risk? Because of these reasons, you should So you better not buy a car without a registration document.

Why you shouldn't sell a car without a title

against sale of a car without a vehicle registration document are for the following reasons:

1. Big discount: It makes a bad impression on the buyer if the documents of the car are not available. He can't check if you are the rightful owner of the car. If the Vehicle title at the bank is deposited, or another person has it, it means a lot of work and trouble for the buyer. In addition, the buyer runs a high risk of buying a stolen car. Then he would have to return the car in case of doubt. A buyer will take this into account and buy the car only with a high discount.
2. Lengthy sales process: If you try to sell a car without a registration document, you will raise many questions from prospective buyers. In most cases it becomes very difficult to sell the car at all. In any case, you can expect a lengthy and nerve-wracking sale.
3. criminal impression: If you try to sell a car without a registration document, buyers may suspect stolen goods. Even if you only lost the vehicle registration document, you arouse suspicion by selling without a registration document. If you try to sell the car without owning it, you may be liable to prosecution.

Better: Apply for a new vehicle registration document

On the other hand, it is better Apply for a new vehicle registration document: The vehicle registration document can be replaced if it has been stolen, destroyed or lost. The application for the vehicle registration document at the registration office takes about 6 weeks. If you bought the vehicle with a loan, the letter might still be at the bank. In this case, you should not try to cheat the bank and still request a new letter. The vehicle registration office publishes the issuance of a new letter and the banks check the relevant publications. If nobody has registered as the owner of the vehicle, you will be issued with a new vehicle registration document.

Selling the car with a new registration document is a much better way. Not only are you legally on the safe side, you can also get about twice the selling price for your used car.

Buying or selling a car without a vehicle registration document: What to consider when financing

You bought a car on credit. Is it important to you that you can sell it again quickly and easily? If so, you should make sure that you Do not transfer the vehicle registration document to the bank must. If the bank has the vehicle registration document, it is also the owner of the car. In this case, you often only get the letter after the loan has been paid off. Even then you have to ask for the letter back first. It can take up to 10 weeks for you to hold the vehicle registration document in your hands. The reason is that loan installments are often paid by direct debit. Since direct debits can be booked back up to 8 weeks, the bank only allows this period to elapse before issuing the vehicle registration document. However, the bank is obliged to issue the KFZ letter after you have settled all claims.

To avoid this problem, you can click on car loans without a vehicle registration document. In this case, you are the owner of the car from the outset. Through a Car loan without car registration you can sell the car again at any time. You don't have the problems of selling a financed vehicle. The bank thus dispenses with the car as a security for the loan. Of course, you are still obliged to pay your debts in full. If you want to pay off the debt by selling the car, find out beforehand if there are any fees at the bank. How to buy a sell financed car you can find in the article "Sell a financed car – Here's how“ described. Also find out how much it costs to deregister the car so that you have enough money available.

In certain cases, a installment loan without earmarking to consider when buying a car.

Related questions on the topic: Why you shouldn't buy or sell a car without a registration document

Can you deregister a car without a KFZ registration document?

In order to deregister or decommission the car, you only need the vehicle registration document or the registration certificate part 1 and the number plates at many registration offices. If the KFZ letter is required by your registration office, you sign an affidavit if you no longer have the letter. You also need the license plate number for deregistration. The registration office removes the stickers from the number plates. As a result, the number plates are invalidated and the car is deregistered.
Cars that were registered in 2014 can be deregistered using the security code on the registration certificate part 1 and the electronic ID card. The registration certificate part 2 is not required.

Can you register a car without a vehicle registration document?

You can only register a car with the KFZ letter. You need to register or re-register your vehicle: vehicle–letter, old license plates and yours ID. 

Is it legal to sell a car for export without a letter?

You can sell a car for export without a letter, but you should definitely deregister it beforehand. If the car is to be exported, the buyer cannot register the vehicle abroad. In order to avoid costs and disputes with the registration office, you should definitely deregister the car before exporting it. Because the law stipulates that motor vehicles registered in Germany must be deregistered in Germany (§14 Para. 2 FZV).

Can you register a car with a copy of the KFZ registration document?

Registering a car with a copy of the vehicle registration document is not possible. The vehicle registration document must be in the original, as the new owner will be entered in the registration document.

Exceptions: Which vehicles you can buy and sell without hesitation without a vehicle registration document

No rule without exception: There are some vehicles in Germany that do not require a vehicle registration document or registration certificate Part II. Nevertheless, it should be ensured that the required documents are available.

Vehicles under 20 km/h

Vehicles with a top speed of up to 20 km/h only need to show a valid operating permit. You do not need a license plate and you have neither a vehicle registration document (registration certificate part I) nor a vehicle registration document (registration certificate part II). In addition, these vehicles do not require their own insurance. In the event of damage, company or private liability insurance will step in. Examples of vehicles under 20km/h without a vehicle registration document are:

• motorized wheelchairs or electronic mobility aids including trailers
• Light motor vehicles with four wheels and mopeds with two or three wheels including a trailer

Vehicles over: 20 km/h: working machines

working machinesthat can drive faster than 20 km/h need a number plate and a registration certificate part 1. But these vehicles do not have a vehicle registration document either. These include excavators, mobile cranes and harvesting machines such as combine harvesters, snow plows or road sweepers. Transmission vans for live reporting on television are further examples of vehicles over 20 km/h without a vehicle registration document. Buses or trucks are not included and require a vehicle registration document.

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Other exceptions relate to trailers that are used for civil protection and the fire brigade. This also includes special trailers used to transport sports equipment, lifeboats or animals for sports purposes. Trailers exclusively for forestry and agriculture or in the showman trade, if the towing vehicles can drive a maximum of 25km/h, are also free of registration. You can therefore buy and sell them without hesitation without a vehicle registration document.

Explained in detail: Why aren't you automatically the owner when you have the vehicle registration document?

It is a misconception that you become the owner of a car if you are entered in the vehicle registration document.

Two examples:

The first example concerns the purchase of the car. When you buy a car, the first thing you do is sign the contract of sale. You will then receive the car and vehicle papers from the previous owner. But you are not yet entered in the vehicle documents. Does that mean you don't even own the car? No, because when both parties sign the purchase contract, you become the owner. With the handover of the car and the papers, this is confirmed once again. You can now register as the owner in the vehicle registration document. For this purpose, the purchase contract is presented. By the way, this is not mandatory. As a new owner, you do not have to be entered in the registration certificate.

Second example: The vehicle registration document is stolen. The person who has the vehicle registration document would then also be the owner of the car and could demand its return. The thief would not have to steal the car at all, just the vehicle registration document.

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