Bicycle installment purchase despite negative Schufa (also e-bike)

Of the Buying a bike is associated with high costs. By buying in installments, you can spread the cost of your new bike or e-bike over several months. This way you can save best technology already afford todaywithout digging too deep into their pockets and using up savings. With a special loan taken out, the installment purchase for your new bike is also possible despite negative Schufa.

Check bike storage at Amazon Check credit availability
Optional:
1. check financing alternative
2. check financing alternative
3. check financing alternative

• With the large Online stores is an installment purchase with negative Schufa entry not possible.
• Therefore the bicycle installment purchase despite negative Schufa possible only through loans from private, mini-loans, foreign loans or in exceptional cases through the house bank.
• The installment purchase of a bicycle or electric bike, such as the Installment purchase of a television, via a Credit numerous advantagesfrom which you benefit even with poor Schufa:
  • Purchase despite negative Schufa: You can request credit for bicycle installment purchase online for free even with negative Schufa
    Maximum flexibility before purchaseIf you finance the installment purchase via a separate loan, you can determine the loan amount and repayment yourself. This gives you much more flexibility than when you buy in installments directly from the supplier.
  • Maximum flexibility after purchaseLater you can adjust the monthly charge to your financial possibilities and personal expenses.
  • For all types of bikesYou can finance e-bike, city bike, trekking bike, road bike, triathlon bike, mountain bike, gravel bike or a recumbent bike despite negative Schufa with a loan at small installments.
  • Use of the bike before payment: Delayed installment payment at the end of the month allows you to test the bike extensively before paying and check its functionality.
  • No additional costs: In contrast to a classic installment purchase, you will be treated as a cash payer. Often you even get a cash discount from the bike dealer.

Are there online stores that offer the Installment purchase despite negative Schufa offer for bicycles and e-bikes?

Store	Bicycles/eBikes	conditions	Offerer	Installment purchase despite Schufa?	Installment purchase as New customer possible?	Check offer
Amazon	Bicycle in installments buy Buy e-bike in installments	Interest charges: 9.03 % p.a. eff. Duration: 3 - 30 monthly installments Order value: min. 100 € - max. 3.000 € Payment pause: Financing without interest can be taken for 3 months	Provider Funding: Barclays and VISA Installment purchase without Klarna and Paypal	Rejection likely with negative Schufa	No installment purchase possible as a new customer For the installment purchase an account at least 12 months old is necessary	Check bike bearing
Vexcash + Amazon	Buy bike in installments Buy e-bike in installments	Interest charges: 14.82 %, p.a. eff. Duration: 1 - 3 monthly installments Order value: min. 100 € - max. 3.000 € Payment pause: not possible	Provider Funding: Vexcash Provider device: Amazon Installment purchase without Klarna and Paypal	Installment purchase despite Schufa	Installment purchase also possible as a new customer, since processing via Vexcash	(1) Check credit availability Check financing alternative 1 Examine financing alternative 2 Examine financing alternative 3 (2) Check bicycle bearing
Alternate	Buy e-bike in installments	Interest charges: 9.99 % p.a. eff. Duration: 3,6,12 or 24 monthly installments Order value: min. 99 € to max. 5.000 € Payment pause: not possible	Offerer: Paypal	Rejection likely with negative Schufa	Installment purchase also possible as a new customer, because processing via Paypal	Check bike bearing
eBay	Buy bike in installments Buy e-bike in installments	Interest charges: 12,9 % Duration: 24 monthly installments Order value: 99 €- 5.000 € Payment pause: not possible ⚠️Überweisung of the installments notwendig⚠️ no direct debit	Offerer: Klarna	Rejection likely with negative Schufa	Installment purchase also possible as a new customer, because processing via Klarna	Bike Check Availability
Bike XXL	Buy bike in installments Buy e-bike in installments	Interest charges: 9.99 % p.a. eff. Duration: 2 to 60 months monthly installments Order value: min. 200 € to max. 10.000 € Payment pause: Adjustments of the installment amount and payment breaks are possible without additional costs	Offerer: easyCredit	Rejection likely with negative Schufa	Installment purchase also possible as a new customer, since processing via financing service provider
Media Market	Buy e-bike in installments	Interest charges: 8.49 % p.a. eff. 0% financing possible up to 10 months term Duration: 6 to 44 months monthly installments Order value: min. 99 € to max. 5.000 € Payment pause: not possible	Offerer: targo bank Santander ConsorsFinanz	All 3 banks use SCHUFA data for risk assessment and reject customers with negative Schufa.	Installment purchase also possible as a new customer, since processing via financing service provider
Saturn	Buy e-bike in installments	Interest charges: 8.49 % p.a. eff. 0% financing possible up to 10 months term Duration: 6 to 44 months monthly installments Order value: min. 99 € to max. 5.000 € Payment pause: not possible	Offerer: targo bank Santander ConsorsFinanz	All 3 banks use SCHUFA data for risk assessment and reject customers with negative Schufa.	Installment purchase also possible as a new customer, since processing via financing service provider
Otto	Buy bike in installments Buy e-bike in installments	Interest charges: 12.71 % - 15.70 % p.a. eff. Duration: 3 -48 monthly installments Order value: min. 50 € to max. 2.500 € Payment pauseA payment break of 100 days is possible against surcharge. You then pay the first installment only 100 days after receipt of the goods.	Offerer: Otto Payments	Rejection likely with negative Schufa	Installment purchase as a new customer only possible with positive credit check
Expert Technomarkt	Buy e-bike in installments	Interest charges: 7.24 % p.a. eff. 0% financing available with 10 to 18 months term Duration: 10 - 72 monthly installments Order value: min. 120 € to max. 10.000 € Payment pause: not possible	Offerer: ConsorsFinanz	Rejection likely with negative Schufa	Installment purchase also possible as a new customer, since processing via financing service provider
Baur shipping	Buy bike in installments Buy e-bike in installments	Interest charges: 15,79 % p.a. eff. + 0,67 % rate surcharge Duration: 3 - 48 monthly installments Order value: min. 50 € to max. 2.500 € Payment pause: 100 days payment break possible (extra charge)	Offerer: Baur shipping	Rejection likely with negative Schufa	Installment purchase also possible as a new customer, since processing via financing service provider
Lidl	Buy bike in installments Buy e-bike in installments	Interest charges: 6.99 % p.a. eff. Duration: 10 - 72 monthly installments Order value: min. 120 € to max. 5.000 € Payment pause: not possible	Offerer: ConsorsFinanz (Master Card)	Rejection likely with negative Schufa	Installment purchase also possible as a new customer, since processing via financing service provider
Kaufland	Buy bike in installments Buy e-bike in installments	Interest charges: 11,95 % -14,99 % p.a. eff. + 0,45 €/month (installment fee) Duration: 3 - 36 monthly installments Order value: max. 5.000 € Payment pause: not possible ⚠️Überweisung of the installments notwendig⚠️ no direct debit	Offerer: Klarna	Rejection likely with negative Schufa	Installment purchase also possible as a new customer, since processing via financing service provider
source	Buy bike in installments Buy e-bike in installments	Interest charges: 9.99 % p.a. eff. Duration: 3,6,12 or 24 monthly installments Order value: min. 99 € to max. 5.000 € Payment pause: not possible	Offerer: Paypal	Rejection likely with negative Schufa	Installment purchase also possible as a new customer, since processing via financing service provider
Voelkner	Buy bike in installments Buy e-bike in installments	Interest charges: 11,95 % -14,99 % p.a. eff. + 0,45 €/month (installment fee) Duration: 3 - 36 monthly installments Order value: max. 5.000 € Payment pause: not possible ⚠️Überweisung of the installments notwendig⚠️ no direct debit	Offerer: Klarna	Rejection likely with negative Schufa	Installment purchase also possible as a new customer, since processing via financing service provider

Ebay: Bicycle installment purchase not possible despite negative Schufa

eBay* offers installment purchase through Klarna for used and new goods from 99 euros. However, to get financing with Klarna, you must have none negative credit bureau entries to have.

Through Klarna there is no possibility to take a break in payment or to have the repayment made by a Repayment rate change to adjust. These are the conditions of an installment purchase on ebay with the Klarna installment purchase:

• Order values: 99 to 5.000 Euro
• Interest charges: 12.49 % p.a. eff
• Financing provider: Klarna
• creditworthiness: No financing in case of negative Schufa
• Minimum rate: 1/24 of the financing amount, but at least 6,95 Euro
• Terms: until 24 months
• repayment: Repayment is possible via the monthly invoices. No direct debit possible. No payment breaks agreed.
• Alternative providers offering financing with negative Schufa: Auxiliary*, Smava*, bon credit* or Vexcash*

Check bike storage at Amazon Check credit availability
Optional:
1. check financing alternative
2. check financing alternative
3. check financing alternative

If you buy on Ebay a Installment purchase despite negative Schufa If you want to finance your purchase, you can use the alternative payment providers mentioned above. These providers transfer the money to your account before the purchase and you then pay for the item in the store with it. This way you get the bike you want right away and don't have to wait until you have saved up the money. After buying the bike, you pay back your bike in up to 120 monthly installments. This means that you can also buy expensive e-bikes for 20 to 30 euros per month on installments. With the aforementioned providers, the installment purchase of the bike is even possible despite negative Schufa.

Bike XXL: Bicycle installment purchase not possible despite negative Schufa

Fahrrad XXL offers an installment purchase of the in-house bikes and e-bikes via easyCredit. However, in order to obtain financing with easyCredit, you must no negative Schufa entries to have.

Through our partner easyCredit, you also have the option of taking a payment break or repaying by means of a Repayment rate change adjust. These are the conditions of an installment purchase at Fahrrad XXL with the easyCredit installment purchase:

• Order values: 200 to 10.000 Euro
• Interest charges: 9.99 % p.a. eff
• Financing provider: EasyCredit
• creditworthiness: No financing in case of negative Schufa
• Minimum rate: 20 Euro
• Terms: 2 to 60 months
• Installment purchase without Postident, because your data is recorded directly at the time of purchase
• repayment: 30 days after delivery. Adjustments to the amount of installments and payment breaks are possible without additional costs.
• Alternative providers offering financing with negative Schufa: Auxiliary*, Smava*, bon credit* or Vexcash*

When you buy a bike from XXL Installment purchase despite negative Schufa you would like to carry out, financing is available through Auxiliary*, Smava*, bon credit* or Vexcash* possible. These providers pay the money into your account before the purchase. You then pay it back flexibly in 3-120 monthly installments.

A credit enables bicycle installment purchase despite negative Schufa

As a rule, the installment purchase of the bike is rejected by all online stores in case of bad credit rating or negative SCHUFA entries. A way out is the financing through a loan from special providers. The installment purchase of a bicycle is thus possible despite negative Schufa. The same applies to Washing machines or Furniture. You pay off the purchase price of your bike from your favorite store in full with a loan. You receive the bike immediately and pay the purchase price over a term of up to 120 months in small amounts. This means that you do not need to use an intermediary payment service provider and can buy your bike in installments without Klarna. The installment purchase despite negative Schufa is also available for the usually somewhat more expensive E-bikes suitable.

There are many stores where you can buy bikes and e-bikes on installments. However, all these stores refuse the installment purchase of a bike with negative Schufa. Therefore, the only remaining option to buy a bike on installments despite negative Schufa is to take out a loan in advance.

What loans are suitable for negative Schufa?

For negative Schufa entries here come Loans from private, Loans from abroad or mini loans for the bicycle installment purchase despite negative Schufa. You could also ask your bank. If you have been a customer there for a long time and have not attracted negative attention, the bank will see you as a reliable borrower and will approve the purchase. Credit despite negative credit bureau likely to approve. With the loan, you borrow the money for the bike up front, and then repay the loan in convenient installments, creating an installment purchase.

For financing a bicycle despite negative Schufa are suitable, for example: Auxiliary*, Smava*, bon credit* or Vexcash*. With Auxmoney, Smava and Bon-Kredit you can make monthly payments up to 84 or even 120 months choose. This reduces the monthly burden for the installment purchase of the bike to a low monthly sum. With Vexcash, you can only divide the purchase amount of the bike into a maximum of 3 monthly installments. This makes the installment higher, but you have paid off the loan faster.

At these stores you can buy a bike on installments WITHOUT Klarna

There are several reasons why you against the installment purchase with Klarna you could decide. For one thing, Klarna installment purchase has very high interest fees. When you take out financing through Klarna, you often pay higher interest than you would with a Financing through a bank. This means that you pay a higher installment every month than is actually necessary. In addition, direct debit is not possible with Klarna and you have to transfer the monthly installments manually. This can lead to errors (for example: forgotten payment deadline), which makes the installment purchase even more expensive.

Secondly, Klarna performs credit checks and regularly rejects people. If you have a bad credit rating, Klarna will probably not approve the financing. If you have negative Schufa records, you will most likely be rejected.

This is contrasted by the quick and easy application for Klarna installment purchase via the online store directly. Nevertheless, many would like to do without Klarna and are therefore looking for online stores to buy a bike without Klarna on installments. Here you will find a selection of these stores:

These stores handle the bicycle installment purchase via Paypal

The bicycle installment purchase of Paypal is offered thereby to the following conditions:

Interest charges: 9.99 % p.a. eff.
Duration: 3,6,12 or 24 monthly installments
Order value: min. 99 € to max. 5.000 €
Payment pause: not possible

The installment purchase with Paypal is depending on creditworthiness and is therefore not offered for negative Schufa entries. If you already have the item in your shopping cart, you will find the Paypal installment purchase after logging into your Paypal account, if the installment option is available.

Related article: If you have problems with PayPal installment payments, you can find tried and tested solutions here: PayPal installment does not work: how to fix these 11 blockers directly.

Another problem of installment purchases with Klarna and Paypal

Installment purchases through services like PayPal and Klarna offer consumers the ability to make purchases without spending all their money at once.

However, the providers are not recommended for a purchase of high-priced items, as they try to disguise the fact that you are just taking out a loan. This is because Klarna in particular presents itself as an elegant app that makes online shopping modern and flexible. At the same time Klarna high reminder fees and double-digit loan interest. the British advertising regulator therefore banned spots from Klarna as early as 2020, as they encourage the irresponsible use of credit.

However, users often only find out about this after the fact, as anything unpleasant that might prevent the purchase is well within bulky documents on the website of Klarna is hidden. This also includes the fact that Klarna reminders can lead to negative Schufa entries, which can burden the SCHUFA score and thus cause a variety of other problems.

These stores handle the bicycle installment purchase via Klarna

The bicycle installment purchase from Klarna is offered at the following conditions:

Interest charges: 11,95 % -14,99 % p.a. eff. + 0,45 €/month (installment fee)
Duration: 3 - 36 monthly installments
Order value: max. 5.000 €
Payment pause: not possible
With Klarna installment purchase a transfer of the installments is necessary. Klarna does not offer direct debit.

The installment purchase with Klarna is like the Paypal installment purchase depending on creditworthiness and is therefore not offered to everyone. When buying in installments via Klarna, the payment service provider pays out the credit amount to the merchant. You then pay the credit amount back to Klarna in 3-24 monthly installments, including interest.

Can I buy an e-bike or bicycle on installments even as a new customer despite negative Schufa?

As a new customer, you have the following options to buy a bike or e-bike on installments despite negative Schufa:

• Auxiliary*
• Smava*
• bon credit*
• Vexcash*
• House Bank

With other payment providers such as Paypal or Klarna, it is also possible to apply for an installment purchase as a new customer of a store. This is because there is already a business relationship with the payment provider, even if you are a new customer in the store. However, Klarna and Paypal reject the installment purchase with negative Schufa. Thus, it is not possible to obtain financing via Paypal or Klarna as a new customer despite negative Schufa.

With Amazon, however, it is not possible to buy a bike on installments as a new customer. For the Amazon installment purchase to be activated, your account must be at least 12 months old.

Where to buy used e-bikes and bicycles on installments

Buying a used but well-maintained bicycle can save up to 50 percent compared to buying a new one. Thus, the monthly installment also decreases with the installment purchase and People with poor credit ratings can thus obtain a loan more easily. In addition, you can use the money saved in helmet, air pump or cycling clothes invest.

If you want to buy a used bike on installments you should necessarily a test drive before and check the condition of the bike. You should also check whether you can handle the bike well. After all, you have to pay off the installments for the bike over several months and therefore it is important that everything really meets your needs. To buy used e-bikes and bicycles on installments, the following stores are suitable.

Buy used e-bikes and bikes on installments: Overview of providers and marketplaces

The best way to buy used bikes and e-bikes is from Sellers near you. Thus, you can easily arrange a test ride and test whether the bike runs properly and has only the described damage. Used e-bikes should have a remaining range of at least 100 kilometers. In addition, the battery of the e-bike should be rechargeable within a few hours.

Make sure that the remaining capacity of the battery is sufficient when buying a used electric bike.

Note that the battery capacity can decrease by 40 percent or more in the first 2-3 years if the e-bike has been used frequently. Thus, after about 500 charging cycles or about two years, only 60 % of remaining capacity remains in the battery.

Buy used e-bikes and bikes on ebay on installments

In online marketplaces such as eBay* you can buy used bikes and e-bikes on installments. For this purpose, the payment service provider Klarna pays out the loan amount to the dealer. You then pay the loan amount back to Klarna in 3-24 monthly installments, including interest.

At Rebike buy technically tested used e-bikes and bicycles on installments

The company Rebike specializes in the installment purchase of used e-bikes via easycredit. At Rebike you can buy tested and refurbished used bikes on installments that are a maximum of 24 months old and have run 300 to 2,000 kilometers. Rebike bikes are cleaned on an industrial production line. Afterwards, bicycle mechanics check the technical and optical condition and carry out minor repairs.

You can buy used e-bikes and bicycles on ebay classifieds or Markt.de, but you have to finance them with a loan you have to take out yourself

Other online marketplaces such as ebay-Kleinanzeigen or Markt.de are also suitable for purchasing used e-bikes and bicycles. However, unlike ebay, these marketplaces offer no integrated installment purchase an. However, this does not mean that installment purchase is not possible. You can buy used pedelecs or muscle-powered bikes via an Loan finance and then repay the purchase amount in installments to the credit provider. For e-bikes and bicycles, we recommend due to the flexible repayment modalities, favorable conditions Auxiliary*.

Alternative: Financing for e-bike & bike despite negative Schufa

Alternative providers that offer financing for your bike despite negative Schufa at are: Auxiliary*, Smava*, bon credit* or Vexcash*. However, there are several other providers who can also enable installment purchase despite negative Schufa through a loan:

#1: Receipt credit High expertise in loans despite Schufa 4,9/5 (eKomi) Interest charges: approx. 8 % at €10,000 & 72 months Loan Amount: 100 to 300,000€ Minimum income: €1,300 net per month Duration: 12 to 120 months To the provider: Bon-kredit.de	Commitment probability 40 - 60 Percent More information about the provider's commitment probability Speed 48 Hours Costs 3/5 Points seriousness 4/6 Points More information about the seriousness of Bon-Kredit To the provider: Bon-kredit.de
#2: Smava Cheaper does not go warranty 4,9/5 (eKomi) Interest charges: -0.4 % at €1,000 Loan Amount: 500 till 120.000€ Minimum income: €601 net per month Duration: 12 to 120 months To the provider: Smava.de	Commitment probability 40 - 60 Percent More information about the provider's commitment probability Speed 24 Hours Costs 5/5 Points Smava undercuts offers from other providers with the "You can't get cheaper than this" guarantee seriousness 5/6 Points More information about the seriousness of Smava To the provider: Smava.de
#3: Vexcash Fastest payout 5/5 (eKomi) Interest charges:approx. 14.8 % pa rms. Loan Amount: €100 to €3,000 Minimum income: €700 net per month Duration: 15 - 90 days To the provider: Vexcash.de	Commitment probability >80 Percent Inaccurate data on commitment probability Speed < 1 Hour Costs 3/5 Points Smart option too expensive seriousness 4/6 Points More information about the seriousness of Vexcash To the provider: Vexcash.de
#4 Auxmoney Alternative: Loan from private Suitable for self-employed 4,8/5 (eKomi) Interest charges:approx. 5.24 % pa rms. at €13,300 & 84 months Loan Amount: €1,000 to €50,000 Minimum income: €1,000 net per month Duration: 12 to 84 months To the provider: Auxmoney.de	Commitment probability >50 Percent More information about the provider's commitment probability Speed 4 Days Costs 5/5 Points Favorable conditions seriousness 6/6 Points More information about the seriousness of Auxmoney To the provider: Auxmoney.de
#5 Sigma Kreditbank Real credit without Schufa from Liechtenstein 4,8/5 (eKomi/Maxda) Interest charges:11,11 % Loan Amount: 3.500 € 5.000 € 7.500 € Minimum income: €1,260 net per month Duration: 40 months To the provider: Sigma credit bank	Commitment probability 33 Percent Refusal, without permanent employment Speed 4 Days Costs 3/5 Points Interest expensive seriousness 4/6 Points More information about the seriousness of the Sigma Kreditbank To the provider: Sigma credit bank
#6 Creditolo 4,3/5 (trust pilot) Interest charges:11,11 % Loan Amount: 3.500 € 5.000 € 7.500 € Minimum income: €1,260 net per month Duration: 40 months To the provider: Creditolo.de	Commitment probability 33 Percent Refusal, without permanent employment Speed 4 Days Costs 3/5 Points Interest expensive seriousness 5/6 Points More information about the seriousness of Creditolo To the provider: Creditolo.de
#7 Ferratum 4,7/5 (eKomi) Interest charges:10,36 % + installment option Loan Amount: €50 - €1,000 for new customers €50 - €3,000 for existing customers Minimum income: €1,100 net per month Duration: 30 days - 180 days To the provider: Ferratum.de	Commitment probability >80 Percent Inaccurate data, for commitment probability Speed 24 Hours At the end of 2022 there are unfortunately delays in payment up to 48 hours Costs 3/5 Points Interest expensive seriousness 4/6 Points More information about the seriousness of Ferratum To the provider: Ferratum.de
#9 DSL Bank 4,5/5 (Proven Expert) Interest charges:4,40 % Loan Amount: 5000 € - 50.000 € Minimum income: unknown Duration: 48 - 120 months Installment loan despite negative Schufa: To the provider: DSLBank.com	Commitment probability >40 Percent Inaccurate data, for commitment probability Speed 4 Working days Costs 4/5 Points Favorable interest rates seriousness 6/6 Points More information about the seriousness of DSL Bank Construction financing despite negative Schufa: To the provider: DSLBank.com
#10 Maxda 4,8/5 (eKomi) Interest charges:8.9 % (for 2/3 of customers at €10,000) Loan Amount: 1.500 € - 250.000 € Minimum income: 1.260 € Duration: 12 - 120 months To the provider: Maxda.de	Commitment probability >40 Percent Inaccurate data, for commitment probability Speed 48 Hours Costs 2/5 Points Caution: In some cases, insurance is taken out before the loan is concluded seriousness 3/6 Points More information about the seriousness of Maxda To the provider: Maxda.de
#11 Credimaxx 4,8/5 (eKomi) Interest charges:7.9 % (for 2/3 of customers at €4,000) Loan Amount: 500 € - 80.000 € Minimum income: 1.100 € Duration: 12 - 120 months To the provider: Credimaxx.de	Commitment probability >20 Percent Chance of success lower than with other providers Speed 48 Hours Costs 3/5 Points seriousness 3/6 Points More information about the seriousness of Maxda To the provider: Credimaxx.de
#12 Cashper 4,7/5 (eKomi) Interest charges:0 % for new customers Loan Amount: 100 € - 1.500 € Minimum income: 700 € Duration: 30 - 60 daysTo the provider: Cashper.de	Commitment probability >80 Percent Chance of success very high Speed 24 Hours Costs 5/5 Points Free application for new customers seriousness 5/6 Points More information about the seriousness of Cashper To the provider: Cashper.de
#13 TF Bank Credit card despite bad Schufa 4,4/5 (trust pilot) Interest charges:0 % for up to 51 days Loan Amount: 0 - 10.000 € Minimum income: not known Duration: no limit To the provider: TFBank.com	Commitment probability >40 Percent Chance of success: medium Speed 3-4 Days Costs 3/5 Points Free of charge for up to 51 days, but high interest thereafter seriousness 5/6 Points To the provider: TFBank.com
#14 Advanzia Credit card despite bad Schufa 4,5/5 (trust pilot) Interest charges:0 % for up to 7 weeks Loan Amount: 0 - €20,000 for long-term customers. Maximum limit of €2,000 after application, €3,000 after three months and €5,000 after eight months. Minimum income: No minimum income required - application without salary certificates Duration: no limit To the provider: Advanzia.com	Commitment probability >60 Percent Chance of success: good Speed 3-4 Days Costs 3/5 Points Free of charge for up to 7 weeks, but high interest thereafter seriousness 5/6 Points To the provider: Advanzia.com
#15 Consors Finance 4,3/5 (trust pilot) Interest charges:2,99 % Loan Amount: 500 € - 50.000 € Minimum income: 650 € net per month Duration: 6 - 120 months To the provider: About Consors Finance	Commitment probability >40 Percent Inaccurate data, for commitment probability Speed 24 Hours Costs 5/5 Points Very favorable interest rates seriousness 5/6 Points To the provider: About Consors Finance

summary

With the large Online stores is an installment purchase with negative Schufa entry not possible. thats why the bicycle installment purchase despite negative Schufa is possible only through loans from private, mini-loans, foreign loans or in exceptional cases through the house bank. Thereby, the installment purchase of a bicycle or electric bike via a Credit numerous advantageswhich you also benefit from with a bad Schufa. These include the fact that you can largely determine the loan amount and payment terms yourself and are therefore much more flexible. In addition, you can benefit from the cash discount and reduce or increase your installments later by taking payment breaks or changing repayment installments. Furthermore, the delayed installment payment at the end of the month allows you to test the bike extensively before paying and to check the functionality.

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Disclaimer: This is well researched but non-binding information.

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