Buy PS5 on installments despite Schufa

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Buy PS5 on installments despite SCHUFA with Vexcash
Interest charges: 14.82 %, p.a. eff.
Duration: 1 - 3 monthly installments
Order value: min. 100 € - max. 3.000 €
Payment pause: not possible

Installment purchase despite Schufa


Installment purchase without Klarna

€204,65 per month (with 3 months term)

🔥 🔥 🔥 🔥 🔥


many PS5 drops in the recommended stores
(1) Check credit availability

(2) PS5 Check availability

Alternative store 1
Alternative store 2

The PlayStation 5 is Sony's most powerful game console, which has been available since November 2020 is available in Germany. The prices for the PS5 console have skyrocketed to astronomical heights due to the low supply. Therefore, many wonder how they can afford the new PS5, especially if the credit rating has some flaws. One possibility to buy the PS5 on installments despite negative SCHUFA is a mini loan.

summary: At negative Schufa the PS5 installment purchase is only possible via mini loans. For this purpose, for example, the favorable mini loan from Vexcash*. Herewith you finance the PS5 for 15 euros over a period of 90 days at affordable rates of 200 euros a month. At the same time, unlike the financing providers of online stores, Vexcash rejects Persons with negative Schufa not ab. I advise against a Smart Option at Vexcash, however, because of the disproportionate costs. Instead, you can apply for the Vexcash loan without this extra at favorable conditions and in the meantime already have the Pre-order PS5 via Amazon*, if it is not available at the moment. However, you should only place an advance order if you expect to have the money in your account by the delivery date. At Vexcash, the loan payment without Smart Option takes about 7 to 10 days.

Buy PS5 on installments despite SCHUFA

You want to buy the new PlayStation 5, but your SCHUFA is not in order? No problem! There is a way to get the PS5 to buy in installments despite negative Schufa!

However, direct installment purchase from an online store with negative Schufa is not possible

This is because all payment service providers with whom online stores cooperate reject customers with negative Schufa records.


There is no online store that offers the installment purchase of the PS5 with negative Schufa


The most well-known payment service providers that reject customers with negative records are:

Payment provider
the
reject with negative Schufa
Online stores
working with these payment providers and
reject an installment purchase with negative Schufa
Klarnaas good as new, Kaufland, Voelkner, Proshop
PaypalAlternate, Source, SMDV, eJoker, Digitalo
Otto PaymentsOtto
Barclays*Amazon
targo bank*Media Markt, Saturn
Santander*Media Markt, Saturn, Cyberport
ConsorsFinanzMedia Markt, Saturn, Expert Technomarkt, Lidl, Computeruniverse
Baur shippingBaur shipping
These payment providers and online stores refuse the installment purchase of the PS5 with negative SCHUFA.

This is because providers suspect the worst in customers with negative Schufa records (often unfounded). Therefore, these stores reject customers directly without further examination. This, in turn, presents some who have expensive PS5 want to buy face major problems. Because many customers have not enough money for the high-end console on the account, or would like your Do not use savings.

Instead, the installment purchase of the PS5 is possible with negative Schufa via a mini loan

Buy PS5 on installments despite SCHUFA
To buy the PS5 on installments despite Schufa is suitable credit from Vexcash* that you request in advance

Since all online stores refuse the installment purchase of the PS5 with negative Schufa, this option is out of the question for people with a bad credit rating. But there is another way you can buy a PS5 on installments despite negative Schufa entries: The Mini credit over 600 or 700 euro from providers like Vexcash*, cashper* or ferratum*.


mini loans are the only remaining alternative to buy a PS5 on installments with negative Schufa records


To do this, you first apply for the money for the PS5 at a Mini loan provider and then buy the PS5 from a Store of your choice.

The installment purchase despite negative Schufa is therefore possible in many cases. Nevertheless, even with financing via "Loans despite negative credit bureau" a credit check takes place. However, for this many other criteria besides the Schufa drawn upon, so that in many cases funding is approved when a Income of at least 500 euros is present. Other requirements are a German account, permanent residence in Germany and legal age present.

We go through the individual steps in the following with Vexcash as a mini credit provider and Amazon through as a store. With other providers, the process is analogous. So here are a few tipshow you can proceed to create a PS5 despite negative SCHUFA entry on installments to buy.

1. apply for a 600 € or a 650 € loan at Vexcash

Buy PS5 on installments despite SCHUFA with Vexcash
Interest charges: 14.82 %, p.a. eff.
Duration: 1 - 3 monthly installments
Order value: min. 100 € - max. 3.000 €
Payment pause: not possible

Installment purchase despite Schufa


Installment purchase without Klarna

€204,65 per month (with 3 months term)

🔥 🔥 🔥 🔥 🔥


many PS5 drops in the recommended stores
(1) Check credit availability

(2) PS5 Check availability

Alternative store 1
Alternative store 2

Due to the small amount of financing, the mini loan provider recommends Vexcash*, but of course you can also choose another mini credit provider that finances an installment purchase with negative Schufa. There are still cashper* or ferratum* in question.

You choose the purchase price of the PS5 as the loan amount. You can choose the loan amount at Vexcash in 50 euro increments. If you have saved up some of your own money for the PS5, it is advisable to choose the Reduce loan amount as much as possible, in order to keep the financial burden of the loan as low as possible.

With a mini loan from Vexcash, you can finance your PS5 with a loan amount of 650 euros for only 15 Euro interest over a period of 90 Days.

2. wait until the money is in your account

After you have taken out the loan through Vexcash, you must several days wait until the money arrives on your account. You can optionally add the Smart Package at Vexcash, then you already have the loan. in a short time on your account.

Since the Smart package but high additional costs causes, I do not recommend it. Without Smart Package, on the other hand, the approval and disbursement of the Vexcash loan takes about 5 to 7 business days.

In 2022, when waiting for the money, there was still the risk that the PS5 console would no longer be available after the credit amount was paid out to your account. However, the availability of the console in 2023 has already improved significantly and you can now even pre-order the PS5 in many stores. Such a Pre-order would then even be possible before you have the money on your account, as it is usually only debited when the console is available. At Amazon* this is the case, for example.

You do not have to pay for the pre-ordered item on Amazon until it has been is shipped respectively, after he was delivered. So you can use the Pre-order PS5 already* while you wait a few days for the money from Vexcash.

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3. check the availability of the console at stores with high availability

Once you have the money in your account, you can buy the PS5 console from a store of your choice. The best stores are therefore those that offer a Good availability of the PS5. As mentioned in the previous section, you can also place pre-orders with Amazon before you have the Vexcash credit on your account. This way, you are protected in case the availability of the console suddenly deteriorates.

The following stores have the best availability of PS5 consoles:

If you do not find what you are looking for in any of the stores, you can use the table of all PS5 installment purchase offers in the article Buy PS5 in installments also sort by availability.

In 2023, the delivery time of the PS5 consoles has already been reduced significantly. The stores listed above often have the console in stock or can at least deliver it in a short time. At Amazon* You can also pre-order the console, for example, if it is not immediately available. Therefore, this provider in combination with the uncomplicated Vexcash credit is particularly suitable if you want to buy the PS5 on installments despite negative SCHUFA. Amazon is also very accommodating when it comes to paying for pre-ordered goods. The money is only debited after the goods are available and have been shipped to you.

4. get your console conveniently shipped to you

Once you've found a store that can deliver the PS5 in a timely manner, all you have to do now is wait for the delivery. After that, you can play stunning games like God of War: Ragnarok, Lost Judgment, GTA 5 or Gran Turismo 7 and enjoy the incredible performance of the console while playing!

But now also remember to use the Repay loan installments on time and in full. Especially if you already have a negative SCHUFA entry, you cannot afford any more negative entries due to unpunctual or incomplete installment payments. After all, this would significantly damage your credit rating and could lead to further problems with future loans, cell phone contracts, or when renting an apartment.

Alternative credit providers that allow the installment purchase of PS5 despite negative Schufa.

If you want to finance the PS5 on installments despite negative Schufa. Vexcash* in my opinion, the most suitable provider. Because Vexcash is the only provider that offers people with negative Schufa a 650 euro loan, which can be repaid in 3 monthly installments of just over 200 euros per month. Incidentally, Vexcash is thus of course also suitable for the similarly expensive Xbox to buy in installments despite negative Schufa. The procedure here is exactly the same.

If you want to switch to other providers, you should use the credit in 2 rates repay. The option to repay the loan in 3 cheaper installments is either not possible (cashper) or associated with high additional costs (Ferratum).

About cashier* The installment purchase of the PS5 is possible via a loan with 2 monthly installments. The provider even has very good conditions for this. Because cashper offers the mini loan as 0 % financing. However, the monthly rates are still significantly higher than the recommended provider Vexcash due to the shorter term. If monthly installments of more than 300 Euros (for a purchase price of 600 Euros or more) are not too high for you, cashper is a good alternative for the PS5 installment purchase despite negative SCHUFA.

Another alternative is ferratum*. However, the provider charges for financing over 60 or 90 days very high additional feeswhich are called "2 installment option" or "3 installment option" and can quickly cause additional costs of 100 Euros. Therefore, this provider also does not receive a recommendation to buy the PS5 on installments despite negative SCHUFA.

Advantages and disadvantages of buying a PS5 on installments despite negative Schufa.

advantages

  • Buy PS 5 today and pay later in low monthly installments
  • Mini loans cost for 650 euros loan amount only about 15 Euro interest for 3 months Financing duration

Disadvantages

  • The installment purchase of the PS5 is more expensive with negative Schufa records, as providers charge higher interest rates.
  • Due to the low loan amount of under € 1000 to finance the Playstation 5 come Mini-credits only in question

Buy PS5 on installments: Conclusion

In conclusion, buying in installments is a great way to purchase the latest PlayStation without having to pay the full price all at once. There are several providers and financing options that allow you to buy the PlayStation 5 in installments even with negative Schufa.

However, with negative Schufa the PS5 installment purchase only via mini loans. For this purpose, for example, the favorable mini loan from Vexcash*. Herewith you finance the PS5 for 15 euros over a period of 90 days at affordable rates of 200 euros a month. At the same time, unlike the financing providers of online stores, Vexcash rejects Persons with negative Schufa not ab. I advise against a Smart Option at Vexcash, however, because of the disproportionate costs. Instead, you can apply for the Vexcash loan without this extra at favorable conditions and in the meantime already have the Pre-order PS5 via Amazon*, if it is not available at the moment. However, you should only place an advance order if you expect to have the money in your account by the delivery date. At Vexcash, the loan payment without Smart Option takes about 7 to 10 days.

Other ways to buy the PS5 on installments despite negative SCHUFA are the mini loans from cashier* or ferratum*. As alternative stores also come Alternate*, Cyberport* and several others are in question, which good availability of the Playstation 5 can ensure.

*Affiliate link: If you go through one of these links from my website to a vendor, I may receive a commission. There will be no additional costs for you. For the use of these links a ❤️ THANK YOU! ❤️

Disclaimer: This is well researched but non-binding information.

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