Buy Xbox on installments despite Schufa (Series X and S)

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Buy Xbox on installments despite SCHUFA with Vexcash
Interest charges: 14.82 %, p.a. eff.
Duration: 1 - 3 monthly installments
Order value: min. 100 € - max. 3.000 €
Payment pause: not possible

Installment purchase despite Schufa


Installment purchase without Klarna

Xbox X Series:€204,65 per month (with 3 months term)

Xbox S Series: €102,33 per month (with 3 months term)

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High availability
(1) Check credit availability

(2) XBox Check availability

Alternative store


The Xbox X and S series are the latest gaming consoles from Microsoft, which have been November 2020 are available in Germany. However, the prices for the Xbox are too high for many. Therefore, many wonder how they can afford the new Xbox, especially when the Credit rating some flaws has. One way to buy the Xbox on installments despite negative SCHUFA is a mini loan.

summary: At negative Schufa the Xbox installment purchase only comes about via mini-loans. For this purpose, for example, the favorable mini loan from Vexcash*. Herewith you finance the Xbox X Series for 14 euros interest over a period of 90 days at affordable rates of 204 euros per month. The XBox S Series costs only an additional 7 euros via the Vexcash mini loan with a 90-day term and approx. 102 € per month. After 3 monthly installments, the equipment is completely yours. At the same time, Vexcash, in contrast to the financing providers of the online stores, rejects Persons with negative Schufa not ab. However, I do not recommend a Smart Option with Vexcash because of the disproportionate costs. At Vexcash, the loan disbursement without Smart Option takes about 7 to 10 days.

Xbox Buy in installments despite SCHUFA

You want to buy the new Xbox, but your SCHUFA is not in order? No problem! There is a way to buy the Xbox on installments despite negative Schufa!

However, direct installment purchase from an online store with negative Schufa is not possible

This is because all payment service providers with whom online stores cooperate reject customers with negative Schufa records.


There is no online store that offers installment purchase of Xbox with negative Schufa


The most well-known payment service providers that reject customers with negative records are:

Payment provider
the
reject with negative Schufa
Online stores
working with these payment providers and
reject an installment purchase with negative Schufa
Klarnaas good as new, Kaufland, Voelkner, Proshop
PaypalAlternate, Source, SMDV, eJoker, Digitalo
Otto PaymentsOtto
Barclays*Amazon
targo bank*Media Markt, Saturn
Santander*Media Markt, Saturn, Cyberport
ConsorsFinanzMedia Markt, Saturn, Expert Technomarkt, Lidl, Computeruniverse
Baur shippingBaur shipping
These payment providers and online stores refuse the installment purchase of xbox with negative SCHUFA.

This is because providers suspect the worst in customers with negative Schufa records (often unfounded). Therefore, these stores reject customers directly without further examination. This, in turn, presents some who have expensive Xbox want to buy, face major problems. Because many customers have not enough money for the high-end console on the account, or would like your Do not use savings.

Instead, the installment purchase of the Xbox is possible with negative Schufa via a mini loan

Xbox installment purchase despite negative Schufa in 4 steps
To buy the Xbox on installments despite Schufa is suitable credit from Vexcash* that you request in advance

Since all online stores refuse Xbox installment purchases with negative Schufa, this option is out of the question for people with bad credit. But there is another way you can buy an Xbox on installments despite negative Schufa entries: The Mini credit over 600 or 700 euro from providers like Vexcash*, cashper* or ferratum*.


mini loans are the only remaining alternative to buy an xbox on installments with negative Schufa records


To do this, you first apply for the money for the Xbox at a Mini loan provider and then buy the Xbox at a Store of your choice.

Of the Installment purchase despite negative Schufa is therefore possible in many cases. Nevertheless, even in the case of financing via "Loans despite negative credit bureau" a credit check takes place. However, for this many other criteria besides the Schufa drawn upon, so that in many cases funding is approved when a Income of at least 500 euros is present. Other requirements are a German account, permanent residence in Germany and legal age present.

We go through the individual steps in the following with Vexcash as a mini credit provider and Amazon through as a store. With other providers, the process is analogous. So here are a few tipshow you can proceed to create a xbox despite negative SCHUFA entry on installments to buy.

1. apply for a 600 € or a 300 € loan at Vexcash

Buy Xbox on installments despite SCHUFA with Vexcash
Interest charges: 14.82 %, p.a. eff.
Duration: 1 - 3 monthly installments
Order value: min. 100 € - max. 3.000 €
Payment pause: not possible

Installment purchase despite Schufa


Installment purchase without Klarna

Xbox X Series:€204,65 per month (with 3 months term)

Xbox S Series: €102,33 per month (with 3 months term)

🔥 🔥 🔥 🔥 🔥


High availability
(1) Check credit availability

(2) XBox Check availability

Alternative store


Due to the small amount of financing, the mini loan provider recommends Vexcash*, but of course you can also choose another mini credit provider that finances an installment purchase with negative Schufa. There are still cashper* or ferratum* in question.

You choose the purchase price of the Xbox as the loan amount. You can choose the loan amount at Vexcash in 50 euro increments. If you have saved some of your own money for the Xbox, it is advisable to choose the Reduce loan amount as much as possible, in order to keep the financial burden of the loan as low as possible.

With a mini loan from Vexcash, you can finance your Xbox X Series over 600 euros loan amount for only 14 Euro interest over a period of 90 Days. You can finance the Xbox S for 90 days for 7 euros in interest costs via Vexcash despite negative Schufa.

2. wait until the money is in your account

After you have taken out the loan through Vexcash, you must several days wait until the money arrives on your account. You can optionally add the Smart Package at Vexcash, then you already have the loan. in a short time on your account.

Since the Smart package but high additional costs causes, I do not recommend it. Without Smart Package, on the other hand, the approval takes and payout of the Vexcash loan about 5 to 7 business days.

In 2022, when waiting for the money, there was still the risk that the Xbox console would no longer be available after the credit amount was paid out to your account. However, the availability of the console in 2023 has already improved significantly and you can now even pre-order the Xbox in many stores. Such a Pre-order would then even be possible before you have the money on your account, as it is usually only debited when the console is available. At Amazon* this is the case, for example.

You do not have to pay for the pre-ordered item on Amazon until it has been is shipped respectively, after he was delivered. So you can use the Xbox already pre-order* while you wait a few days for the money from Vexcash.

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3. check the availability of the console at stores with high availability

Once you have the money in your account, you can buy the xbox console from a store of your choice. Therefore, the best stores are those that offer a Good availability the xbox. As mentioned in the previous section, you can also place pre-orders with Amazon before you have the Vexcash credit on your account. This way you are protected in case the availability of the console suddenly deteriorates.

The best availability of xbox consoles has the following stores:

In 2023, the delivery time of Xbox consoles has already been reduced significantly. The stores listed above often have the console in stock or can at least deliver it in a short time. At Amazon* You can also pre-order the console, for example, if it is not immediately available. Therefore, this provider in combination with the uncomplicated Vexcash credit is particularly suitable if you want to buy the Xbox on installments despite negative SCHUFA. Amazon is also very accommodating when it comes to paying for pre-ordered goods. The money is only debited after the goods are available and have been shipped to you.

4. get your console conveniently shipped to you

Once you've found a store that can deliver the Xbox in a timely manner, all you have to do now is wait for the delivery. After that, you'll be able to play stunning games like The Stanley Parable: Ultra Deluxe, Vampire Survivors, Pentiment, As Dusk Falls, Tunic and enjoy the high performance of the console while playing!

But now also remember to use the Repay loan installments on time and in full. Especially if you already have a negative SCHUFA entry, you cannot afford any more negative entries due to unpunctual or incomplete installment payments. After all, this would significantly damage your credit rating and could lead to further problems with future loans, cell phone contracts, or when renting an apartment.

Alternative credit providers that allow the installment purchase of the Xbox despite negative Schufa.

If you want to finance the Xbox on installments despite negative Schufa. Vexcash* in my opinion the most suitable provider. Because Vexcash is the only provider that offers people with negative Schufa a 600 euros creditwhich can be repaid in 3 monthly installments of just over 200 euros per month. Incidentally, Vexcash is thus of course also suitable for the similarly expensive PS5 to buy in installments despite negative Schufa. The procedure here is exactly the same.

If you want to switch to other providers, you should use the credit in 2 rates repay. The option to repay the loan in 3 cheaper installments is either not possible (cashper) or associated with high additional costs (Ferratum).

About cashier* the installment purchase of the Xbox is possible via a loan with 2 monthly installments. For this, the provider even has very good conditions. Because cashper offers the mini loan as 0 % financing. However, the monthly installments are still significantly higher than the recommended provider Vexcash due to the shorter term. If monthly installments of over 300 euros (for a purchase price of 600 euros or more) are not too high, cashper is a good alternative for Xbox installment purchases despite negative SCHUFA.

Another alternative is ferratum*. However, the provider charges for financing over 60 or 90 days very high additional feeswhich bear the name "2 installment option" or "3 installment option" and can quickly cause 100 euros in additional costs. Therefore, this provider also receives no recommendation to buy the xbox on installments despite negative SCHUFA.

Advantages and disadvantages of buying an Xbox on installments despite negative Schufa.

advantages

  • Buy Xbox today and pay later in low monthly installments
  • Mini loans cost only about 7 and 14 euros for 300 euros (S series) and 600 euros (X series) respectively. Interest for 3 months Financing duration

Disadvantages

  • Xbox installment purchases are more expensive with negative Schufa records, as providers charge higher interest rates.
  • Due to the low loan amount of less than € 1000 to finance the Xbox come Mini-credits only in question

Buy Xbox on installments: Conclusion

In conclusion, installment buying is a great way to purchase the latest generation Xbox without having to pay the full price all at once. There are several providers and financing options that allow you to buy the Xbox in installments even with negative Schufa.

However, with negative Schufa the Xbox installment purchase only through mini-loans. For this purpose, for example, the favorable mini loan from Vexcash. Herewith you finance the Xbox Series S for only 7 Euro extra (Series X: only 14 Euro extra) over a period of 90 days at affordable rates of around 100 euros (Series X: 200 euros) per month. At the same time, unlike the financing providers of online stores, Vexcash rejects Persons with negative Schufa not ab.

From a Smart option with Vexcash, however, I advise against because of the disproportionate costs. Instead, you can apply for the Vexcash loan without this extra at favorable conditions and in the meantime already have the Pre-order Xbox via Amazon*, if it is not available at the moment. However, you should only place an advance order if you expect to have the money in your account by the delivery date. At Vexcash, the loan payment without Smart Option takes about 7 to 10 days.

Other ways to buy the Xbox on installments despite negative SCHUFA are the mini loans from cashier* or ferratum*. As alternative stores also come Cyberport*, Alternate* and some others in question, which can ensure good availability of Xbox.

*Affiliate link: If you use one of these links to go from my website to a provider, I may receive a commission. There are no additional costs for you. For using these links a ❤️ THANK YOU! ❤️

Disclaimer: This is well researched but non-binding information.

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