{"id":12455,"date":"2023-07-22T07:32:16","date_gmt":"2023-07-22T05:32:16","guid":{"rendered":"https:\/\/konto-kredit-vergleich.de\/?p=12455"},"modified":"2023-07-22T07:32:20","modified_gmt":"2023-07-22T05:32:20","slug":"wo-bekommt-man-wirklich-einen-kredit-trotz-negativer-schufa","status":"publish","type":"post","link":"https:\/\/konto-kredit-vergleich.de\/en\/where-do-you-really-get-a-credit-despite-negative-schufa\/","title":{"rendered":"Best 11 providers: Where can you really get a loan despite negative Schufa?"},"content":{"rendered":"

The best way to find a reputable bank where you can really get a Credit despite negative credit bureau<\/a> gets is to rely on data. As a loan comparison portal has Konto-Kredit-Vergleich.de<\/a> numerous data from banks and credit providers negative Schufa. While many providers rarely pay out a loan, our data shows crystal clear where you can really get a loan despite negative Schufa.<\/strong><\/p>\n\n\n\n

For this analysis we have analyzed banks and credit intermediaries, which are described in the articles 'Which bank gives credit despite negative SCHUFA?<\/a>'and 'Which bank grants credit with bad credit?<\/a>' will be looked at in more detail.<\/p>\n\n\n\n

Our analysis:<\/em><\/strong> Where can you really get a loan despite negative Schufa?<\/h2>\n\n\n\n

Our exclusive analysis shows you where you can really get a loan even with a bad credit rating and negative Schufa. For this purpose, we have compiled data from the providers and broken down which provider accepts the loan request and which actually pays out the loan. Sufficient data for this analysis was available for Smava, Bon-Kredit, Maxda, Creditolo and Credimaxx. All of these providers are credit professionals who advertise as such, Loans even in difficult cases <\/a>to be awarded. We have verified this.<\/strong><\/p>\n\n\n\n

If you want to know where to really get a loan despite negative Schufa, you should pay attention to the fact that the provider is preferably accepts many credit requests <\/strong>(high yellow bar in the diagram).<\/strong> Whether it then actually comes to the payout<\/a> depends on whether the offer appeals to you (black bar in the diagram). <\/p>\n\n\n\n

From the diagram it can be seen that bon credit<\/a>* and Smava<\/a>* are the best providers when it comes to this, really get a loan despite negative Schufa <\/strong>to get. Both have acceptance rates of approx. 50 %<\/strong>. This means that something like half of all people really get an offer for a loan. <\/p>\n\n\n\n

\"Where
Graphic: Where can you really get a loan despite negative Schufa?<\/figcaption><\/figure>\n\n\n\n
<\/th>Credit request accepted<\/th>Loan was actually paid out<\/th><\/tr><\/thead>
Smava<\/a>*<\/td>52%<\/td>9%<\/td><\/tr>
bon credit<\/a>*<\/td>41%<\/td>9%<\/td><\/tr>
Maxda<\/a>*<\/td>21%<\/td>No data<\/td><\/tr>
Creditolo<\/a>*<\/td>13%<\/td>12%<\/td><\/tr>
credimaxx<\/a>*<\/td>16%<\/td>1%<\/td><\/tr><\/tbody><\/table>
Table: Where to really get a loan despite negative Schufa?<\/figcaption><\/figure>\n\n\n\n

Conclusion<\/strong>: Bon-Kredit and Smava have a proven track record of working with banks that highest acceptance rates<\/strong> can show. Therefore, if you make a request there, the chances are good that you really get a loan despite negative Schufa.<\/p>\n\n\n\n

These are not the providers that are available for debt restructuring on an existing Credit despite debts<\/a> <\/strong>n are particularly well suited. If you want to take out a loan with existing liabilities, you will find in the article \"Which bank gives credit despite debts?<\/a>\" the best providers for this.<\/p>\n\n\n\n

In another post I checked whether Bon credit a rip-off<\/a> is and came to a mixed conclusion. Because not everything Bon-Kredit does is really 100'%ig serious. But of course Smava also has a few negative points such as intrusive advertising. In the article \"Hands off Smava?\"<\/a> I have taken the provider apart.<\/p>\n\n\n\n

Making requests in parallel increases the chances of really getting a loan in the end<\/h3>\n\n\n\n

To further increase your chances of getting credit, you can apply to bon credit<\/a>* and Smava<\/a>* make a request in parallel. This has no effect on your Schufa score, as it is only a Condition request<\/strong> acts.<\/p>\n\n\n\n

With Bon-Kredit and Smava, your Request also free of charge<\/strong>. Before disbursement of the loan without Schufa will be no upfront costs<\/strong> due. In addition, your application will be processed by Bon-Kredit within 24 hours, so you will receive a quick response. <\/p>\n\n\n\n

Bon-Kredit has already specialized for more than 40 years in Loans in difficult cases<\/a> to people with poor credit ratings. Smava, on the other hand, can arrange a loan at favorable conditions for people with a moderate credit rating. With the credit neutral inquiry, the conditions of various providers are queried without affecting your Schufa score. For smaller loans under 1,000 euros, the providers Cashper, Vexcash and Ferratum have made a name for themselves. The Berlin-based provider Vexcash grants loans ofi Loans in under 1 hour despite negative Schufa entries<\/a>. Ferratum, on the other hand, will give you a loan even if you can't or don't want to provide proof of income.<\/p>\n\n\n\n

Analysis provider: \"Where can you really get a loan despite negative Schufa?<\/h2>\n\n\n\n
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#1 Smava<\/strong> <\/h3>\n\n\n\n