Kredit für Studenten: Mit und ohne KFW Förderung

Focus on your studies with a student loan

Kreditrate für deinen Studentenkredit berechnen Wie finanziert man ein Studium am besten? Falls das BAföG nicht reicht und auch die Eltern die Kosten nicht übernehmen können muss eine andere Geldquelle gefunden werden. Außer Nebenjob oder Stipendium kommt auch ein Kredit für Studenten infrage. Im Gegensatz zu einem normalen Ratenkredit wird der Studentenkredit von der KFW … Read more

Which bank gives credit despite negative Schufa? - Top 10 provider

Which bank gives credit despite negative SCHUFA? - 10 reputable providers

Do you also belong to the group of people who were rejected by the house bank or a direct bank because of a Schufa entry? We know that this is frustrating, and in this article we will help you in your search by finding out which bank offers a loan despite a negative SCHUFA. The recommended providers work without any upfront costs or other processing fees. ... Read more

Loan for pensioners (also possible with basic security)

Credit for pensioners

A loan for pensioners can make many wishes come true. In principle, pensioners can apply for a regular installment loan. For a loan as a pensioner, the principle is: the older you are, the more collateral is required. Collateral are, for example, guarantors or second applicants. If, in addition, the Schufa is without negative entries and the monthly income above ... Read more

Which bank grants credit with bad credit?

Which bank grants credit with bad creditworthiness

Many people are looking for answers to the questions "Which bank gives credit if your credit rating is bad?", "Which bank gives credit despite negative credit bureau?" or "Which bank is the easiest to get a loan from?". In essence, it is always about getting a loan with a high acceptance rate if you have a bad credit rating and despite a negative entry! If the credit rating... Read more

Credit in difficult cases: 10 seemingly hopeless cases

Loans in difficult cases

Your loan was rejected by the bank? You may belong to a group of people that banks call difficult cases. If you need a loan as: Trainee, student, during the probationary period, with a fixed-term employment contract, unemployed, self-employed, single parent, retired, on parental leave, with a negative Schufa or generally with a bad credit rating, it is difficult to get a ... Read more

Loan after residual debt discharge: Who grants a loan?

Credit after residual debt discharge

In the case of residual debt discharge, the insolvency court will forgive your debts. However, the debt relief does not apply to the negative Schufa entries. Negative Schufa entries due to a discharge of residual debt are only marked as "settled". Deletion of the negative Schufa entries does not occur until three years later. Thus, the Schufa remains suspicious despite completed insolvency and warns ... Read more

Loan with fixed-term employment contract

Loan with fixed-term employment contract

Almost 10 % of all employees in Germany are only employed on a fixed-term basis, according to a recent survey by the Federal Statistical Office [1]. What is good for the company has many disadvantages for employees. These include taking out a loan with a fixed-term employment. In order to nevertheless obtain a loan with a fixed-term employment contract, guarantors or co-applicants often have to ... Read more

Which bank gives credit despite debts?

What bank gives credit despite debts

If you already have debts, the question "Which bank gives credit despite debts?" is probably burning under your nails. The question is even more pressing if your loan application has already been rejected due to your debts. Smava, Auxmoney and Credimaxx can often still give you a loan despite debt. A loan despite debts is granted by ... Read more

Where can you really get a loan despite negative Schufa?

Wo bekommt man wirklich einen Kredit trotz negativer Schufa

The best way to find a reputable bank where you can really get a loan despite negative Schufa is to rely on data. As a loan comparison portal, Konto-Kredit-Vergleich.com has plenty of data from banks and loan providers of negative Schufa. While many providers rarely pay out a loan, our data shows crystal clear where you really get a loan despite negative Schufa.

Targobank: Does the bank give a loan despite negative SCHUFA?

Targobank loan despite negative SCHUFA 

In this article, we clarify whether Targobank gives a loan despite negative Schufa. Maybe it's unexpected now: If you have a negative Schufa record, Targobank* is an acceptable, but not the best good address. Because Konto-Kredit-Vergleich.de made the following experience: A loan despite negative SCHUFA is not granted at Targobank. However ... Read more

Lightning loan despite poor credit rating

Flash

Get a lightning loan despite bad credit in under an hour on your account With a lightning loan you can borrow between 100 and 3,000 € ✓Through the instant transfer you can get the money today on the account! ✓The lightning fast express loan is paid out despite poor credit rating due to negative Schufa entries ✓Flexible repayment: The loan can be repaid in one, ... Read more

Used car financing despite negative credit bureau

Everything important about used car financing despite negative Schufa in brief

In the articles Auto auf Raten kaufen trotz negativer Schufa und Autohaus Finanzierung ohne Schufa we have already pointed out that with negative Schufa a used car for a low 4-digit euro amount is the vehicle of choice to become mobile again. Because financing a car with a bad Schufa is difficult and at worst runs ... Read more

Credit in 30 minutes on the account: lightning credit, express credit or income

Lightning credit - money there in 30 minutes

With a flash loan with instant payout, the express loan in 30 min without Schufa on the account** A flash loan with instant payout is an express loan that can be in 30 min on the account. In this case, a mini loan with instant payout or a micro loan with instant payout is used. This is a loan that does not require a long and complicated credit ... Read more

Loan without Schufa – serious? (rip-off without proof of creditworthiness)

Credit without Schufa - Serious cover image

Many loan providers lure you with false promises of a loan without Credit Bureau. Often - especially in social media - perfidious scams are used to rip you off. Loans with preliminary costs, notary or cash on delivery fees are not legal in Germany. Nevertheless, these and similar fees are required for loans without Credit Bureau. Because by no means all providers without Schufa ... Read more

What does a negative Schufa report look like?

what does a negative schufa report look like cover picture

In this article you will find out what a negative Schufa report looks like. Because if you have requested a Schufa information, the question "What does a negative Schufa information look like?" plays an important role. Because only with a little specialist knowledge can you distinguish negative Schufa information from positive information. A negative credit bureau information reduces ... Read more

Buying a car on installments despite negative credit bureau - Top 5 houses

Buy a car on installments despite negative credit bureau

If you have a negative Schufa record, it is not easy to get a loan for a car - most car dealers as well as banks often refuse customers with negative Schufa listing. However, even in difficult cases there are ways and possibilities to buy a car on installments despite negative Schufa. If you are ... Read more

Credit despite sick pay - Best options (10+ providers)

Credit despite sick pay

If you receive sick pay, your credit rating is weakened. It is therefore particularly difficult to cover your credit needs in the event of a prolonged illness for which you receive sick pay. Many banks will withdraw from a loan despite sick pay. This is because bank sick pay cannot be garnished like regular earned income. There is a garnishment ... Read more

Car loan without SCHUFA and creditworthiness - 10 banks where it works

Car loan without SCHUFA and credit rating

In this article you will find 10 banks where you can get a car loan without SCHUFA and creditworthiness. You will also find out what loan amount is available for a car loan without a Schufa query, depending on your income. You can lower your monthly rate by making a down payment. Conversely, a car loan without Schufa and down payment means a higher monthly ... Read more

Banks that lend easily: Top 10 tableau

Banks that lend easily

If you've already asked yourself the question "Which banks give out easy loans?", you've come to the right place. In the top 10 tableau we show you banks and credit intermediaries that easily grant loans. Loans that are easy to apply for and that anyone can get are either mini loans of up to EUR 3,000 or an installment loan of up to EUR 7,500... Read more

Which car dealership finances despite negative credit bureau? – Top 5 tableau

Buying a car with a car loan without Schufa directly from the dealership

The thought of getting financing through a car dealership is obvious when buying a vehicle. After all, you know the people in the dealership personally, which often results in a certain level of trust. But if you have a negative Schufa entry, it is not easy to get a loan - car dealerships and banks reject customers with negative ... Read more

Which bank gives credit for low income?

Waiter - Only one of many Berfun with low income

People on low incomes often have a painful experience when applying for a loan: the more someone needs a loan because of their personal finances, the more difficult it is to apply. The "credit paradox" makes it very difficult for low-income earners, housewives, students, part-time workers and retirees to obtain a loan. But this article shows how and with which ... Read more

Swiss credit ranking: 7 Swiss credit providers without Schufa

In the Swiss credit ranking list you will find the seven best German credit providers for a loan from Swiss banks despite negative credit bureau and without upfront costs. The Swiss credit providers can arrange a loan without a credit bureau from a foreign bank. Alternatively, these providers also offer you a cheaper loan from Germany. This credit will then be used despite negative ... Read more

Swiss credit for Germans

In addition to the impressive mountain panorama of the Swiss Alps, Glacier Express and Alphorn, Switzerland also has an efficient banking system to offer. With the Swiss loan for Germans, we can also share in the benefits of Switzerland north of the Alps.

Why are Swiss loans so popular with Germans? In contrast to most German credit institutions, Swiss banks grant the loan according to different rules of the game. Loans from Switzerland can also be granted with a negative Schufa entry, a “poor credit rating”. In addition, there is no entry at the Schufa for a loan from Switzerland. The name Swiss loan ... Read more

Credit declined due to chargeback

No money? A loan without income can help quickly.

All information should be filled out completely and correctly when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. If the bank statements show return debits, the loan can be rejected. But also payments to debt collection companies... Read more

Loan declined due to bank statement

Loan declined due to bank statement

ATTENTION! Current loans should be specified correctly and completely when applying for a loan. Finally, the lender usually receives a copy of the bank statements. The bank often requests account statements for the last 3 months. The bank therefore finds out about these obligations anyway. An undisclosed loan does not leave a good impression on the bank and it can lead to ... Read more

credit that everyone gets

Credit everyone gets

Many people with a bad credit rating or a negative entry at the SCHUFA urgently need money. Therefore, the question of a "loan that everyone gets" is in the room. If you just want to get a loan, you have to find a bank that checks as few criteria as possible when it is awarded. After all, the loan should be quick for everyone without ... Read more

No BAföG? Finance your studies without BAföG

No BAföG? Finance your studies without BAföG

Numerous students do not receive BAföG for various reasons. A solution or an alternative to BAföG must therefore be found. Because whether fate is your own fault or not: the course can also be financed without BAföG. The BAföG money tap was often turned off at the change of semester and students are faced with the question "No more BAföG what ... Read more

Credit as a student: where to apply for a student loan? 🤔

Focus on your studies with a student loan

If the BAföG is not enough and the parents cannot cover the costs either, another source of money for the studies must be found. In addition to a part-time job or a scholarship, a student loan is also an option. In contrast to an installment loan, the KFW student loan is paid out in monthly installments. And the repayment is different: With student loans, installment payments are ... Read more

Which bank is most likely to get a loan from?

If you have already asked yourself the question “Which bank is most likely to get a loan from?”, you have come to the right place. Loans that are easy to apply for and that anyone can get are either mini loans of up to EUR 3,000 or an installment loan with a credit line of up to EUR 7,500. You are most likely to get a loan of 1,000 euros with … Read more

Borrow money and pay today

Borrow money and pay today

Borrow money and pay it out today: Loans from the mini loan comparison can be on the account in just 30 minutes. A mini loan with immediate payment or a micro loan with immediate payment is used. This is a loan available without a long and complicated credit check process. Because with a mini loan you can borrow up to 3000 euros and ... Read more

Loan without proof of salary - borrow money without income?

An instant loan without proof of income can help quickly!

If you ask yourself the question "Where can I get credit without proof of income" or "Which bank gives credit without income" Konto-Kredit-Vergleich.de can help you. A loan without proof of salary is a way for people without a fixed income to get money. In fact, a serious loan without proof of income is only available from Ferratum Bank*. The bank offers… Read more

Loan without proof of income

Loan without proof of income

This article is all about borrowing money without proof of income. Special loans allow you to get cash without proof of income. In the small loan test, Konto-Kredit-Vergleich.de found that a loan without proof of income is only available from Ferratum Bank*. At Ferratum, for example, you can get a 500 euro loan without proof of income or a 1000 euro loan without proof of income... Read more

Credit despite negative SCHUFA and creditworthiness

Credit despite negative SCHUFA and credit rating: minimum income of lenders

I often hear or read the question of how to get a loan despite negative SCHUFA and creditworthiness. Possible reasons often stem from an unwise financial decision in the past. This problem is attempted to be solved by means of a loan. Other causes are often due to a changed life situation. Now it's your own finances... Read more

Loan without SCHUFA experience (SMAVA)

smava experiences

Kredit ohne SCHUFA? Erhalte trotz negativem SCHUFA Eintrag einen Kredit! Nach Absenden des Formulars ist ein Kredit trotz negativem SCHUFA Eintrag möglich. Auf dieser Seite erfährst du welche Erfahrungen andere mit einem Kredit ohne SCHUFA gesammelt haben. Wir schauen uns den Anbieter SMAVA an. Kredit ohne SCHUFA Erfahrungen mit SMAVA als Finanzdienstleister? Die Erfahrungen mit … Read more

Despite Schufa entry credit

Are you looking for a loan without SCHUFA, i.e. a loan with SCHUFA entry? Since these are granted more quickly than conventional installment loans, they are also called lightning credit without SCHUFA or simply credit despite SCHUFA. If you are looking for a loan, it is often difficult to get past the SCHUFA, because banks ... Read more

Instant loan without SCHUFA

Our financing partner offers the possibility of obtaining an instant loan without information from Schufa. This means that people with a moderate credit rating or the self-employed with strongly fluctuating incomes can also get a loan “without a SCHUFA query”. Requirements for conventional loans Some requirements must be met to apply for a loan. The reason for this is that lenders protect themselves from payment defaults ... Read more

Instant loan despite Schufa

Borrow money and pay out today

Our financing partner offers the possibility of obtaining an instant loan despite credit bureau information. This means that people with a moderate credit rating or the self-employed with strongly fluctuating incomes can also get a loan “without a SCHUFA query”. Requirements for conventional loans Some requirements must be met to apply for a loan. The reason for this is that lenders protect themselves from payment defaults ... Read more

Loan for trainees: guide for trainees

credit for trainees

The trainee salary is usually not sufficient for larger purchases. In this phase of life, however, there are often larger blocks of costs. If you move into your own apartment because of your job, you have to pay for moving and furnishing costs. If parents and relatives cannot help here, a loan for trainees can help. Getting this isn't always... Read more

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