ING deposit money simply explained

Dieser Artikel stellt 3 kostenlose Möglichkeiten vor, wie du kostenlos bei der ING Geld einzahlen kannst. Hierzu gibt es Minimal- und Maximalbeträge von 1.000 Euro und 25.000 Euro, welche jedoch relativ einfach umgangen werden können. Als Direktbank profitiert die ING von den eingesparten Kosten eines teuren Filialnetz. Diesen Kostenvorteil gibt sie durch ein kostenloses Girokonto und einen guten Service direkt an ihre Kunden weiter. Dies zeigt sich auch darin, dass die ING Ihren Kunden einen kostenlosen Bargeldservice durch Kooperation mit der Reisebank anbietet. Die Reisebank betreibt ein Filialnetz von etwa 100 Filialen in Deutschland. Die meisten Filialen befinden sich an Bahnhöfen. Doch es gibt noch 2 weitere Möglichkeiten, kostenlos bei der ING Bargeld einzuzahlen. Weitere Informationen zum Thema „Bargeld einzahlen bei der ING“ findest du in den folgenden Abschnitten.

short version

  • As an ING customer, you can deposit cash free of charge via Reisebank AG or ING ATMs
  • Reisebank offers you over 100 branches in Germany
  • In these branches you can buy amounts between 1.000 € and 25.000 € deposit free
  • With a simple trick you can also deposit amounts under 1,000 euros or over 25,000 euros free of charge via the Reisebank
  • Simply deposit money with giro card or Iban number (For safety identity card or bring your passport)
  • Alternativ kannst du auch in Sparkassen, Volksbank oder sonstigen Banken Geld gegen Gebühr auf dein ING Konto einzahlen (Stichwort: Barüberweisung)
  • Another way to deposit money into your ING account free of charge is to open a second account with the Comdirect

ING Bank: where to deposit money?

Deposit ING money: Reisebank – Option 1

Die Reisebank bietet dir eine komfortable online Suche ihrer Filialen. So hast du die Möglichkeit, eine Filiale in deiner Näher schnell und einfach zu finden. Dort kannst du als ING Kunde kostenlos Bargeld einzahlen

> Link: Reisebank branch locator (opens in a new tab)">>> Link: Reisebank branch locator

ING: Geld einzahlen: Kostenlos möglich bei allen 100 Reisebanken in Deutschland. Bildquelle: Screenshot der Reisebank Standortsuche
ING: Deposit money: Possible free of charge at all 100 travel banks in Germany. Image source: Screenshot of the Reisebank location search

Deposit ING money: ING branches – option 2

Die Einzahlung von Bargeld ist auch an einigen der ING eigenen Geldautomaten möglich. Die ING bietet dir eine komfortable online Suche ihrer Ein- und Auszahlautomaten. So hast du die Möglichkeit, eine Filiale in deiner Näher schnell und einfach zu finden. Geldautomaten, die das kostenlose Einzahlen von Bargeld ermöglichen, sind in den Suchergebnissen hervorgehoben.

>> Link: ING ATM search

ING Geld einzahlen: Einzahlautomat im Biesdorf Center in Berlin. Bildquelle: Screenshot ING Geldautomatensuche
Deposit ING money: deposit machine in the Biesdorf Center in Berlin. Image Source: Screenshot ING ATM search

Über die ING Geldautomatensuche besteht auch die Möglichkeit, Automaten zur Einzahlung von Bargeld zu finden. Hierzu musst du nur den entsprechenden Haken in den Einstellungen der Suche setzen.

ING Geldautomat mit Einzahlfunktion

Who is ING's partner bank – Reisebank?

ING Logo
Die Wurzeln der Reisebank gehen auf die 1923 gegründete Deutschen Verkehrs-Kredit Bank (DVKB) zurück. Ziel dieser Bank war die Errichtung und Bewirtschaftung von Wechselstuben in Bahnhöfen. Die Standorte sind bis heute weitgehend erhalten geblieben, was erklärt, warum die Reisebank an vielen Bahnhöfen und mittlerweile auch an Flughäfen anzutreffen ist. Seit 2004 gehört die Reisebank zur genossenschaftlichen Finanzgruppe der Volksbanken Raiffeisenbanken. Die 100 Filialen der Reisebank befinden sich hauptsächlich in den großen Metropolregionen und in Großstädten.

Where is the nearest ING partner branch?

Reisebank is still mainly represented at larger train stations and airports. However, Reisebank branches can also be found in larger inner cities or at exhibition centres. In the Reisebank branches of the Reisebank you can exchange money at the counter 1.000 € and 25.000 € fund your ING account for free. In any case, think of yours giro card or Iban number (For safety identity card or bring your passport). A little further up in the article you will find 2 links to the Reisebank and the next ING machine.

Deposit money at the Reisebank counter

If you want to deposit money into your ING account via the Reisebank, you are dependent on their opening hours. You can find details on the Reisebank website after you have chosen your location. After presenting your Girocard and identity card, your cash will be accepted by the Reisebank employee, counted and credited to your ING current account.
ING Logo
open checking account

ING cash deposit at the travel bank: necessary documents

It is best and easiest if you next to your identity card or passport yours giro card vorlegen kannst. Dadurch hat die Bank sofort alle relevanten Daten zur Verfügung und es kommt zu keinerlei Nachfragen. Es ist jedoch auch möglich, nur unter Vorlage der IBAN Geld einzuzahlen.

How much can an ING customer pay into the Reisebank free of charge?

As an ING customer, cash deposits between EUR 1,000 and EUR 25,000 via the Reisebank are free of charge. A maximum of 50 coins are accepted. A deposit of less than 1,000 euros is also possible for a fee.

Trick: Free cash deposit to ING account under 1,000 euros or over 25,000 euros

you want you less than €1,000 deposit into your ING account? No problem. Reisebank charges a fee for this of 1.00 percent of the deposit amount – but at least €5.00. However, you can easily avoid this fee: Withdraw the difference from your current account free of charge beforehand and then pay the minimum amount of EUR 1.00 into your ING account free of charge. If you want to deposit more than 25,000 euros for free, you can make multiple deposits. The number is not limited.

Can I deposit money at an ING ATM?

Yes, this is also possible free of charge. ING operates a few ATMs that offer this function. I have more information further up the page compiled.

Can I also deposit my money at a third-party bank?

This is possible with a cash transfer. You can also use it to deposit money into your ING account free of charge via the Volks- and Raiffeisenbanken or the savings banks. However, there are stately fees of around five to 15 euros per process.

Is it possible to deposit coins into an ING account?

You can deposit up to 50 coins at the Reisebank. Please also note that ING itself does not accept cash by post. ING cannot process this and will send it back to you. 

Deposit money into an ING account for free using a secondary account – option 3

Another way to deposit money into your ING account free of charge is to open a second account with the Comdirect. With the Comdirect, three deposits a year at Commerzbank are free of charge. From the fourth payment per year, a fee of 1.90 euros will be charged. The deposit and withdrawal machine in the Commerzbank branch in Quickborn is free of charge.

Conclusion on depositing money at ING

“ING: depositing money simply explained” was the headline of this article. Let us now draw a conclusion. How easy is it actually to deposit cash as an ING customer. In the article I have shown three different ways to deposit cash at ING.

  1. The first possibility is via one of the 100 nationwide travel banks, which is free with amounts between 1,000 euros and 25,000 euros. The restriction can be circumvented relatively easily by withdrawing money beforehand free of charge for amounts under €1,000 and by making multiple deposits for amounts over €25,000.
  2. The second way to deposit money at ING for free is via bank machines, which are highlighted separately on the ING Bank location search.
  3. The third option is this Opening a free checking account as a secondary account with better deposit options. Here be the free checking account of the Comdirect called. With the Comdirect, three deposits a year at Commerzbank are free of charge. From the fourth payment per year, a fee of 1.90 euros will be charged.

Depositing money at ING is therefore possible, although not quite as convenient as with Sparkasse and Co. The strength of the bank lies in the very good cash availability with Girocard and Visacard (both free of charge) and good customer service as well as low overdraft interest. Another advantage of ING is that they lending extremely transparent and favorable conditions. Of course, customers enjoy this all the more when they first get a foot in the door of the bank, for example through the Opening a free checking account.

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