Loan without proof of salary - borrow money without income?

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✅ Loan without proof of salary: Get a loan without a fixed income!

✅ Ferratum sole provider in Germany!

✅ Borrow up to €1,000 for 62 days

✅ from €2.55 interest per month **

✅ Express payment and 2-rate repayment on request: Money on the account in 24 hours!


Loan without proof of salary - Only at Ferratum Bank »
❌ Santander Bank, easycredit and other providers: Proof of income required.
** Example: €2.55 interest per month when borrowing €300 for 30 days. Effective Interest Rate: 10.36%.

If you ask yourself the question "Where can I get credit without proof of income" or "Which bank gives credit without income" Konto-Kredit-Vergleich.de can help you. A loan without proof of salary is a way for people without a fixed income to get money. In fact, a serious loan without proof of income is only with the Ferratum Bank* accessible. The bank also offers an instant loan without proof of salary. At Ferratum Bank you can borrow money without income or proof of income. However, what is not possible: Borrow money without SCHUFA and proof of income, because a reasonable credit rating is also a prerequisite for the degree at Ferratum. There are also many requests for a loan without proof of salary from Santander Bank and easycredit. I can give you the alternative to this as well Ferratum Bank* recommend, because at Santander and easycredit work or pension income is required!

Credit without proof of salary - Borrow money without income: For the self-employed, unemployed, students or people in the probationary period

A loan or instant loan without proof of salary. Money for the self-employed, unemployed, students or people in the probationary period
Loan without proof of income – Loans can also be taken without a fixed income be made possible at Ferratum

It is often not too difficult for people with a fixed income to get a loan from a bank. Without a fixed income, however, it is much more difficult to get a loan. A Loan without proof of salary is then the drug of choice for the self-employed, the unemployed and students. In contrast to conventional loans, a loan without proof of salary does not require a payslip check.

A Loan without proof of salary is therefore particularly interesting for: self-employed, students and the unemployed. But even people in the probationary period find it difficult to get a loan from a regular house bank: sufficient proof of salary is rarely available.

The self-employed face a similar problem: Although they can show sufficient proof of income, these are rarely accepted by house banks. Therefore, the question is also asked in this context: "Is a loan for the self-employed possible without proof of salary?

To solve the problem, Konto-Kreditvergleich.de scanned the market and created a credit without proof of salary sought:

A "credit without proof of salary“ is only available at the Ferratum Bank!* With the providers Santander Bank or easy Credit you cannot borrow money without income!

A serious loan without proof of income is useful if you only have a small, irregular or no income have. However, make sure that you can also repay the loan!

Student, self-employed, unemployedright trial period? Serious loan up to 1000 euros without proof of income from the Ferratum Bank*! Borrow up to 1000 euros without income!

Loan without proof of salary and guarantors

Ferratum Bank also grants a loan without a guarantor. The bank only carries out a digital account check. You have to pass this in order to get a loan paid out. The bank doesn't really care about anything else. While house banks ask for guarantors if the income is not Celebration are, the self-employed can take out a loan with Ferratum without proof of income and guarantors.

In the case of a loan without proof of salary, the Schufa score is taken into account

There is no reputable provider of one Credit without proof of salary and SCHUFA! Your Schufa score will also be checked at Ferratum Bank. For this purpose, the lender applies for a Schufa report. The Schufa information is an analysis of your payment behavior in the past. In addition to other criteria, your credit rating is calculated from the Schufa. If everything is in order, you will receive a loan approval. If your Schufa score is too low, your loan request may be rejected. In this case, you should not take the rejection lightly, but try to find out the cause. With these tips you are guaranteed to get a loan! They are written from the point of view of credit despite Schufa, but can be used generally. Thanks to the simple application process and few preliminary checks at Ferratum almost everyone gets a loan.

If you are looking for a loan despite negative credit bureau, you should consult the credit experts at Smava* seek advice. The provider has specialists who specialize in lending despite a credit bureau entry. However, a low minimum income is a prerequisite for Smava. Learn more about the topic Which bank gives credit despite negative SCHUFA.

Instant loan without proof of salary - borrow money without income?

An instant loan without proof of salary can help quickly when you need money. But even if you do not choose the express option, you will receive a decision in a few seconds as to whether you will get the loan or not. All you have to do is enter your IBAN. Without the optional XpressService, as Ferratum calls the instant loan, you have to wait up to 15 days for your money. With XpressService, on the other hand, Ferratum pays you the desired amount of money within 24 hours. However, if you want to borrow money with no income, you should be careful. Only ever take out as much credit as you can read!

An instant loan without proof of salary can help quickly! You can use it to borrow money with no income when you are in financial need!
An instant loan without proof of salary can help quickly! You can use it to borrow money with no income when you are in financial need!
Where can I get a loan without proof of salary?

In the Ferratum Bench* you also get as Student, self-employed or unemployedr a loan of up to 1,000 euros without proof of income!

Does easy Credit have a loan with no income?

You can without Income, second borrower or guarantor, a reputable loan at the Ferratum Bank*apply for. Other reputable providers for low-income earners are cashper*, Vexcash* or Smava*. Here, however, income must be proven. Even easy Credit does not have a loan without income.

What do I need to get a loan?

ferratum* only carries out a digital account check. You have to pass this in order to get a loan paid out. A digital account check only takes a few seconds and is carried out directly in the browser.

What are the conditions for a loan without proof of salary?

Of the Ferratum credit ohne Nachweise wird für eine Duration von 30 oder 62 Tagen aufgenommen. Neukunden können 1.000 Euro aufnehmen. Bestandskunden sogar 2000 Euro. Bei einer Laufzeit von 30 Tagen wird der Kredit in einer Rate zurückgezahlt. Bei einer Laufzeit von 62 Tagen wird der Kredit in 2 Raten zurückbezahlt. Mit einer Laufzeit von 30 Tagen können bis zu 600 Euro aufgenommen werden und bei 62 Tagen Laufzeit können Neukunden bis zu 1.000 Euro ohne Gehaltsnachweise aufnehmen.

Can I take out a loan online without a printer?

Yes the Ferratum credit* can be completed entirely online. A printer is not necessary.

Which bank gives credit without income for the self-employed, unemployed or students?

In the Ferratum Bench* you also get as Student, self-employed or unemployedr a loan of up to 1,000 euros without proof of income!

How do I get money despite negative Credit bureau?

Many people are looking for answers to the questions "Which bank gives credit despite negative SCHUFA""Which bank grants credit with bad credit?" or "Loan without SCHUFA and proof of income". In essence, it is always about getting a loan despite negative SCHUFA! Since there are many black sheep among the providers of credit bureau-free loans, there is a large collection on this page warning notices. This ensures that a serious loan without SCHUFA is completed by you. With the right partner, you can get a loan despite a Schufa entry. As a first point of contact, you could, for example, at SMAVA* to attempt

Alternative: Serious credit (almost) without proof of income from other providers

In addition to Ferratum, there are Cashper and Vexcash, which also grant small loans quickly and unbureaucratically. The providers are just as reputable as Ferratum, but require proof of income up to 700 euros. If you can prove this income, you should cash sper* walk. The provider has the best conditions for small loans in 2021.

Many other providers make use of this minimum income often a big secret. In addition, the required minimum income depends on other criteria. The minimum income depends on the amount of the loan, the loan term, the number of dependents and the SCHUFA score. If you are looking for a simple loan without paperwork, other providers are often too inflexible.

Required minimum income of lenders of small loans.Ferratum: 0€ or borrow money without incomeVexcash: 500 €Cashper: 700 €
Offererminimum income
Ferratum Bank*€0 (up to a loan amount of €1,000)
Vexcash*500,- €
cashper*700,- €

Alternative to Ferratum: Serious credit (almost) without proof of income from Vexcash and Cashper

Vexcash and Cashper also specialize in low-income loans. They require proof of income up to 700 euros. If you can prove this income, you have the opportunity to choose the best of the 3 providers. The credit comparison will help you with this

In the case of mini loans, the Schufa information is checked, but it is not very important because of the small loan amount (up to €2,000) and the short term (up to 2 months). Some providers then do not look so closely.

There is currently no provider that will lend you a loan without proof of income for amounts over €1,000. ferratum* however, does not require any proof of income up to a loan amount of €1,000. If you only have a small, irregular or no income and a small loan of up to 1,000 euros is sufficient for your needs, you can contact the Ferratum Bank* turn.

If you need a higher loan amount, you must also be able to show that you have a net income of between €700 and €1,150 at Ferratum Bank.

Some credit providers want to know the number of dependents in the household. If you have to make maintenance payments for several people, the minimum income requirements increase.

Borrow money without income: Only borrow what you can pay back!

WARNING: Please seek independent debt counseling if you are having financial difficulties. Only take out loans that you can repay. Avoid a debt spiral!
Only as much credit as affordable!

WARNING: Please contact independent debt counseling if you are having financial difficulties. Only take out a loan that you can pay back. Avoid a debt spiral!

Everything important about the loan & instant loan without proof of salary

  • ferratum* is the only provider
  • alternatives are SMAVA*, Vexcash* or cashper* if you have a low income
  • At a Swiss credit for Germans an assignment with a negative Schufa entry is possible - but proof of salary is required.
  • Express option available at Ferratum: the instant loan without proof of salary
  • You can improve your credit rating if the loan doesn't work out
  • Pay off the loan in good time to avoid late fees
  • If you are looking for a loan despite negative credit bureau, you should consult the credit experts at Smava* seek advice. The provider has specialists who specialize in lending despite a credit bureau entry. However, a low minimum income is a prerequisite for Smava. Learn more about the topic Which bank gives credit despite negative SCHUFA.

Serious loan or instant loan without proof of salary or proof of income: where to complete?

If you have little, irregular or no income, you can Ferratum Bank* still get a loan. Because at Ferratum Bank you get a small loan of up to 1,000 euros without proof of salary. The provider checks your Schufa, but does not have such high requirements here. The verification takes place online. It only lasts a maximum of 60 seconds. The sole provider of a loan without proof of income also offers express payment and 2-rate repayment on request. With the instant loan without proof of income, the money is in your account in 24 hours!

Loan for low earners: where to complete?

For low-income people SMAVA* the best alternative. Here you will receive a suitable offer that is tailored to your personal situation. But also the providers Vexcash* or cashper* are worth a look. After all, Vexcash only requires a monthly income of 500 euros. But even with Cashper you only have to be able to prove monthly income of 700 euros, which is why the provider should not go unmentioned in an article about credit without SCHUFA and proof of salary

  • Do you need a small loan of 100 to 500 euros? You can find the best providers for a loan amount of up to 500 euros here!
  • Do you need a small loan of 500 to 1,000 euros? You can find the best providers for a loan amount of up to 1,000 euros here!
  • Do you need a small loan of 1,100 to 3.00 euros? You can find the best providers for a loan amount of up to EUR 3.00 here!

Santander Bank loan available without salary statement?

There are many requests for a loan without proof of salary from Santander Bank. I can give you the alternative to this as well Ferratum Bank* recommend, because at Santander employment or pension income is required! Therefore, there is no loan available at Santander Bank without proof of salary.

Even with easy Credit you cannot borrow money or take out a loan without income!

There are many inquiries about a loan without income from easy Credit. I can give you the alternative to this as well Ferratum Bank* recommend, because Easy Credit requires proof of income! With easy Credit you don't get a loan without income.

A loan without proof of income is not available from Santander or Easycredit. Only at Ferratum Bank you can borrow money without income!
A loan without proof of income is not available from Santander or Easycredit. Only at Ferratum Bank you can borrow money without income!

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Disclaimer: This is well researched but non-binding information. No liability is accepted for incorrect information.

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